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Credit Cards in Italy
As of 2017, Italy has a population of 60.5 millions with a GDP(gross domestic product) of €1,716.9 billions. This translates into €28.4 thousands of GDP per capita. Italy contributes 11.2% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2017, there are 77,535,200 payment cards issued in Italy(1.28 cards per capita), an increase of 1,118,400 or 1.46% compares to 76,416,800 in 2016. There are 23,393,600 cards with a credit and/or delayed debit function in Italy as at 31st December 2017, a decrease of 650,100 or 2.70% compares to 24,043,700 in 2016. Debit cards increase by 1,768,600 or 3.38% to 54,141,600 in 2017, compares to 52,373,000 in 2016.

The credit card outstanding balance in Italy stood at €8,068 millions(€7,354 millions for personal credit card and €714 millions for business credit card) as at 30th September 2018, a decrease by €236 millions or 2.84% compares to €8,304 millions(€7,728 millions for personal credit card and €576 millions for business credit card) as at 31st August 2018.

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Total Card Payments in Volume and Value

For 2017, there are 2,796.0 millions of card payment transactions in Italy(46.21 transactions per capita), an increase of 183.1 millions or 7.01% compares to 2,612.9 millions in 2016. Out of these transactions, 855.0 millions or 30.58% is paid by cards with a credit and/or delayed debit function, an increase of 78.6 millions or 10.12% compares to 776.4 millions in 2016. The rest of card payment transactions(1,941.0 millions) are paid by debit cards, an increase of 104.5 millions or 5.69% compares to 1,836.5 millions in 2016. Italy total card payment transactions volume contributes 4.0% to the EU total number of transactions.

The total card payments for 2017 is €179.8 billions in value(€2.97 thousands per capita), an increase of €5.6 billions or 3.21% compares to €174.2 billions in 2016. This translates into €64.3 per card payment transaction, a decrease from €66.7 in 2016. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €65.8 billions or 36.60% is paid by cards with a credit and/or delayed debit function, an increase of €3.5 billions or 5.62% compares to €62.3 billions in 2016. The rest of card payments, €113.9 billions in value is paid by debit cards, an increase of €2.1 billions or 1.88% compares to €111.8 billions in 2016. Italy total card payment value contributes 5.9% to the EU total transactions value.

Monthly credit card outstanding balances 2018 in Italy

The credit card outstanding balance stood at €7,738 millions(€7,221 millions for personal credit card and €517 millions for business credit card) as at 31st January 2018, a decrease by €493 millions or 5.99% compares to €8,231 millions(€7,664 millions for personal credit card and €567 millions for business credit card) as at 31st December 2017.

The credit card outstanding balance stood at €7,244 millions(€6,857 millions for personal credit card and €387 millions for business credit card) as at 29th February 2018, a decrease by €494 millions or 6.38% compares to €7,738 millions(€7,221 millions for personal credit card and €517 millions for business credit card) as at 31st January 2018.

The credit card outstanding balance stood at €7,698 millions(€7,122 millions for personal credit card and €576 millions for business credit card) as at 31st March 2018, an increase by €454 millions or 6.27% compares to €7,244 millions(€6,857 millions for personal credit card and €387 millions for business credit card) as at 29th February 2018.

The credit card outstanding balance stood at €7,828 millions(€7,268 millions for personal credit card and €560 millions for business credit card) as at 30th April 2018, an increase by €130 millions or 1.69% compares to €7,698 millions(€7,122 millions for personal credit card and €576 millions for business credit card) as at 31st March 2018.

The credit card outstanding balance stood at €8,103 millions(€7,495 millions for personal credit card and €608 millions for business credit card) as at 31st May 2018, an increase by €275 millions or 3.51% compares to €7,828 millions(€7,268 millions for personal credit card and €560 millions for business credit card) as at 30th April 2018.

The credit card outstanding balance stood at €8,108 millions(€7,496 millions for personal credit card and €612 millions for business credit card) as at 30th June 2018, an increase by €5 millions or 0.06% compares to €8,103 millions(€7,495 millions for personal credit card and €608 millions for business credit card) as at 31st May 2018.

The credit card outstanding balance stood at €8,460 millions(€7,808 millions for personal credit card and €652 millions for business credit card) as at 31st July 2018, an increase by €352 millions or 4.34% compares to €8,108 millions(€7,496 millions for personal credit card and €612 millions for business credit card) as at 30th June 2018.

