Credit Cards UK
Compare and Apply Online for Best Credit Card Deals in UK

"It just takes a minute to complete and submit your
UK online credit card application"

Credit Cards in United Kingdom
As at 31st August 2016, the outstanding credit card balances stood at £62.141 billions, an increase of £400 millions or 0.65% compares to £61.741 billions at the end of July 2016. There are 60.133 millions credit cards(50.844 million accounts) at the end of August 2016, an increase of 133 or 0.22% compares to 60.000 millions at the end of July 2016. The total card spending for August 2016 is £13.393 billions, generated from 246.280 millions of transactions(average £54 per transaction). £446 millions is recorded for cash withdrawals, generated from 3.334 millions transactions(average £134 per transaction).

Get UK credit cards of your choice with special deals and rewards today!

warningThe card issuer may STOP card offers and promotions without notice. Grab the card of your choice while it last.

For detailed information or to apply, click on the link next to the offer of your choice and a new window will be opened for you.

Monthly Statistics 2016

As at 31st January 2016, the outstanding credit card balances stood at £60.739 billions, a decrease of £655 millions or 1.07% compares to £61.394 billions at the end of December 2015. There are 59.944 millions credit cards(50.810 million accounts) at the end of January 2016, an increase of 67,000 or 0.11% compares to 59.877 millions at the end of December 2015. The total card spending for January 2016 is £11.454 billions, generated from 200.668 millions of transactions(average £57 per transaction). £281 millions is recorded for cash withdrawals, generated from 2.533 millions transactions(average £111 per transaction).

As at 29th February 2016, the outstanding credit card balances stood at £60.521 billions, a decrease of £218 millions or 0.36% compares to £60.739 billions at the end of January 2016. There are 60.048 millions credit cards(50.899 million accounts) at the end of February 2016, an increase of 104,000 or 0.17% compares to 59.944 millions at the end of January 2015. The total card spending for February 2016 is £12.084 billions, generated from 215.296 millions of transactions(average £56 per transaction). £307 millions is recorded for cash withdrawals, generated from 2.771 millions transactions(average £111 per transaction).

As at 31st March 2016, the outstanding credit card balances stood at £60.631 billions, an increase of £110 millions or 0.18% compares to £60.521 billions at the end of February 2016. There are 59.811 millions credit cards(50.507 million accounts) at the end of March 2016, a decrease of 237,000 or 0.39% compares to 60.048 millions at the end of February 2016. The total card spending for March 2016 is £12.570 billions, generated from 222.836 millions of transactions(average £56 per transaction). £362 millions is recorded for cash withdrawals, generated from 2.950 millions transactions(average £123 per transaction).

As at 30th April 2016, the outstanding credit card balances stood at £60.838 billions, an increase of £207 millions or 0.34% compares to £60.631 billions at the end of March 2016. There are 59.827 millions credit cards(50.511 million accounts) at the end of April 2016, an increase of 16,000 or 0.027% compares to 59.811 millions at the end of March 2016. The total card spending for April 2016 is £12.179 billions, generated from 215.787 millions of transactions(average £56 per transaction). £358 millions is recorded for cash withdrawals, generated from 2.972 millions transactions(average £120 per transaction).

As at 31st May 2016, the outstanding credit card balances stood at £61.301 billions, an increase of £463 millions or 0.76% compares to £60.838 billions at the end of April 2016. There are 60.040 millions credit cards(50.399 million accounts) at the end of May 2016, an increase of 213,000 or 0.36% compares to 59.827 millions at the end of April 2016. The total card spending for May 2016 is £13.059 billions, generated from 234.221 millions of transactions(average £56 per transaction). £386 millions is recorded for cash withdrawals, generated from 3.040 millions transactions(average £127 per transaction).

As at 30th June 2016, the outstanding credit card balances stood at £61.696 billions, an increase of £395 millions or 0.64% compares to £61.301 billions at the end of May 2016. There are 59.995 millions credit cards(50.697 million accounts) at the end of June 2016, a decrease of 45,000 or 0.07% compares to 60.040 millions at the end of May 2016. The total card spending for June 2016 is £12.729 billions, generated from 228.754 millions of transactions(average £56 per transaction). £414 millions is recorded for cash withdrawals, generated from 3.149 millions transactions(average £131 per transaction).

As at 31st July 2016, the outstanding credit card balances stood at £61.741 billions, an increase of £45 millions or 0.07% compares to £61.696 billions at the end of June 2016. There are 60.000 millions credit cards(50.737 million accounts) at the end of July 2016, an increase of 5 or 0.008% compares to 59.995 millions at the end of June 2016. The total card spending for July 2016 is £12.538 billions, generated from 227.604 millions of transactions(average £55 per transaction). £402 millions is recorded for cash withdrawals, generated from 2.933 millions transactions(average £137 per transaction).

Credit Cards in United Kingdom 2014-2015

As at 31st December 2015, there are 59,877,000 credit cards(50.76mn accounts) in UK, an increase of 1,119,000 or 1.90% compares to 58,758,000 cards(50.60mn accounts) in the same period a year ago. And the outstanding credit stood at £61.39 billions as at 31st December 2015, an increase of 2.11% or £1.27 billions compares to £60.12 billions in the same period in 2014, showing that cardholders are slow in paying off their card spending compares to previous year with 57.8% of the balances bearing interest.

Total Card Transactions in Volume and Value
UK recorded 2,682 millions card transactions in 2015, an increase of 173 millions or 6.90% compares to 2,509 millions in 2014. The number of transactions can be further broken down as:-

  • 2,643 millions purchases transaction, an increase of 172 millions or 6.96% compares to 2,471 millions in 2014
  • 33.10 millions cash withdrawals transaction, an increase of 1.25 millions or 3.92% compares to 31.85 millions in 2014
  • 6.06 millions balance transfers transaction, an increase of 0.05 millions or 0.83% compares to 6.01 millions in 2014

The total card transactions for 2015 is £166.27 billions in value, an increase of £4.65 billions or 2.88% compares to £161.62 billions in 2014. The figure can be further broken down as:-
  • £148.89 billions purchases transaction, an increase of £4.28 billions or 2.96% compares to £144.61 billions in 2014
  • £3.93 billions cash withdrawals transaction, an increase of £0.07 billions or 1.81% compares to £3.86 billions in 2014
  • £13.45 billions balance transfers transaction, an increase of £0.30 billions or 2.28% compares to £13.15 billions in 2014

