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Tarjetas de Crédito en España
A 30 de junio 2018 hay 35,77 milles de tarjetas de crédito en España, un incremente del 0,66 millones o 1,88% comparado con 35,11 millones a 31 de marzo 2018. Mientras tanto, el número de tarjetas de débito se situó en 46,29 millones. En tres meses finalizando a 30 de Junio 2018, hay 958,175 millones de pagos realizados mediante tarjetas según los datos facilitados por puntos de venta, por un valor total de 36.267,94 € millones.

El saldo de tarjetas de crédito se situó en €19.992 millones(€18.799 millones para tarjeta personales y €1.193 millones para tarjeta business) a 30 de septiembre de 2018, un decrecimiento de €56 millones o 0,28% comparado a €20.048 millones(€18.922 millones para tarjeta personales y €1.126 millones para tarjeta business) a 31 de agosto de 2018.

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Estadísticas trimestrales en España sobre Tarjetas de Crédito 2018

A 31 de marzo 2018 hay 35,11 milles de tarjetas de crédito en España. Mientras tanto, el número de tarjetas de débito se situó en 46,00 millones. En tres meses finalizando a 31 de marzo 2018, hay 881,181 millones de pagos realizados mediante tarjetas según los datos facilitados por puntos de venta, por un valor total de 32.982,67 € millones.

Hay 1.839,356 millones de pago realizados con tarjeta de crédito registrados en el período finalizado de 6 meses hasta 30 de junio de 2018, por un valor total de 69.250,61 € millones.

Observación: Las transacciones sobre pagos con tarjetas (tarjetas de crédito y débito) son basadas en las transacciones realizadas con tarjetas en España, y no comparables a las estadísticas sobre transacciones anuales.

Saldo mensual de tarjeta de crédito pendiente de 2018 en España

El saldo de tarjetas de crédito se situó en €18.632 millones(€17.737 millones para tarjeta personales y €895 millones para tarjeta business) a 31 de enero de 2018, un decrecimiento de €334 millones o 1,76% comparado a €18.966 millones(€18.031 millones para tarjeta personales y €935 millones para tarjeta business) a 31 de diciembre de 2017.

El saldo de tarjetas de crédito se situó en €17.978 millones(€16.975 millones para tarjeta personales y €1.003 millones para tarjeta business) a 28 de febrero de 2018, un decrecimiento de €654 millones o 3,51% comparado a €18.632 millones(€17.737 millones para tarjeta personales y €895 millones para tarjeta business) a 31 de enero de 2018.

El saldo de tarjetas de crédito se situó en €18.444 millones(€17.386 millones para tarjeta personales y €1.058 millones para tarjeta business) a 31 de marzo de 2018, un aumento de €466 millones o 2,59% comparado a €17.978 millones(€16.975 millones para tarjeta personales y €1.003 millones para tarjeta business) a 28 de febrero de 2018.

El saldo de tarjetas de crédito se situó en €19.059 millones(€17.982 millones para tarjeta personales y €1.077 millones para tarjeta business) a 30 de abril de 2018, un aumento de €615 millones o 3,33% comparado a €18.444 millones(€17.386 millones para tarjeta personales y €1.058 millones para tarjeta business) a 31 de marzo de 2018.

El saldo de tarjetas de crédito se situó en €19.485 millones(€18.348 millones para tarjeta personales y €1.137 millones para tarjeta business) a 31 de mayo de 2018, un aumento de €426 millones o 2,24% comparado a €19.059 millones(€17.982 millones para tarjeta personales y €1.077 millones para tarjeta business) a 30 de abril de 2018.

El saldo de tarjetas de crédito se situó en €19.923 millones(€18.712 millones para tarjeta personales y €1.211 millones para tarjeta business) a 30 de junio de 2018, un aumento de €438 millones o 2,25% comparado a €19.485 millones(€18.348 millones para tarjeta personales y €1.137 millones para tarjeta business) a 31 de mayo de 2018.

El saldo de tarjetas de crédito se situó en €20.174 millones(€18.955 millones para tarjeta personales y €1.219 millones para tarjeta business) a 31 de julio de 2018, un aumento de €251 millones o 1,26% comparado a €19.923 millones(€18.712 millones para tarjeta personales y €1.211 millones para tarjeta business) a 30 de junio de 2018.