The credit card outstanding balance stood at €8,304 millions(€7,728 millions for personal credit card and €576 millions for business credit card) as at 31st August 2018, a decrease by €156 millions or 1.84% compares to €8,460 millions(€7,808 millions for personal credit card and €652 millions for business credit card) as at 31st July 2018.

Credit card outstanding balances 2011-2017 in Italy

As at 31st December 2017, the outstanding balance for credit card stood at €8,231 millions(€7,664 millions for personal credit card and €567 millions for business credit card), an increase of €434 millions or 5.57% compares to €7,797 millions(€7,338 millions for personal credit card and €459 millions for business credit card) at the same period in 2016.

As at 31st December 2016, the outstanding balance for credit card stood at €7,797 millions(€7,338 millions for personal credit card and €459 millions for business credit card), an increase of €511 millions or 7.01% compares to €7,286 millions(€6,982 millions for personal credit card and €304 millions for business credit card) at the same period in 2015.

As at 31st December 2015, the outstanding balance for credit card stood at €7,286 millions(€6,982 millions for personal credit card and €304 millions for business credit card), an increase of €1,174 millions or 19.21% compares to €6,112 millions(€5,863 millions for personal credit card and €249 millions for business credit card) at the same period in 2014.

As at 31st December 2014, the outstanding balance for credit card stood at €6,112 millions(€5,863 millions for personal credit card and €249 millions for business credit card), a decrease of €341 millions or 5.28% compares to €6,453 millions(€6,240 millions for personal credit card and €213 millions for business credit card) at the same period in 2013.

As at 31st December 2013, the outstanding balance for credit card stood at €6,453 millions(€6,240 millions for personal credit card and €213 millions for business credit card), an increase of €25 millions or 0.39% compares to €6,428 millions(€6,230 millions for personal credit card and €198 millions for business credit card) at the same period in 2012.

As at 31st December 2012, the outstanding balance for credit card stood at €6,428 millions(€6,230 millions for personal credit card and €198 millions for business credit card), an increase of €248 millions or 4.01% compares to €6,180 millions(€6,027 millions for personal credit card and €153 millions for business credit card) at the same period in 2011.

Credit Cards in Italy 2015-2016

As of 2016, Italy has a population of 60.6 millions with a GDP(gross domestic product) of €1,680.9 billions. This translates into €27.7 thousands of GDP per capita. Italy contributes 11.3% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2016, there are 76,416,800 payment cards issued in Italy(1.26 cards per capita), a decrease of 737,200 or 0.96% compares to 77,154,000 in 2015. There are 24,043,700 cards with a credit and/or delayed debit function in Italy as at 31st December 2016, an increase of 2,793,600 or 10.41% compares to 26,837,300 in 2015. Debit cards increase by 2,056,300 or 4.09% to 52,373,000 in 2016, compares to 50,316,700 in 2015.

Total Card Payments in Volume and Value
For 2016, there are 2,612.9 millions of card payment transactions in Italy(43.12 transactions per capita), an increase of 343.1 millions or 15.12% compares to 2,269.8 millions in 2015. Out of these transactions, 776.4 millions or 29.71% is paid by cards with a credit and/or delayed debit function, an increase of 123.8 millions or 18.97% compares to 652.6 millions in 2015. The rest of card payment transactions(1,836.5 millions) are paid by debit cards, an increase of 219.4 millions or 13.57% compares to 1,617.1 millions in 2015. Italy total card payment transactions volume contributes 4.2% to the EU total number of transactions.

The total card payments for 2016 is €174.2 billions in value(€2.87 thousands per capita), an increase of €16.9 billions or 10.74% compares to €157.3 billions in 2015. This translates into €66.7 per card payment transaction, a decrease from €69.3 in 2015. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €62.3 billions or 35.76% is paid by cards with a credit and/or delayed debit function, an increase of €8.2 billions or 15.16% compares to €54.1 billions in 2015. The rest of card payments, €111.8 billions in value is paid by debit cards, an increase of €8.6 billions or 8.33% compares to €103.2 billions in 2015. Italy total card payment value contributes 6.0% to the EU total transactions value.