Card Fraud in United Kingdom 2014-2015
Card Fraud in UK amounted to £567.5m in 2015, a significant increase of £88.5m or 18.48% compares to £479.0m in 2014. 66.93% or £379.8m of card fraud is committed in UK(an increase of £51.1m or 15.55% compares to £328.7m in 2014), while £187.7m or 33.07% is committed abroad(an increase of £37.4m or 24.88% compares to £150.3m in 2014).
The £567.5m card fraud losses can be further broken down as:-

  • £398.2m for phone, internet and mail order fraud (Card-not-present fraud), an increase of £66.7m or 20.12% compares to £331.5m 2014.
    Out of the £398.2m, 65.67% or £261.5m is for e-commerce, an increase of of £42.4m or 19.35% compares to £219.1m 2014.
  • £45.3m for counterfeit (skimmed/cloned) fraud, a decrease of £2.5m or 5.23% compares to £47.8m 2014.
  • £74.1m for fraud on lost or stolen cards, an increase of £14.4m or 24.12% compares to £59.7m 2014.
  • £38.2m for card ID theft, an increase of £8.3m or 27.76% compares to £29.9m 2014.
  • £11.7m for mail non-receipt, an increase of £1.6m or 15.84% compares to £10.1m 2014.

Within the £567.5m card fraud losses, £53.5m is for UK retail face-to-face transactions(an increase of £4.3m or 8.74% compares to £49.2m in 2014), and £32.7mm for UK cash machine fraud(an increase of £5.4m or 19.78% compares to £27.3m in 2014).

Monthly Statistics 2015

As at 31st December 2015, the outstanding credit card balances stood at £61.394 billions, an increase of £757 millions or 1.25% compares to £60.637 billions at the end of November 2015. There are 59.877 millions credit cards(50.763 million accounts) at the end of December 2015, a decrease of 220,000 or 0.37% compares to 60.097 millions at the end of November 2015. The total card spending for December is £13.692 billions, generated from 262.593 millions of transactions(average £52 per transaction). £321 millions is recorded for cash withdrawals, generated from 2.784 millions transactions(average £115 per transaction).

As at 30th November 2015, the outstanding credit card balances stood at £60.637 billions, an increase of £757 millions or 1.26% compares to £59.880 billions at the end of October 2015. There are 60.097 millions credit cards(51.210 million accounts) at the end of November 2015, an increase of 108,000 or 0.18% compares to 59.989 millions at the end of October 2015. The total card spending for November 2015 is £13.173 billions, generated from 242.075 millions of transactions(average £54 per transaction). £303 millions is recorded for cash withdrawals, generated from 2.737 millions transactions(average £111 per transaction).

As at 31st October 2015, the outstanding credit card balances stood at £59.880 billions, a decrease of £148 millions or 0.25% compares to £60.028 billions at the end of September 2015. There are 59.989 millions credit cards(51.137 million accounts) at the end of October 2015, an increase of 374,000 or 0.58% compares to 59.615 millions at the end of September 2015. The total card spending for October 2015 is £12.425 billions, generated from 223.094 millions of transactions(average £56 per transaction). £317 millions is recorded for cash withdrawals, generated from 2.769 millions transactions(average £114 per transaction).

As at 30th September 2015, the outstanding credit card balances stood at £60.028 billions, an increase of £154 millions or 0.26% compares to £59.874 billions at the end of August 2015. There are 59.615 millions credit cards(50.973 million accounts) at the end of September 2015, a decrease of 334,000 or 0.56% compares to 59.949 millions at the end of August 2015. The total card spending for September 2015 is £12.449 billions, generated from 222.220 millions of transactions(average £56 per transaction). £347 millions is recorded for cash withdrawals, generated from 2.931 millions transactions(average £118 per transaction).

As at 31st August 2015, the outstanding credit card balances stood at £59.874 billions, an increase of £191 millions or 0.32% compares to £59.683 billions at the end of July 2015. There are 59.949 millions credit cards(51.121 million accounts) at the end of August 2015, an increase of 188,000 or 0.31% compares to 59.761 millions at the end of July 2015. The total card spending for August 2015 is £12.107 billions, generated from 218.023 millions of transactions(average £56 per transaction). £352 millions is recorded for cash withdrawals, generated from 2.852 millions transactions(average £123 per transaction).

As at 31st July 2015, the outstanding credit card balances stood at £59.683 billions, an increase of £73 millions or 0.12% compares to £59.610 billions at the end of June 2015. There are 59.761 millions credit cards(50.962 million accounts) at the end of July 2015, an increase of 158,000 or 0.27% compares to 59.603 millions at the end of June 2015. The total card spending for July 2015 is £12.844 billions, generated from 224.163 millions of transactions(average £57 per transaction). £372 millions is recorded for cash withdrawals, generated from 2.863 millions transactions(average £130 per transaction).

As at 30th June 2015, the outstanding credit card balances stood at £59.610 billions, an increase of £372 millions or 0.63% compares to £59.238 billions at the end of May 2015. There are 59.603 millions credit cards(51.051 million accounts) at the end of June 2015, an increase of 208,000 or 0.35% compares to 59.395 millions at the end of May 2015. The total card spending for June 2015 is £13.100 billions, generated from 230.705 millions of transactions(average £57 per transaction). £360 millions is recorded for cash withdrawals, generated from 2.944 millions transactions(average £122 per transaction).

As at 31st May 2015, the outstanding credit card balances stood at £59.238 billions, a decrease of £41 millions or 0.07% compares to £59.279 billions at the end of April 2015. There are 59.395 millions credit cards(50.889 million accounts) at the end of May 2015, an increase of 153,000 or 0.26% compares to 59.242 millions at the end of April 2015. The total card spending for May 2015 is £12.001 billions, generated from 209.621 millions of transactions(average £57 per transaction). £323 millions is recorded for cash withdrawals, generated from 2.672 millions transactions(average £121 per transaction).

As at 30th April 2015, the outstanding credit card balances stood at £59.279 billions, an increase of £566 millions or 0.96% compares to £58.713 billions at the end of March 2015. There are 59.242 millions credit cards(50.752 million accounts) at the end of April 2015, an increase of 89,000 or 0.15% compares to 59.153 millions at the end of March 2015. The total card spending for April 2015 is £12.082 billions, generated from 210.684 millions of transactions(average £57 per transaction). £324 millions is recorded for cash withdrawals, generated from 2.827 millions transactions(average £115 per transaction).