El saldo de tarjetas de crédito se situó en €20.048 millones(€18.922 millones para tarjeta personales y €1.126 millones para tarjeta business) a 31 de agosto de 2018, un decrecimiento de €126 millones o 0,62% comparado a €20.174 millones(€18.955 millones para tarjeta personales y €1.219 millones para tarjeta business) a 31 de julio de 2018.

Tarjetas de crédito en España 2016-2017

En 2017, España cuenta con una población de 46,5 millones de personas con un PIB (Producto Interior Bruto) de 1.166,3 billones de €. Esto se traduce en 25.100 € en PIB per capita. España aporta un 7,6% al PIB total de la UE.

A Diciembre de 2017, hay un total de 79.641.000 pagos realizados con tarjeta en España (1,71 tarjetas por cabeza) un aumento de 4.787.900 y 6,40% comparado con 74.853.100 en 2016. Hay 52.706.300 tarjetas con crédito y/o función de débito restrasada en España a 31 de Diciembre de 2017, un incremento de 3.616.600 o 7,37% comparado a 49.089.700 en 2016. El incremento de 1.171.300 tarjetas de debito o 4,55% a 26.934.800 en 2017, se compara a las 25.763.500 en 2016.

Pago total de tarjetas en volumen y valor.
Para 2017, hay 4.038,6 millones de transacciones de pago con tarjetas en España (86,85 transacciones per capita) un aumento de 574,9 de millones o 16,60% comparado con 3.463,7 millones en 2016. De estas transacciones, 1.519,0 millones o 37,61% se pagan con tarjetas con crédito y/o debito con función de retraso, un incremento de 155,6 millones o 11,41% comparado con 1.363,4 millones en 2016. El resto de las transacciones de pago (2.519,6 millones) se pagan con tarjetas de debito, un incremento de 419,2 millones o 19,96% comparado con 2.100,4 millones en 2016. El volumen total de transacciones con tarjeta contribuyen con un 5,8% al número total de transacciones.

El total de pagos con tarjeta para 2017 es de 166,6 billones de euros en valor (3.580 € per capita) un incremento de 18,8 billones de euros o 12,72% comparado con 147,8 billones de euros en 2016. Esto también se puede traducir en 41,3€ por transacciones de pago con tarjeta, un descenso de 42,7€ en 2016. De estas transacciones, 73,8 billones de euros o 44,30% se paga con tarjetas con crédito y/o debito retrasado, un incremento de 6,6 billones de euros o 9,82% comparado con 67,2 billones en 2016. El resto de los pagos con tarjeta, 92,7 billones de euros se pagan con tarjetas de debito, un incremento de 12,2 billones o 15,16% comparado con 80,5 billones de euros en 2016. España cuenta con un valor total que contribuye en un 5,5% a la UE.

Saldo de tarjeta de crédito pendientes en el periodo 2011-2017 en España

El 31 de diciembre de 2017, el saldo vivo de tarjeta de crédito se situó en €18.966 millones(€18.031 millones para tarjeta personales y €935 millones para tarjeta business), un aumento de €2.057 millones o 12,17% comparado a €16.909 millones(€16.044 millones para tarjeta personales y €865 millones para tarjeta business) en el mismo período en el 2016.

El 31 de diciembre de 2016, el saldo vivo de tarjeta de crédito se situó en €16.909 millones(€16.044 millones para tarjeta personales y €865 millones para tarjeta business), un aumento de €1.344 millones o 8,63% comparado a €15.565 millones(€14.583 millones para tarjeta personales y €982 millones para tarjeta business) en el mismo período en el 2015.

El 31 de diciembre de 2015, el saldo vivo de tarjeta de crédito se situó en €15.565 millones(€14.583 millones para tarjeta personales y €982 millones para tarjeta business), un aumento de €611 millones o 4,09% comparado a €14.954 millones(€14.104 millones para tarjeta personales y €850 millones para tarjeta business) en el mismo período en el 2014.