Credit Cards in Italy 2014-2015

As of 2015, Italy has a population of 60.73 millions with a GDP(gross domestic product) of €1,636.37 billions. This translates into €26.95 thousands of GDP per capita. Italy contributes 11.14% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2015, there are 77,154,030 payment cards issued in Italy(1.27 cards per capita), an increase of 3,511,910 or 4.77% compares to 73,642,120 in 2014. There are 26,837,290 cards with a credit and/or delayed debit function in Italy as at 31st December 2015, an increase of 231,360 or 0.87% compares to 26,605,930 in 2014. Debit cards increase by 3,280,550 or 6.97% to 50,316,740 in 2015, compares to 47,036,190 in 2014.

Total Card Payments in Volume and Value
For 2015, there are 2,269.78 millions of card payment transactions in Italy(37.37 transactions per capita), an increase of 235.78 millions or 11.59% compares to 2,034.00 millions in 2014. Out of these transactions, 652.63 millions or 28.75% is paid by cards with a credit and/or delayed debit function, an increase of 8.67 millions or 1.35% compares to 643.96 millions in 2014. The rest of card payment transactions(1,617.15 millions) are paid by debit cards, an increase of 227.09 millions or 16.34% compares to 1,390.06 millions in 2014. Italy total card payment transactions volume contributes 4.29% to the EU total number of transactions.

The total card payments for 2015 is €157.34 billions in value(€2.59 thousands per capita), an increase of €15.06 billions or 10.58% compares to €142.28 billions in 2014. This translates into €69.3 per card payment transaction, a decrease from €70.0 in 2014, ranked third after Luxembourg €70.7 and Cyprus €72.7 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €54.15 billions or 34.42% is paid by cards with a credit and/or delayed debit function, an increase of €0.24 billions or 0.45% compares to €53.91 billions in 2014. The rest of card payments, €103.20 billions in value is paid by debit cards, an increase of €14.83 billions or 16.78% compares to €88.37 billions in 2014. Italy total card payment value contributes 6.09% to the EU total transactions value.


Credit Cards in Italy 2013-2014

As of 2014, Italy has a population of 60.79 millions with a GDP(gross domestic product) of €1,611.88 billions. This translates into €26.52 thousands of GDP per capita. Italy contributes 11.52% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2014, there are 73,642,120 payment cards issued in Italy(1.21 cards per capita), an increase of 1,855,800 or 2.59% compares to 71,786,320 in 2013. There are 26,605,930 cards with a credit and/or delayed debit function in Italy as at 31st December 2014, a decrease of 964,760 or 3.50% compares to 27,570,690 in 2013. Debit cards increase by 2,820,560 or 6.38% to 47,036,190 in 2014, compares to 44,215,630 in 2013.

Total Card Payments in Volume and Value
For 2014, there are 2,034.00 millions of card payment transactions in Italy(33.45 transactions per capita), an increase of 220.79 millions or 12.18% compares to 1,813.21 millions in 2013. Out of these transactions, 643.96 millions or 31.66% is paid by cards with a credit and/or delayed debit function, an increase of 56.51 millions or 9.62% compares to 587.45 millions in 2013. The rest of card payment transactions(1,390.06 millions) are paid by debit cards, an increase of 164.29 millions or 13.40% compares to 1,225.77 millions in 2013. Italy total card payment transactions volume contributes 4.28% to the EU total number of transactions.

The total card payments for 2014 is €142.28 billions in value(€2.34 thousands per capita), an increase of €12.65 billions or 9.76% compares to €129.63 billions in 2013. This translates into €70.0 per card payment transaction, a decrease from €71.5 in 2013, ranked fourth after Germany €77.1, Luxembourg €72.1 and Cyprus €71.5 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €53.91 billions or 37.89% is paid by cards with a credit and/or delayed debit function, an increase of €3.06 billions or 6.02% compares to €50.85 billions in 2013. The rest of card payments, €88.37 billions in value is paid by debit cards, an increase of €9.58 billions or 12.16% compares to €78.79 billions in 2013. Italy total card payment value contributes 6.10% to the EU total transactions value.
Although there is a dropped of 3.50% in cards with a credit and/or delayed debit function, the transactions volume and value are not affected with 9.62% and 6.02% increased respectively.