As at 31st March 2015, the outstanding credit card balances stood at £58.713 billions, a decrease of £216 millions or 0.37% compares to £58.929 billions at the end of February 2015. There are 59.153 millions credit cards(50.637 million accounts) at the end of February 2015, an increase of 111,000 or 0.19% compares to 59.042 millions at the end of February 2015. The total card spending for March 2015 is £12.678 billions, generated from 218.463 millions of transactions(average £58 per transaction). £337 millions is recorded for cash withdrawals, generated from 2.843 millions transactions(average £119 per transaction).

As at 28th February 2015, the outstanding credit card balances stood at £58.929 billions, a decrease of £233 millions or 0.39% compares to £59.162 billions at the end of January 2015. There are 59.042 millions credit cards(50.525 million accounts) at the end of February 2015, a decrease of 43,000 or 0.07% compares to 59.085 millions at the end of January 2015. The total card spending for February 2015 is £10.848 billions, generated from 187.418 millions of transactions(average £58 per transaction). £284 millions is recorded for cash withdrawals, generated from 2.443 millions transactions(average £116 per transaction).

As at 31st January 2015, the outstanding credit card balances stood at £59.162 billions, a decrease of £955 millions or 1.59% compares to £60.117 billions at the end of December 2014. There are 59.085 millions credit cards(50.623 million accounts) at the end of January 2015, an increase of 327,000 or 0.56% compares to 58.758 millions at the end of December 2014. The total card spending for January 2015 is £11.489 billions, generated from 193.703 millions of transactions(average £59 per transaction). £286 millions is recorded for cash withdrawals, generated from 2.434 millions transactions(average £118 per transaction).

Credit Cards in United Kingdom 2013-2014

As at 31st December 2014, there are 58,758,000 credit cards(50.60mn accounts) in UK, a decrease of 720,000 or 1.24% compares to 58,038,000 cards(49.76mn accounts) in the same period a year ago. And the outstanding credit stood at £60.12 billions as at 31st December 2014, an increase of 3.10% or £1.81 billions compares to £58.31 billions in the same period in 2013, showing that cardholders are slow in paying off their card spending compares to previous year with 57.4% of the balances bearing interest.

Total Card Transactions in Volume and Value
UK recorded 2,509 millions card transactions in 2014, an increase of 134 millions or 5.64% compares to 2,375 millions in 2013. The number of transactions can be further broken down as:-

  • 2,471 millions purchases transaction, an increase of 132 millions or 5.64% compares to 2,339 millions in 2013
  • 31.85 millions cash withdrawals transaction, an increase of 1.65 millions or 5.46% compares to 30.20 millions in 2013
  • 6.01 millions balance transfers transaction, an increase of 0.31 millions or 5.44% compares to 5.70 millions in 2013

The total card transactions for 2014 is £161.62 billions in value, an increase of £6.27 billions or 4.04% compares to £155.35 billions in 2013. The figure can be further broken down as:-
  • £144.61 billions purchases transaction, an increase of £5.46 billions or 3.92% compares to £139.15 billions in 2013
  • £3.86 billions cash withdrawals transaction, an increase of £0.01 billions or 0.26% compares to £3.85 billions in 2013
  • £13.15 billions balance transfers transaction, an increase of £0.80 billions or 6.48% compares to £12.35 billions in 2013

Card Fraud in United Kingdom
Card Fraud in UK stood at £479.0m in 2014, an increase of £28.6m or 6.35% compares to £450.4m in 2013. 68.62% or £328.7m of card fraud is committed in UK(an increase of £0.3m or 0.09% compares to £328.4m in 2013), while £150.3m or 31.38% is committed abroad(an increase of £28.3m or 23.20% compares to £122.0m in 2013).
The £479.0m card fraud losses can be further broken down as:-

  • £331.5m for phone, internet and mail order fraud (Card-not-present fraud), an increase of £30.4m or 10.10% compares to £301.1m 2013.
    Out of the £331.5m, 66.09% or £219.1m is for e-commerce, an increase of of £29m or 15.26% compares to £190.1m 2013.
  • £47.8m for counterfeit (skimmed/cloned) fraud, an increase of £4.4m or 10.14% compares to £43.4m 2013.
  • £59.7m for fraud on lost or stolen cards, an increase of £0.8m or 1.36% compares to £58.9m 2013.
  • £29.9m for card ID theft, a decrease of £6.8m or 18.53% compares to £36.7m 2013.
  • £10.1m for mail non-receipt, a decrease of £0.3m or 2.88% compares to £10.4m 2013.

Within the £479.0m card fraud losses, £49.2m is for UK retail face-to-face transactions(a decrease of £11.6m or 19.08% compares to £60.8m in 2013), and £27.3m for UK cash machine fraud(a decrease of £4.6m or 14.42% compares to £31.9m in 2013).


Monthly Statistics 2014

As at 31st December 2014, the outstanding credit card balances stood at £60.117 billions, an increase of £721 millions or 1.21% compares to £59.396 billions at the end of November 2014. There are 58.758 millions credit cards(50.602 million accounts) at the end of December 2014, an increase of 85,000 or 0.14% compares to 58.673 millions at the end of November 2014. The total card spending for December 2014 is £14.218 billions, generated from 263.116 millions of transactions(average £54 per transaction). £327 millions is recorded for cash withdrawals, generated from 2.734 millions transactions(average £120 per transaction).

As at 30th November 2014, the outstanding credit card balances stood at £59.396 billions, an increase of £637 millions or 1.08% compares to £58.759 billions at the end of October 2014. There are 58.673 millions credit cards(50.608 million accounts) at the end of November 2014, a decrease of 737,000 or 1.24% compares to 59.410 millions at the end of October 2014. The total card spending for November 2014 is £11.963 billions, generated from 212.103 millions of transactions(average £56 per transaction). £277 millions is recorded for cash withdrawals, generated from 2.408 millions transactions(average £115 per transaction).

As at 31st October 2014, the outstanding credit card balances stood at £58.759 billions, an increase of £59 millions or 0.10% compares to £58.700 billions at the end of September 2014. There are 59.410 millions credit cards(51.204 million accounts) at the end of October 2014, an increase of 48,000 or 0.08% compares to 59.362 millions at the end of September 2014. The total card spending for October 2014 is £12.440 billions, generated from 213.738 millions of transactions(average £58 per transaction). £321 millions is recorded for cash withdrawals, generated from 2.719 millions transactions(average £118 per transaction).