El 31 de diciembre de 2014, el saldo vivo de tarjeta de crédito se situó en €14.954 millones(€14.104 millones para tarjeta personales y €850 millones para tarjeta business), un aumento de €347 millones o 2,38% comparado a €14.607 millones(€13.958 millones para tarjeta personales y €649 millones para tarjeta business) en el mismo período en el 2013.

El 31 de diciembre de 2013, el saldo vivo de tarjeta de crédito se situó en €14.607 millones(€13.958 millones para tarjeta personales y €649 millones para tarjeta business), un decrecimiento de €70 millones o 0,48% comparado a €14.677 millones(€14.040 millones para tarjeta personales y €637 millones para tarjeta business) en el mismo período en el 2012.

El 31 de diciembre de 2012, el saldo vivo de tarjeta de crédito se situó en €14.677 millones(€14.040 millones para tarjeta personales y €637 millones para tarjeta business), un decrecimiento de €198 millones o 1,33% comparado a €14.875 millones(€14.331 millones para tarjeta personales y €620 millones para tarjeta business) en el mismo período en el 2011.

Estadísticas trimestrales en España sobre Tarjetas de Crédito 2017

A 31 de marzo 2017 hay 49,88 milles de tarjetas de crédito en España, un incremente del 1,13 millones o 2,32% comparado con 48,75 millones a 31 de diciembre de 2016. Mientras tanto, el número de tarjetas de débito se situó en 25,97 millones. En tres meses finalizando a 31 de marzo 2017, hay 777,427 millones de pagos realizados mediante tarjetas según los datos facilitados por puntos de venta, por un valor total de 30.327,46 € millones.

A 30 de junio 2017 hay 50,85 milles de tarjetas de crédito en España, un incremente del 0,97 millones o 1,94% comparado con 49,88 millones a 31 de marzo 2017. Mientras tanto, el número de tarjetas de débito se situó en 26,40 millones. En tres meses finalizando a 30 de Junio 2017, hay 848,539 millones de pagos realizados mediante tarjetas según los datos facilitados por puntos de venta, por un valor total de 33.511,32 € millones.
A 30 de junio de 2017, el número de tarjetas de crédito en España ha incrementado en un 4,31% o 2,1 millones comparado con 48,75 millones a 31 de diciembre de 2016. Hay 1.625,966 millones de pago realizados con tarjeta de crédito registrados en el período finalizado de 6 meses hasta 30 de junio de 2017, por un valor total de 63.838,78 € millones.

A 30 de septiembre 2017 hay 51,77 milles de tarjetas de crédito en España, un incremente del 0,92 millones o 1,81% comparado con 50,85 millones a 31 de junio de 2017. Mientras tanto, el número de tarjetas de débito se situó en 26,70 millones. En tres meses finalizando a 30 de septiembre 2017, hay 885,359 millones de pagos realizados mediante tarjetas según los datos facilitados por puntos de venta, por un valor total de 35.411,36 € millones.
A 30 de septiembre de 2017, el número de tarjetas de crédito en España ha incrementado en un 6,19% o 3,02 millones comparado con 48,75 millones a 31 de diciembre de 2016. Hay 2.511,325 millones de pago realizados con tarjeta de crédito registrados en el período finalizado de 9 meses hasta 30 de septiembre de 2017, por un valor total de 99.250,14 € millones.

A 31 de diciembre 2017 hay 52,35 milles de tarjetas de crédito en España, un incremente del 0,58 millones o 1,12% comparado con 51,77 millones a 30 de septiembre de 2017. Mientras tanto, el número de tarjetas de débito se situó en 26,93 millones. En tres meses finalizando a 31 de diciembre 2017, hay 918,060 millones de pagos realizados mediante tarjetas según los datos facilitados por puntos de venta, por un valor total de 35.996,33 € millones.
A 30 de diciembre de 2017, el número de tarjetas de crédito en España ha incrementado en un 7,38% o 3,60 millones comparado con 48,75 millones a 31 de diciembre de 2016. Hay 3.429,385 millones de pago realizados con tarjeta de crédito registrados en el período finalizado de 12 meses hasta 30 de diciembre de 2017, por un valor total de 135.246,47 € millones.

Observación: Las transacciones sobre pagos con tarjetas (tarjetas de crédito y débito) son basadas en las transacciones realizadas con tarjetas en España, y no comparables a las estadísticas sobre transacciones anuales.