Credit Cards in Italy 2012-2013

As of 2013, Italy has a population of 60.65 millions with a GDP(gross domestic product) of €1,606.89 billions. This translates into €26.50 thousands of GDP per capita. Italy contributes 11.87% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2013, there are 71,786,320 payment cards issued in Italy(1.18 cards per capita), an increase of 3,606,220 or 5.29% compares to 68,180,100 in 2012. There are 27,570,690 cards with a credit and/or delayed debit function in Italy as at 31st December 2013, a decrease of 902,200 or 3.17% compares to 28,472,890 in 2012. Debit cards increase by 4,508,420 or 11.35% to 44,215,630 in 2013, compares to 39,707,210 in 2012.

Total Card Payments in Volume and Value
For 2013, there are 1,813.21 millions of card payment transactions in Italy(29.90 transactions per capita), an increase of 184.23 millions or 11.31% compares to 1,628.98 millions in 2012. Out of these transactions, 587.45 millions or 32.40% is paid by cards with a credit and/or delayed debit function, an increase of 49.99 millions or 9.30% compares to 537.46 millions in 2012. The rest of card payment transactions(1,225.77 millions) are paid by debit cards, an increase of 134.25 millions or 12.30% compares to 1,091.52 millions in 2012. Italy total card payment transactions volume contributes 4.15% to the EU total number of transactions.

The total card payments for 2013 is €129.63 billions in value(€2.14 thousands per capita), an increase of €6.35 billions or 5.15% compares to €123.28 billions in 2012. This translates into €71.5 per card payment transaction, a decrease from €75.7 in 2012, ranked fourth after Cyprus €77.8, Luxembourg €74.5 and Greece €74.1 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €50.85 billions or 39.23% is paid by cards with a credit and/or delayed debit function, an increase of €1.27 billions or 2.56% compares to €49.58 billions in 2012. The rest of card payments, €78.79 billions in value is paid by debit cards, an increase of €5.09 billions or 6.91% compares to €73.70 billions in 2012. Italy total card payment value contributes 6.01% to the EU total transactions value.
Although there is a dropped of 3.17% in cards with a credit and/or delayed debit function, the transactions volume is not affected with 9.30% increased. However, the transactions value stagnant with only 2.56% growth.


Credit Cards in Italy 2011-2012

As of 2012, Italy has a population of 60.34 millions with a GDP(gross domestic product) of €1,614.67 billions. This translates into €26.76 thousands of GDP per capita. Italy contributes 12.06% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2012, there are 68,180,100 payment cards issued in Italy(1.13 cards per capita), an increase of 844,860 or 1.25% compares to 67,355,240 in 2011. There are 28,472,890 cards with a credit and/or delayed debit function in Italy as at 31st December 2012, a decrease of 1,331,880 or 4.47% compares to 29,804,770 in 2011. Debit cards increase by 2,156,740 or 5.74% to 39,707,210 in 2012, compares to 37,550,470 in 2011.

Total Card Payments in Volume and Value
For 2012, there are 1,628.98 millions of card payment transactions in Italy(27.00 transactions per capita), an increase of 62.11 millions or 3.96% compares to 1,566.87 millions in 2011. Out of these transactions, 537.46 millions or 32.99% is paid by cards with a credit and/or delayed debit function, a decrease of 48.3 millions or 8.25% compares to 585.76 millions in 2011. The rest of card payment transactions(1,091.52 millions) are paid by debit cards, an increase of 110.40 millions or 11.25% compares to 981.12 millions in 2011. Italy total card payment transactions volume contributes 4.09% to the EU total number of transactions.

The total card payments for 2012 is €123.28 billions in value(€2.04 thousands per capita), an increase of €0.67 billions or 0.55% compares to €122.61 billions in 2011. This translates into €75.7 per card payment transaction, a decrease from €78.2 in 2011, ranked fourth after Cyprus €84.5, Greece €80.1 and Luxembourg €77.2 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €49.58 billions or 40.22% is paid by cards with a credit and/or delayed debit function, a decrease of €6.02 billions or 10.83% compares to €55.60 billions in 2011. The rest of card payments, €73.70 billions in value is paid by debit cards, an increase of €6.69 billions or 9.98% compares to €67.01 billions in 2011. Italy total card payment value contributes 6.05% to the EU total transactions value.
The decreased of 4.47% in cards with a credit and/or delayed debit function has directly affected the total payment transactions volume an value.