As at 30th September 2014, the outstanding credit card balances stood at £58.700 billions, an increase of £148 millions or 0.25% compares to £58.552 billions at the end of August 2014. There are 59.362 millions credit cards(51.129 million accounts) at the end of September 2014, an increase of 44,000 or 0.07% compares to 59.318 millions at the end of August 2014. The total card spending for September 2014 is £12.481 billions, generated from 210.330 millions of transactions(average £59 per transaction). £356 millions is recorded for cash withdrawals, generated from 2.868 millions transactions(average £124 per transaction).

As at 31st August 2014, the outstanding credit card balances stood at £58.552 billions, an increase of £358 millions or 0.62% compares to £58.194 billions at the end of July 2014. There are 59.318 millions credit cards(51.062 million accounts) at the end of August 2014, an increase of 132,000 or 0.22% compares to 59.186 millions at the end of July 2014. The total card spending for August 2014 is £11.687 billions, generated from 201.360 millions of transactions(average £58 per transaction). £348 millions is recorded for cash withdrawals, generated from 2.722 millions transactions(average £128 per transaction).

As at 31st July 2014, the outstanding credit card balances stood at £58.194 billions, an increase of £57 millions or 0.10% compares to £58.137 billions at the end of June 2014. There are 59.186 millions credit cards(50.943 million accounts) at the end of July 2014, an increase of 188,000 or 0.32% compares to 58.998 millions at the end of June 2014. The total card spending for July 2014 is £12.431 billions, generated from 211.434 millions of transactions(average £59 per transaction). £366 millions is recorded for cash withdrawals, generated from 2.858 millions transactions(average £128 per transaction).

As at 30th June 2014, the outstanding credit card balances stood at £58.137 billions, an increase of £382 millions or 0.66% compares to £57.755 billions at the end of May 2014. There are 58.998 millions credit cards(50.809 million accounts) at the end of June 2014, an increase of 660,000 or 1.13% compares to 58.338 millions at the end of May 2014. The total card spending for June 2014 is £12.149 billions, generated from 206.080 millions of transactions(average £59 per transaction). £349 millions is recorded for cash withdrawals, generated from 2.841 millions transactions(average £123 per transaction).

As at 31st May 2014, the outstanding credit card balances stood at £57.755 billions, an increase of £217 millions or 0.38% compares to £57.538 billions at the end of April 2014. There are 58.338 millions credit cards(50.153 million accounts) at the end of May 2014, a decrease of 249,000 or 0.43% compares to 58.587 millions at the end of April 2014. The total card spending for May 2014 is £11.712 billions, generated from 200.536 millions of transactions(average £58 per transaction). £333 millions is recorded for cash withdrawals, generated from 2.649 millions transactions(average £126 per transaction).

As at 30th April 2014, the outstanding credit card balances stood at £57.538 billions, an increase of £463 millions or 0.81% compares to £57.075 billions at the end of March 2014. There are 58.587 millions credit cards(50.477 million accounts) at the end of April 2014, an increase of 630,000 or 1.09% compares to 57.957 millions at the end of March 2014. The total card spending for April 2014 is £11.679 billions, generated from 195.264 millions of transactions(average £60 per transaction). £322 millions is recorded for cash withdrawals, generated from 2.749 millions transactions(average £117 per transaction).

As at 31st March 2014, the outstanding credit card balances stood at £57.075 billions, a decrease of £342 millions or 0.60% compares to £57.417 billions at the end of February 2014. There are 57.957 millions credit cards(50.348 million accounts) at at the end of March 2014, an increase of 223,000 or 0.39% compares to 57.734 millions at the end of February 2014. The total card spending for March 2014 is £11.863 billions, generated from 196.386 millions of transactions(average £60 per transaction). £303 millions is recorded for cash withdrawals, generated from 2.586 millions transactions(average £117 per transaction).

As at 28th February 2014, the outstanding credit card balances stood at £57.417 billions, a decrease of £53 millions or 0.09% compares to £57.470 billions at the end of January 2014. There are 57.734 millions credit cards(50.113 million accounts) at the end of February 2014, a decrease of 41,000 or 0.07% compares to 57.775 millions at the end of January 2014. The total card spending for February 2014 is £10.465 billions, generated from 173.969 millions of transactions(average £60 per transaction). £273 millions is recorded for cash withdrawals, generated from 2.330 millions transactions(average £117 per transaction).

As at 31st January 2014, the outstanding credit card balances stood at £57.470 billions, a decrease of £841 millions or 1.44% compares to £58.311 billions at the end of December 2013. There are 57.775 millions credit cards(50.011 million accounts) at the end of January 2014, a decrease of 263,000 or 0.45% compares to 58.038 millions at the end of December 2013. The total card spending for January 2014 is £11.516 billions, generated from 186.328 millions of transactions(average £62 per transaction). £286 millions is recorded for cash withdrawals, generated from 2.387 millions transactions(average £120 per transaction).


Credit Cards in United Kingdom 2012-2013

As at 31st December 2013, there are 58,038,000 credit cards(49.76mn accounts) in UK, a decrease of 908,000 or 1.54% compares to 58,946,000 cards(49.54mn accounts) in the same period a year ago. And the outstanding credit stood at £58.31 billions as at 31st December 2013, an increase of 1.64% or £0.94 billions compares to £57.37 billions in the same period in 2012, showing that cardholders are slow(with 13.41% increase in balance transfers transaction value) in paying off their card spending compares to previous year with 61.1% of the balances bearing interest.