Tarjetas de crédito en España 2015-2016

En 2016, España cuenta con una población de 46,5 millones de personas con un PIB (Producto Interior Bruto) de 1.118,7 billones de €. Esto se traduce en 24.100 € en PIB per capita. España aporta un 7,5% al PIB total de la UE.

A Diciembre de 2016, hay un total de 74.853.100 pagos realizados con tarjeta en España (1,61 tarjetas por cabeza) un aumento de 4.600.900 y 6,55% comparado con 70.252.200 en 2015. Hay 49.089.700 tarjetas con crédito y/o función de débito restrasada en España a 31 de Diciembre de 2016, un incremento de 3.937.100 o 8,72% comparado a 45.152.600 en 2015. El incremento de 663.900 tarjetas de debito o 2,65% a 25.763.500 en 2016, se compara a las 25.099.600 en 2015.

Pago total de tarjetas en volumen y valor.
Para 2016, hay 3.463,7 millones de transacciones de pago con tarjetas en España (74,49 transacciones per capita) un aumento de 476,5 de millones o 15,95% comparado con 2.978,2 millones en 2015. De estas transacciones, 1.363,4 millones o 39,36% se pagan con tarjetas con crédito y/o debito con función de retraso, un incremento de 88,3 millones o 6,92% comparado con 1.275,1 millones en 2015. El resto de las transacciones de pago (2.100,4 millones) se pagan con tarjetas de debito, un incremento de 388,3 millones o 22,68% comparado con 1.712,1 millones en 2015. El volumen total de transacciones con tarjeta contribuyen con un 5,6% al número total de transacciones.

El total de pagos con tarjeta para 2016 es de 147,8 billones de euros en valor (3.180 € per capita) un incremento de 16,8 billones de euros o 12,82% comparado con 131 billones de euros en 2015. Esto también se puede traducir en 42,7€ por transacciones de pago con tarjeta, un descenso de 43,9€ en 2015. De estas transacciones, 67,2 billones de euros o 45,47% se paga con tarjetas con crédito y/o debito retrasado, un incremento de 3,8 billones de euros o 5,99% comparado con 63,4 billones en 2015. El resto de los pagos con tarjeta, 80,5 billones de euros se pagan con tarjetas de debito, un incremento de 12,8 billones o 18,91% comparado con 67,7 billones de euros en 2015. España cuenta con un valor total que contribuye en un 5,1% a la UE.

Spain Quarterly Credit Card Statistics 2018

As at 31st March 2018, there are 35.11 millions credit card in Spain. Whereas the number of debit cards stood at 46.00 millions. For the three months ended 31st March 2018, there are 881.181 millions payment card transactions recorded at retailers(point of sales), with a total value of €32,982.67 millions.
Note: Data for the number of payment cards change starting Q1 2018.

As at 30th June 2018, there are 35.77 millions credit card in Spain, an increase by 0.66 millions or 1.88% compares to 35.11 millions as at 31st March 2018. Whereas the number of debit cards stood at 46.29 millions. For the three months ended 30th June 2018, there are 958.175 millions payment card transactions recorded at retailers(point of sales), with a total value of €36,267.94 millions.
There are 1,839.356 millions payment card transactions recorded in the six months period ended 30th June 2018, with a total value of €69,250.61 millions.

Note: The payment card transactions(credit and debit cards) is based on transactions made in Spain with cards issued in Spain, and not comparable to the yearly transactions statistics.


Credit Cards in Spain 2016-2017

As of 2017, Spain has a population of 46.5 millions with a GDP(gross domestic product) of €1,166.3 billions. This translates into €25.1 thousands of GDP per capita. Spain contributes 7.6% of the EU total GDP.

As at 31st December 2017, there are 79,641,000 payment cards issued in Spain(1.71 cards per capita), an increase of 4,787,900 or 6.40% compares to 74,853,100 in 2016. There are 52,706,300 cards with a credit and/or delayed debit function in Spain as at 31st December 2017, an increase of 3,616,600 or 7.37% compares to 49,089,700 in 2016. Debit cards increase by 1,171,300 or 4.55% to 26,934,800 in 2017, compares to 25,763,500 in 2016.