Credit Cards in Italy 2010-2011

As of 2011, Italy has a population of 60.06 millions with a GDP(gross domestic product) of €1,638.86 billions. This translates into €27.29 thousands of GDP per capita. Italy contributes 12.48% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2011, there are 67,355,240 payment cards issued in Italy(1.12 cards per capita), a decrease of 2,683,190 or 3.83% compares to 70,038,430 in 2010. There are 29,804,770 cards with a credit and/or delayed debit function in Italy as at 31st December 2011, a significant decrease of 4,059,980 or 11.99% compares to 33,864,750 in 2010. Debit cards increase by 1,376,800 or 3.81% to 37,550,470 in 2011, compares to 36,173,670 in 2010.

Total Card Payments in Volume and Value
For 2011, there are 1,566.87 millions of card payment transactions in Italy(26.09 transactions per capita), an increase of 64.46 millions or 4.29% compares to 1,502.41 millions in 2010. Out of these transactions, 585.76 millions or 37.38% is paid by cards with a credit and/or delayed debit function, a small decrease of 1.9 millions or 0.32% compares to 587.66 millions in 2010. The rest of card payment transactions(981.12 millions) are paid by debit cards, an increase of 66.36 millions or 7.25% compares to 914.76 millions in 2010. Italy total card payment transactions volume contributes 4.22% to the EU total number of transactions.

The total card payments for 2011 is €122.61 billions in value(€2.04 thousands per capita), an increase of €2.63 billions or 2.19% compares to €119.98 billions in 2010. This translates into €78.2 per card payment transaction, a decrease from €79.9 in 2010, ranked fourth after Greece €84.7, Cyprus €84.7 and Luxembourg €79.4 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €55.60 billions or 45.35% is paid by cards with a credit and/or delayed debit function, a decrease of €1.17 billions or 2.06% compares to €56.77 billions in 2010. The rest of card payments, €67.01 billions in value is paid by debit cards, an increase of €3.81 billions or 6.03% compares to €63.20 billions in 2010. Italy total card payment value contributes 6.40% to the EU total transactions value.
Although there is a significant dropped of 11.99% in cards with a credit and/or delayed debit function, the transactions volume is almost unaffected with 0.32% decreased. However, the transactions value decrease slightly by 2.06%.


Credit Cards in Italy 2009-2010

As of 2010, Italy has a population of 59.83 millions with a GDP(gross domestic product) of €1,605.69 billions. This translates into €26.84 thousands of GDP per capita. Italy contributes 12.59% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2010, there are 70,038,430 payment cards issued in Italy(1.17 cards per capita), an increase of 1,824,080 or 2.67% compares to 68,214,350 in 2009. There are 33,864,750 cards with a credit and/or delayed debit function in Italy as at 31st December 2010, a decrease of 1,164,540 or 3.32% compares to 35,029,290 in 2009. Debit cards increase by 2,988,,610 or 9.01% to 36,173,670 in 2010, compares to 33,185,060 in 2009.

Total Card Payments in Volume and Value
For 2010, there are 1,502.41 millions of card payment transactions in Italy(25.11 transactions per capita), an increase of 30.95 millions or 2.1% compares to 1,471.46 millions in 2009. Out of these transactions, 587.66 millions or 39.11% is paid by cards with a credit and/or delayed debit function, an increase of 18.36 millions or 3.23% compares to 569.30 millions in 2009. The rest of card payment transactions(914.76 millions) are paid by debit cards, an increase of 12.6 millions or 1.4% compares to 902.16 millions in 2009. Italy total card payment transactions volume contributes 4.44% to the EU total number of transactions.

The total card payments for 2010 is €119.98 billions in value(€2.01 thousands per capita), an increase of €1.62 billions or 1.37% compares to €118.36 billions in 2009. This translates into €79.9 per card payment transaction, a decrease from €80.4 in 2009, ranked third after Greece €91.6 and Cyprus €83.7 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €56.77 billions or 47.32% is paid by cards with a credit and/or delayed debit function, an increase of €1.06 billions or 1.9% compares to €55.71 billions in 2009. The rest of card payments, €63.20 billions in value is paid by debit cards, an increase of €0.55 billions or 0.88% compares to €62.65 billions in 2009. Italy total card payment value contributes 6.76% to the EU total transactions value.