Total Card Transactions in Volume and Value
UK recorded 2,375 millions card transactions in 2013, an increase of 151 millions or 6.79% compares to 2,224 millions in 2012. The number of transactions can be further broken down as:-

  • 2,339 millions purchases transaction, an increase of 149 millions or 6.80% compares to 2,190 millions in 2012
  • 30.20 millions cash withdrawals transaction, an increase of 0.87 millions or 2.97% compares to 29.33 millions in 2012
  • 5.70 millions balance transfers transaction, an increase of 0.56 millions or 10.89% compares to 5.14 millions in 2012

The total card transactions for 2013 is £155.35 billions in value, an increase of £4.94 billions or 3.28% compares to £150.41 billions in 2012. The figure can be further broken down as:-
  • £139.15 billions purchases transaction, an increase of £3.41 billions or 2.51% compares to £135.74 billions in 2012
  • £3.85 billions cash withdrawals transaction, an increase of £0.07 billions or 1.85% compares to £3.78 billions in 2012
  • £12.35 billions balance transfers transaction, an increase of £1.46 billions or 13.41% compares to £10.89 billions in 2012

Card Fraud in United Kingdom
Card Fraud in UK amounted to £450.4m in 2013, an increase of £62.1m or 15.99% compares to £388.3m in 2012. 72.91% or £328.4m of card fraud is committed in UK(an increase of £41.7m or 14.54% compares to £286.7m in 2012), while £122.0m or 27.09% is committed abroad(an increase of £20.7m or 20.43% compares to £101.3m in 2012).
The £450.4m card fraud losses can be further broken down as:-

  • £301.1m for phone, internet and mail order fraud (Card-not-present fraud), an increase of £55.1m or 22.40% compares to £246.0m 2012.
    Out of the £301.1m, 63.14% or £190.1m is for e-commerce, an increase of of £49.9m or 35.59% compares to £140.2m 2012.
  • £43.4m for counterfeit (skimmed/cloned) fraud, an increase of £1.3m or 3.09% compares to £42.1m 2012.
  • £58.9m for fraud on lost or stolen cards, an increase of £3.7m or 6.70% compares to £55.2m 2012.
  • £36.7m for card ID theft, an increase of £4.5m or 13.98% compares to £32.2m 2012.
  • £10.4m for mail non-receipt, a decrease of £2.4m or 18.75% compares to £12.8m 2012.

Within the £450.4m card fraud losses, £60.8m is for UK retail face-to-face transactions(an increase of £6.2m or 11.36% compares to £54.6m in 2012), and £31.9m for UK cash machine fraud(an increase of £3m or 10.38% compares to £28.9m in 2012).


Monthly Statistics 2013

As at 31st January 2013, the outstanding credit card balances stood at £56.251 billions, an increase of £1.116 billions or 1.95% compares to £57.367 billions at the end of December 2012. There are 58.821 millions credit cards(49.385 million accounts) at the end of January 2013, a decrease of 125,000 or 0.21% compares to 58.946 millions at the end of December 2012. The total card spending for January 2013 is £10.870 billions, generated from 174.075 millions of transactions(average £62 per transaction). £297 millions is recorded for cash withdrawals, generated from 2.332 millions transactions(average £127 per transaction).

As at 28th February 2013, the outstanding credit card balances stood at £56.322 billions, an increase of £71 millions or 0.13% compares to £56.251 billions at the end of January 2013. There are 58.490 millions credit cards(49.164 million accounts) at the end of February 2013, a decrease of 331,000 or 0.56% compares to 58.821 millions at the end of January 2013. The total card spending for February 2013 is £10.181 billions, generated from 165.698 millions of transactions(average £61 per transaction). £280 millions is recorded for cash withdrawals, generated from 2.224 millions transactions(average £126 per transaction).

As at 31st March 2013, the outstanding credit card balances stood at £55.972 billions, a decrease of £350 millions or 0.62% compares to £56.322 billions at the end of February 2013. There are 58.531 millions credit cards(49.183 million accounts) at the end of March 2013, an increase of 41,000 or 0.07% compares to 58.490 millions at the end of February 2013. The total card spending for March 2013 is £10.923 billions, generated from 176.792 millions of transactions(average £62 per transaction). £292 millions is recorded for cash withdrawals, generated from 2.297 millions transactions(average £127 per transaction).

As at 30th April 2013, the outstanding credit card balances stood at £56.210 billions, an increase of £238 millions or 0.43% compares to £55.972 billions at the end of March 2013. There are 57.693 millions credit cards(49.150 million accounts) at the end of April 2013, a decrease of 838,000 or 1.43% compares to 58.531 millions at the end of March 2013. The total card spending for April 2013 is £11.642 billions, generated from 191.650 millions of transactions(average £61 per transaction). £328 millions is recorded for cash withdrawals, generated from 2.678 millions transactions(average £122 per transaction).

As at 31st May 2013, the outstanding credit card balances stood at £56.458 billions, an increase of £248 millions or 0.44% compares to £56.210 billions at the end of April 2013. There are 57.905 millions credit cards(49.179 million accounts) at the end of May 2013, an increase of 212,000 or 0.37% compares to 57.693 millions at the end of April 2013. The total card spending for May 2013 is £11.772 billions, generated from 193.142 millions of transactions(average £61 per transaction). £330 millions is recorded for cash withdrawals, generated from 2.534 millions transactions(average £130 per transaction).

As at 30th June 2013, the outstanding credit card balances stood at £56.873 billions, an increase of £415 millions or 0.74% compares to £56.458 billions at the end of May 2013. There are 57.874 millions credit cards(49.255 million accounts) at the end of June 2013, a decrease of 31,000 or 0.05% compares to 57.905 millions at the end of May 2013. The total card spending for June 2013 is £10.951 billions, generated from 182.387 millions of transactions(average £60 per transaction). £310 millions is recorded for cash withdrawals, generated from 2.397 millions transactions(average £129 per transaction).

As at 31st July 2013, the outstanding credit card balances stood at £56.728 billions, a decrease of £145 millions or 0.25% compares to £56.873 billions at the end of June 2013. There are 57.958 millions credit cards(49.387 million accounts) at the end of July 2013, an increase of 84,000 or 0.15% compares to 57.874 millions at the end of June 2013. The total card spending for July 2013 is £12.431 billions, generated from 210.362 millions of transactions(average £59 per transaction). £375 millions is recorded for cash withdrawals, generated from 2.803 millions transactions(average £134 per transaction).

As at 31st August 2013, the outstanding credit card balances stood at £56.672 billions, a decrease of £56 millions or 0.10% compares to £56.728 billions at the end of July 2013. There are 57.980 millions credit cards(49.496 million accounts) at the end of August 2013, an increase of 22,000 or 0.04% compares to 57.958 millions at the end of July 2013. The total card spending for August 2013 is £11.559 billions, generated from 196.914 millions of transactions(average £59 per transaction). £367 millions is recorded for cash withdrawals, generated from 2.751 millions transactions(average £133 per transaction).