Total Card Payments in Volume and Value
For 2017, there are 4,038.6 millions of card payment transactions in Spain(86.85 transactions per capita), an increase of 574.9 millions or 16.60% compares to 3,463.7 millions in 2016. Out of these transactions, 1,519.0 millions or 37.61% is paid by cards with a credit and/or delayed debit function, an increase of 155.6 millions or 11.41% compares to 1,363.4 millions in 2016. The rest of card payment transactions(2,519.6 millions) are paid by debit cards, an increase of 419.2 millions or 19.96% compares to 2,100.4 millions in 2016. Spain total card payment transactions volume contributes 5.8% to the EU total number of transactions.

The total card payments for 2017 is €166.6 billions in value(€3.58 thousands per capita), an increase of €18.8 billions or 12.72% compares to €147.8 billions in 2016. This also translates into €41.3 per card payment transaction, a decrease from €42.7 in 2016. Out of these transactions, €73.8 billions or 44.30% is paid by cards with a credit and/or delayed debit function, an increase of €6.6 billions or 9.82% compares to €67.2 billions in 2016. The rest of card payments, €92.7 billions in value is paid by debit cards, an increase of €12.2 billions or 15.16% compares to €80.5 billions in 2016. Spain total card payment value contributes 5.5% to the EU total transactions value.


Spain Quarterly Credit Card Statistics 2017

As at 31st March 2017, there are 49.88 millions credit card in Spain, an increase by 1.13 millions or 2.32% compares to 48.75 millions as at 31st December 2016. Whereas the number of debit cards stood at 25.97 millions. For the three months ended 31st March 2017, there are 777.427 millions payment card transactions recorded at retailers(point of sales), with a total value of €30,327.46 millions.

As at 30th June 2017, there are 50.85 millions credit card in Spain, an increase by 0.97 millions or 1.94% compares to 49.88 millions as at 31st March 2017. Whereas the number of debit cards stood at 26.40 millions. For the three months ended 30th June 2017, there are 848.539 millions payment card transactions recorded at retailers(point of sales), with a total value of €33,511.32 millions.
As at 30th June 2017, the number of credit cards in Spain has increase by 4.31% or 2.1 millions compares to 48.75 millions as at 31st December 2016. There are 1,625.966 millions payment card transactions recorded in the six months period ended 30th June 2017, with a total value of €63,838.78 millions.

As at 30th September 2017, there are 51.77 millions credit card in Spain, an increase by 0.92 millions or 1.81% compares to 50.85 millions as at 30th June 2017. Whereas the number of debit cards stood at 26.70 millions. For the three months ended 30th September 2017, there are 885.359 millions payment card transactions recorded at retailers(point of sales), with a total value of €35,411.36 millions.

As at 30th September 2017, the number of credit cards in Spain has increase by 6.19% or 3.02 millions compares to 48.75 millions as at 31st December 2016. There are 2,511.325 millions payment card transactions recorded in the nine months period ended 30th September 2017, with a total value of €99,250.14 millions.

As at 31st December 2017, there are 52.35 millions credit card in Spain, an increase by 0.58 millions or 1.12% compares to 51.77 millions as at 30th September 2017. Whereas the number of debit cards stood at 26.93 millions. For the three months ended 31st December 2017, there are 918.060 millions payment card transactions recorded at retailers(point of sales), with a total value of €35,996.33 millions.

As at 31st December 2017, the number of credit cards in Spain has increase by 7.38% or 3.60 millions compares to 48.75 millions as at 31st December 2016. There are 3,429.385 millions payment card transactions recorded in the twelve months period ended 31st December 2017, with a total value of €135,246.47 millions.

Note: The payment card transactions(credit and debit cards) is based on transactions made in Spain with cards issued in Spain, and not comparable to the yearly transactions statistics.


Credit Cards in Spain 2015-2016

As of 2016, Spain has a population of 46.5 millions with a GDP(gross domestic product) of €1,118.7 billions. This translates into €24.1 thousands of GDP per capita. Spain contributes 7.5% of the EU total GDP.