Credit Cards in Italy 2008-2009

As of 2009, Italy has a population of 60.19 millions with a GDP(gross domestic product) of €1,519.70 billions. This translates into €25.25 thousands of GDP per capita. Italy contributes 12.91% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2009, there are 68,214,350 payment cards issued in Italy(1.13 cards per capita), a decrease of 969,650 or 1.40% compares to 69,184,000 in 2008. There are 35,029,290 cards with a credit and/or delayed debit function in Italy as at 31st December 2009, an increase of 1,372,290 or 4.08% compares to 33,657,000 in 2008. Debit cards decrease by 2,341,940 or 6.59% to 33,185,060 in 2009, compares to 35,527,000 in 2008.

Total Card Payments in Volume and Value
For 2009, there are 1,471.46 millions of card payment transactions in Italy(24.45 transactions per capita), an increase of 75.54 millions or 5.41% compares to 1,395.92 millions in 2008. Out of these transactions, 569.30 millions or 38.69% is paid by cards with a credit and/or delayed debit function, an increase of 46.69 millions or 8.93% compares to 522.61 millions in 2008. The rest of card payment transactions(902.16 millions) are paid by debit cards, an increase of 28.85 millions or 3.30% compares to 873.31 millions in 2008. Italy total card payment transactions volume contributes 4.67% to the EU total number of transactions.

The total card payments for 2009 is €118.36 billions in value(€1.97 thousands per capita), an increase of €1.2 billions or 1.39% compares to €116.74 billions in 2008. This translates into €80.4 per card payment transaction, a decrease from €83.6 in 2008, ranked third after Greece €100.8 and Cyprus €87.4 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €55.71 billions or 47.07% is paid by cards with a credit and/or delayed debit function, an increase of €1.51 billions or 2.79% compares to €54.20 billions in 2008. The rest of card payments, €62.65 billions in value is paid by debit cards, an increase of €0.11 billions or 0.18% compares to €62.54 billions in 2008. Italy total card payment value contributes 7.26% to the EU total transactions value.


Credit Cards in Italy 2007-2008

As of 2008, Italy has a population of 59.83 millions with a GDP(gross domestic product) of €1,567.85 billions. This translates into €26.20 thousands of GDP per capita. Italy contributes 12.55% of the EU total GDP, fourth after Germany, France and UK.

As at 31st December 2008, there are 69,184,000 payment cards issued in Italy(1.16 cards per capita), an increase of 1,582,000 or 2.34% compares to 67,602,000 in 2007. There are 33,657,000 cards with a credit and/or delayed debit function in Italy as at 31st December 2008, a decrease of 848,000 or 2.46% compares to 34,505,000 in 2007. Debit cards increase by 2,430,000 or 7.34% to 35,527,000 in 2008, compares to 33,097,000 in 2007.

Total Card Payments in Volume and Value
For 2008, there are 1,395.92 millions of card payment transactions in Italy(23.33 transactions per capita), an increase of 66.66 millions or 5.01% compares to 1,329.26 millions in 2007. Out of these transactions, 522.61 millions or 37.44% is paid by cards with a credit and/or delayed debit function, an increase of 18.7 millions or 3.71% compares to 503.91 millions in 2007. The rest of card payment transactions(873.31 millions) are paid by debit cards, an increase of 47.96 millions or 5.81% compares to 825.35 millions in 2007. Italy total card payment transactions volume contributes 4.73% to the EU total number of transactions.

The total card payments for 2008 is €116.74 billions in value(€1.95 thousands per capita), a decrease of €12.19 billions or 9.45% compares to €128.93 billions in 2007. This translates into €83.6 per card payment transaction, a decrease from €97.0 in 2007, ranked third after Greece €106.5 and Cyprus €92.8 per card payment transaction. This figure also meant payment cards are used only for large amount purchases in Italy. Out of these transactions, €54.20 billions or 46.43% is paid by cards with a credit and/or delayed debit function, a decrease of €1.84 billions or 3.51% compares to €52.36 billions in 2007. The rest of card payments, €62.54 billions in value is paid by debit cards, a decrease of €14.03 billions or 18.32% compares to €76.57 billions in 2007. Italy total card payment value contributes 7.00% to the EU total transactions value.



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Conto Corrente N26