As at 30th September 2013, the outstanding credit card balances stood at £57.008 billions, an increase of £336 millions or 0.59% compares to £56.672 billions at the end of August 2013. There are 58.057 millions credit cards(49.596 million accounts) at the end of September 2013, an increase of 77,000 or 0.13% compares to 57.980 millions at the end of August 2013. The total card spending for September 2013 is £11.770 billions, generated from 196.293 millions of transactions(average £60 per transaction). £343 millions is recorded for cash withdrawals, generated from 2.655 millions transactions(average £129 per transaction).

As at 31st October 2013, the outstanding credit card balances stood at £56.963 billions, a decrease of £45 millions or 0.08% compares to £57.008 billions at the end of September 2013. There are 58.120 millions credit cards(49.721 million accounts) at the end of October 2013, an increase of 63,000 or 0.11% compares to 58.057 millions at the end of September 2013. The total card spending for October 2013 is £11.902 billions, generated from 200.941 millions of transactions(average £59 per transaction). £323 millions is recorded for cash withdrawals, generated from 2.610 millions transactions(average £124 per transaction).

As at 30th November 2013, the outstanding credit card balances stood at £57.701 billions, an increase of £738 millions or 1.30% compares to £56.963 billions at the end of October 2013. There are 58.070 millions credit cards(49.735 million accounts) at the end of November 2013, a decrease of 50,000 or 0.09% compares to 58.120 millions at the end of Ocotber 2013. The total card spending for November 2013 is £12.015 billions, generated from 209.498 millions of transactions(average £57 per transaction). £287 millions is recorded for cash withdrawals, generated from 2.400 millions transactions(average £120 per transaction).

As at 31st December 2013, the outstanding credit card balances stood at £58.311 billions, an increase of £610 millions or 1.06% compares to £57.701 billions at the end of November 2013. There are 58.038 millions credit cards(49.758 million accounts) at the end of December 2013, a decrease of 32,000 or 0.06% compares to 58.070 millions at the end of November 2013. The total card spending for December 2013 is £13.133 billions, generated from 241.685 millions of transactions(average £54 per transaction). £313 millions is recorded for cash withdrawals, generated from 2.522 millions transactions(average £124 per transaction).


Credit Cards in United Kingdom 2011-2012

The number of credit cards in UK increase marginally for the first time after steady decilne since 2009. As at 31st December 2012, there are 58,946,000 credit cards(49.54mn accounts) in UK, an increase of 262,000 or 0.45% compares to 58,684,000 cards(49.22mn accounts) in the same period a year ago. And the outstanding credit stood at £57.37 billions as at 31st December 2012, a decrease of 1.73% or £1.01 billions compares to £58.38 billions in the same period in 2011, showing that cardholders are consistently paying off their card spending with 65.4% of the balances bearing interest.

Total Card Transactions in Volume and Value
UK recorded 2,224 millions card transactions in 2012, an increase of 108 millions or 5.10% compares to 2,116 millions in 2011. The number of transactions can be further broken down as:-

  • 2,190 millions purchases transaction, an increase of 109 millions or 5.24% compares to 2,081 millions in 2011
  • 29.33 millions cash withdrawals transaction, a decrease of 0.24 millions or 0.81% compares to 29.57 millions in 2011
  • 5.14 millions balance transfers transaction, an increase of 0.02 millions or 0.39% compares to 5.12 millions in 2011

The total card transactions for 2012 is £150.41 billions in value, an increase of £2.39 billions or 1.61% compares to £148.02 billions in 2011. The figure can be further broken down as:-
  • £135.74 billions purchases transaction, an increase of £2.68 billions or 2.01% compares to £133.06 billions in 2011
  • £3.78 billions cash withdrawals transaction, a decrease of £0.18 billions or 4.55% compares to £3.96 billions in 2011
  • £10.89 billions balance transfers transaction, a decrease of £0.11 billions or 1.00% compares to £11.00 billions in 2011

Card Fraud in United Kingdom
Card Fraud in UK amounted to £388.3m in 2012, an increase of £47.3m or 13.87% compares to £341.0m in 2011. 73.91% or £287.0m of card fraud is committed in UK(an increase of £26m or 9.96% compares to £261.0m in 2011), while £101.3m or 26.11% is committed abroad(an increase of £21.3m or 26.63% compares to £80.0m in 2011).
The £388.3m card fraud losses can be further broken down as:-

  • £246.0m for phone, internet and mail order fraud (Card-not-present fraud), an increase of £25.1m or 11.36% compares to £220.9m 2011.
    Out of the £246.0m, 56.99% or £140.2m is for e-commerce, an increase of of £0.6m or 0.43% compares to £139.6m 2011.
  • £42.1m for counterfeit (skimmed/cloned) fraud, an increase of £6.0m or 16.62% compares to £36.1m 2011.
  • £55.2m for fraud on lost or stolen cards, an increase of £5.1m or 10.18% compares to £50.1m 2011.
  • £32.2m for card ID theft, an increase of £9.7m or 43.11% compares to £22.5m 2011.
  • £12.8m for mail non-receipt, an increase of £1.5m or 13.27% compares to £11.3m 2011.

Within the £388.3m card fraud losses, £54.6m is for UK retail face-to-face transactions(an increase of £11.4m or 26.39% compares to £43.2m in 2011), and £28.9m for UK cash machine fraud(a decrease of £0.4m or 1.37% compares to £29.3m in 2011).


Credit Cards in United Kingdom 2010-2011

The number of credit cards in UK continues to slide. As at 31st December 2011, there are 58,684,000 credit cards(49.22mn accounts) in UK, a decrease of 830,000 or 1.39% compares to 59,514,000 cards(50.08mn accounts) in the same period a year ago. And the outstanding credit stood at £58.38 billions as at 31st December 2011, a decrease of 6.47% or £4.04 billions compares to £62.42 billions in the same period in 2010, showing that cardholders are consistently paying off their card spending with 66.1% of the balances bearing interest.

Total Card Payments in Volume and Value
UK recorded 2,116 millions card transactions in 2011, an increase of 87 millions or 4.29% compares to 2,029 millions in 2010. The number of transactions can be further broken down as:-

  • 2,081 millions purchases transaction, an increase of 88 millions or 4.42% compares to 1,993 millions in 2010
  • 29.57 millions cash withdrawals transaction, a decrease of 1.09 millions or 3.56% compares to 30.66 millions in 2010
  • 5.12 millions balance transfers transaction, a decrease of 0.01 millions or 0.19% compares to 5.13 millions in 2010

The total card transactions for 2011 is £148.02 billions in value, an increase of £3.60 billions or 2.49% compares to £144.42 billions in 2010. The figure can be further broken down as:-
  • £133.06 billions purchases transaction, an increase of £3.71 billions or 2.87% compares to £129.35 billions in 2010
  • £3.96 billions cash withdrawals transaction, a decrease of £0.43 billions or 9.79% compares to £4.39 billions in 2010
  • £11.00 billions balance transfers transaction, an increase of £0.32 billions or 3.00% compares to £10.68 billions in 2010

Card Fraud in United Kingdom
Card Fraud in UK amounted to £341.0m in 2011, a decrease of £24.4m or 6.68% compares to £365.4m in 2010. 76.54% or £261.0m of card fraud is committed in UK(a decrease of £10.5m or 3.87% compares to £271.5m in 2010), while £80.0m or 23.46% is committed abroad(a decrease of £13.9m or 14.80% compares to £93.9m in 2010).
The £341.0m card fraud losses can be further broken down as:-

  • £220.9m for phone, internet and mail order fraud (Card-not-present fraud), a decrease of £6.9m or 3.04% compares to £226.9m 2010.
    Out of the £220.9m, 63.20% or £139.6m is for e-commerce, an increase of of £4.5m or 3.33% compares to £135.1m 2010.
  • £36.1m for counterfeit (skimmed/cloned) fraud, a decrease of £11.5m or 24.16% compares to £47.6m 2010.
  • £50.1m for fraud on lost or stolen cards, an increase of £5.7m or 12.84% compares to £44.4m 2010.
  • £22.5m for card ID theft, a decrease of £15.6m or 40.94% compares to £38.1m 2010.
  • £11.3m for mail non-receipt, an increase of £2.9m or 34.52% compares to £8.4m 2010.

Within the £341.0m card fraud losses, £43.2m is for UK retail face-to-face transactions(a decrease of £24.2m or 35.91% compares to £67.4m in 2010), and £29.3m for UK cash machine fraud(a decrease of £3.9m or 11.75% compares to £33.2m in 2010).
The £261.0m of card fraud losses commited in UK can be further dissected regionally. More than half of the card fraud losses, 57.43% or £149.9m commited in the South East of UK, a decrease of £6.7m or 4.28% compares to £156.6m in 2010. North West has the second highest card fraud with £21.1m losses, a decrease of £2.4m or 10.21% compares to £23.5m in 2010. East Midlands came in third with £16.6m losses, followed by West Midlands with £14.2m losses and Yorks & Humberside with £12.2m losses. Wheeras North East has the lowest card fraud with £4.8m losses, followed by Northern Ireland with £6.3m losses, Wales with £7.6m losses and East Anglia with £8.1m losses.


Credit Cards in United Kingdom 2009-2010

The number of credit cards in UK continues to slide. As at 31st December 2010, there are 59,514,000 credit cards in UK, a decrease of 2,477,000 or 4% compares to 61,991,000 in the same period a year ago. And the outstanding credit stood at £62.42 billions as at 31st December 2010, a decrease of 3.18% or £2.05 billions compares to £64.47 billions in the same period in 2009. This is inline with cardholders change of habit by using cards for payment rather than borrowing, with 30 per cent of spending incurring no interest and one-third of accounts carrying no balance.

Total Card Payments in Volume and Value
UK recorded 2,029 millions card transactions in 2010, an increase of 24 millions or 1.2% compares to 2,005 millions in 2009. The number of transactions can be further broken down as:-

  • 1,993 millions purchases transaction, an increase of 31 millions or 1.58% compares to 1,962 millions in 2009
  • 30.66 millions cash withdrawals transaction, a decrease of 6.61 millions or 17.74% compares to 37.27 millions in 2009
  • 5.13 millions balance transfers transaction, a decrease of 0.19 millions or 3.57% compares to 5.32 millions in 2009

The total card transactions for 2010 is £144.42 billions in value, an increase of £1.61 billions or 1.13% compares to £142.81 billions in 2009. The figure can be further broken down as:-
  • £129.35 billions purchases transaction, an increase of £3.34 billions or 2.65% compares to £126.01 billions in 2009
  • £4.39 billions cash withdrawals transaction, a decrease of £1.62 billions or 26.96% compares to £6.01 billions in 2009
  • £10.68 billions balance transfers transaction, a decrease of £0.11 billions or 1.02% compares to £10.79 billions in 2009

Note: Data showing the split between Mastercard and Visa are no longer available, due to certain institutions moving existing credit card accounts from Visa or Mastercard to Amex branding.

Card Fraud in United Kingdom
Card Fraud in UK amounted to £365.4m in 2010(lowest level since 2000), a decrease of £74.6m or 16.95% compares to £440.0m in 2009. The card fraud has been rapidly reduced by 40.09% in two years period, down from all-time high of £610m in 2008. 74.3% or £271.5m of card fraud is committed in UK(a decrease of £45.9m or 14.46% compares to £317.4m in 2009), while £93.9m or 25.7% is committed abroad(a decrease of £28.7m or 23.41% compares to £122.6m in 2009). The £93.9m card fraud losses abroad has reduced significantly by £136.2m or 59.19%, compares to £230.1m losses in 2008.
The £365.4m card fraud losses can be further broken down as:-

  • £226.9m for phone, internet and mail order fraud (Card-not-present fraud), a decrease of £39.5m or 14.83% compares to £266.4m 2009.
    Out of the £226.9m, 59.54% or £135.1m is for e-commerce, a decrease of of £18.1m or 11.81% compares to £153.2m 2009.
  • £47.6m for counterfeit (skimmed/cloned) fraud, a decrease of £33.3m or 41.16% compares to £80.9m 2009.
  • £44.4m for fraud on lost or stolen cards, a decrease of £3.3m or 6.92% compares to £47.7m 2009.
  • £38.1m for card ID theft, a decrease of £0.1m or 0.26% compares to £38.2m 2009.
  • £8.4m for mail non-receipt, an increase of £1.5m or 21.74% compares to £6.9m 2009.

Within the £365.4m card fraud losses, £67.4m is for UK retail face-to-face transactions(a decrease of £4.4m or 6.13% compares to £71.8m in 2009), and £33.2m for UK cash machine fraud(a decrease of £3.5m or 9.54% compares to £36.7m in 2009).
The £271.5m of card fraud losses commited in UK can be further dissected regionally. More than half of the card fraud losses, 57.68% or £156.6m commited in the South East of UK, a decrease of £11.2m or 6.67% compares to £167.8m in 2009. North West has the second highest card fraud with £23.5m losses, a decrease of £15.5m or 39.74% compares to £39.0m in 2009. West Midlands came in third with £16.5m losses, followed by Yorks & Humberside with £15.4m losses and East Midlands with £13.6m losses. Wheeras North Ireland has the lowest card fraud with £0.83m losses, followed by East Anglia with £5.4m losses, North East with £7.8m losses and Wales with £7.8m losses.


Credit Cards in United Kingdom 2008-2009

The number of credit cards in UK continues to slide from 67,413,000 as at 31st December 2008 to 60,396,000 as at 31st December 2009. The decrease of 7,017,000 or 10.41% is expected due to financial crisis worldwide. During the period, prudent approach is taken by credit card issuers for issuances of new credit card with some old accounts are being closed in the same time. Nonetheless, UK still has the highest number of credit cards issued in Europe.
Of all the cards issued, 21,699,000 is for Visa Card(a significant decrease of 5,437,000 or 20.06% compares to 27,106,000 a year ago), while 38,727,000 is for MasterCard(a decrease of 1,579,000 or 3.92% compares to 40,306,000 a year ago). Outstanding credit stood at £64.47 billions as at 31st December 2009, a decrease of 2.73% or £1.81 billions compares to £66.28 billions in the same period in 2008.

Total Card Payments in Volume and Value
UK recorded 1,952 millions card transactions in 2009, a decrease of 42 millions or 2.1% compares to 1,994 millions in 2008. The number of transactions can be further broken down as 1,911 millions(635mn Visa, 1,276mn MasterCard) for purchases, 36.24 millions(14.3mn Visa, 21.94mn MasterCard) for cash withdrawals and 5.21 millions(1.82mn Visa, 3.39mn MasterCard) for balance transfers.
Out of these transactions, 651 millions or 33.35% is using Visa, a decrease of 113 millions or 14.79% compares to 764 millions in 2008; which is in tandem with the decrease in number of Visa card. Whereas 1,301 millions is using MasterCard, an increase of 71 millions or 5.77% compares to 1,230 millions in 2008; which shows the decrease in the number of MasterCard does not impact its number of transactions. In conclusion, the MasterCard brand is the clear winner over Visa brand in UK for 2009.

The total card transactions for 2009 is £139.52 billions in value, a decrease of £10.35 billions or 6.91% compares to £149.87 billions in 2008, which is inline with the decrease in number of credit cards issued. The figure can be further broken down as £123.10 billions(£44.62bn Visa, £78.48bn MasterCard) for purchases, £5.82 billions(£2.4bn Visa, £3.42bn MasterCard) for cash withdrawals and £10.59 billions(£3.64bn Visa, £6.95bn MasterCard) for balance transfers.
Out of these transactions, £50.67 billions or 36.33% is using Visa, a decrease of £10.03 billions or 16.52% compares to £60.7 billions in 2008; which is in tandem with the decrease in number of Visa card. Whereas £88.85 billions is using MasterCard, an decrease of £0.32 billions or 0.36% compares to £89.17 billions in 2008; which shows the decrease in the number of MasterCard does not have a big impact its total transactions value.


Credit Cards in United Kingdom 2007-2008

As of 2008, UK has a population of 61.35 millions with a GDP(gross domestic product) of €1,816.09 billions. This translates into €29.60 thousands of GDP per capita. UK contributes 14.51% of the EU total GDP, third behind Germany and France. There is a significant drop of 11.16% or €228.04 billions in GDP for UK compares to 2007.

As at 31st December 2008, there are 148,869,000 payment cards issued in UK(2.44 cards per capita), making UK the Europe leader in number of cards issued in the country per capita. This is an increase of 4,204,000 payment cards issued or 2.91% compares to 144,665,000 in 2007.

There are 66,163,000 credit cards in UK as at 31st December 2008, a decrease of 1,148,000 or 1.71% compares to 67,311,000 in 2007. UK has the highest number of credit cards issued in Europe followed by France(with 50% lesser cards). In the same period, there are 4,095,000 cards with a credit and/or delayed debit function in UK, a significant increase of 727,000 or 21.59% compares to 3,368,000 in 2007. Debit cards increase by 4,625,000 or 6.25% to 78,610,000 in 2008, compares to 73,985,000 in 2007. UK is the second highest country in Europe when it comes to debit cards issued, behind the leader Germany.

Total Card Payments in Volume and Value
For 2008, UK recorded the highest card payment transactions in Europe with 7,595.00 millions transactions(124.45 transactions per capita), an increase of 395 millions or 5.49% compares to 7,200.00 millions in 2007. Out of these transactions, 1,791.00 millions or 23.58% is paid by credit cards, a decrease of 15.00 millions or 0.83% compares to 1,806.00 millions in 2007; which is in tandem with the decrease in number of credit cards. Whereas 179.00 millions is paid by cards with a credit and/or delayed debit function, an increase of 48.00 millions or 36.64% compares to 131.00 millions in 2007; which reflects the impact of 21.59% increase in number of cards. The rest of card payment transactions(5,625.00 millions) are paid by debit cards, an increase of 362.00 millions or 6.88% compares to 5,263 millions in 2007. UK total card payment transactions volume contributes 25.78% to the EU total number of transactions, which also happened to be the top contributor.

The total card payments for 2008 is €511.99 billions in value(€8.39 thousands per capita - second highest in Europe), although there is a decrease of €21.86 billions or 3.95% compares to €553.85 billions in 2007, UK card payments value is still ranked top in Europe. This also translates into €67.4 per card payment transaction, decrease from €76.9 in 2007; which shown payment cards are used for increasingly smaller amounts. Out of these transactions, €143.36 billions or 28.00% is paid by credit cards, a decrease of €22.32 billions or 13.47% compares to €165.68 billions in 2007 due to drop in number of credit cards. Whereas €26.09 billions or 5.10% is paid by cards with a credit and/or delayed debit function, an increase of €4.20 billions or 19.19% compares to €21.89 billions in 2007; which is in tandem with the increase of cards with a credit and/or delayed debit function. The rest of card payments, €342.53 billions in value is paid by debit cards, a decrease of €23.74 billions or 6.48% compares to €366.27 billions in 2007. UK total card payment value contributes 30.47% to the EU total transactions value, the highest in Europe.

img
img
img
img
lock

Safe and secure online application with SSL encryption technology

img
img
img
img
John Lewis Car Insurance