As at 31st December 2016, there are 74,853,100 payment cards issued in Spain(1.61 cards per capita), an increase of 4,600,900 or 6.55% compares to 70,252,200 in 2015. There are 49,089,700 cards with a credit and/or delayed debit function in Spain as at 31st December 2016, an increase of 3,937,100 or 8.72% compares to 45,152,600 in 2015. Debit cards increase by 663,900 or 2.65% to 25,763,500 in 2016, compares to 25,099,600 in 2015.

Total Card Payments in Volume and Value
For 2016, there are 3,463.7 millions of card payment transactions in Spain(74.49 transactions per capita), an increase of 476.5 millions or 15.95% compares to 2,987.2 millions in 2015. Out of these transactions, 1,363.4 millions or 39.36% is paid by cards with a credit and/or delayed debit function, an increase of 88.3 millions or 6.92% compares to 1,275.1 millions in 2015. The rest of card payment transactions(2,100.4 millions) are paid by debit cards, an increase of 388.3 millions or 22.68% compares to 1,712.1 millions in 2015. Spain total card payment transactions volume contributes 5.6% to the EU total number of transactions.

The total card payments for 2016 is €147.8 billions in value(€3.18 thousands per capita), an increase of €16.8 billions or 12.82% compares to €131.0 billions in 2015. This also translates into €42.7 per card payment transaction, a decrease from €43.9 in 2015. Out of these transactions, €67.2 billions or 45.47% is paid by cards with a credit and/or delayed debit function, an increase of €3.8 billions or 5.99% compares to €63.4 billions in 2015. The rest of card payments, €80.5 billions in value is paid by debit cards, an increase of €12.8 billions or 18.91% compares to €67.7 billions in 2015. Spain total card payment value contributes 5.1% to the EU total transactions value.


Spain Quarterly Credit Card Statistics 2016

As at 31st March 2016, there are 44.88 millions credit card in Spain, an increase by 0.06 millions or 0.13% compares to 44.82 millions as at 31st December 2015. Whereas the number of debit cards stood at 25.23 millions. For the three months ended 31st March 2016, there are 688.176 millions payment card transactions recorded at retailers(point of sales), with a total value of €27,816.74 millions.

As at 30th June 2016, there are 46.00 millions credit card in Spain, an increase by 1.12 millions or 2.50% compares to 44.88 millions as at 31st March 2016. Whereas the number of debit cards stood at 25.93 millions. For the three months ended 30th June 2016, there are 751.746 millions payment card transactions recorded at retailers(point of sales), with a total value of €30,648.75 millions.
As at 30th June 2016, the number of credit cards in Spain has increase by 2.63% or 1.18 millions compares to 44.82 millions as at 31st December 2015. There are 1,439.922 millions payment card transactions recorded in the six months period ended 30th June 2016, with a total value of €58,465.49 millions.

As at 30th September 2016, there are 48.09 millions credit card in Spain, an increase by 2.09 millions or 4.54% compares to 46.00 millions as at 30th June 2016. Whereas the number of debit cards stood at 25.57 millions. For the three months ended 30th September 2016, there are 789.937 millions payment card transactions recorded at retailers(point of sales), with a total value of €32,713.87 millions.
As at 30th September 2016, the number of credit cards in Spain has increase by 7.30% or 3.27 millions compares to 44.82 millions as at 31st December 2015. There are 2,229.859 millions payment card transactions recorded in the nine months period ended 30th September 2016, with a total value of €91,179.36 millions.

As at 31st December 2016, there are 48.75 millions credit card in Spain, an increase by 0.66 millions or 1.37% compares to 48.09 millions as at 30th September 2016. Whereas the number of debit cards stood at 25.76 millions. For the three months ended 31st December 2016, there are 815.731 millions payment card transactions recorded at retailers(point of sales), with a total value of €33,227.15 millions.
As at 31st December 2016, the number of credit cards in Spain has increase by 8.77% or 3.93 millions compares to 44.82 millions as at 31st December 2015. There are 3,045.590 millions payment card transactions recorded in the twelve months period ended 31st December 2016, with a total value of €124,406.51 millions.

Note: The payment card transactions(credit and debit cards) is based on transactions made in Spain with cards issued in Spain, and not comparable to the yearly transactions statistics.


Credit Cards in Spain 2014-2015

As of 2015, Spain has a population of 46.43 millions with a GDP(gross domestic product) of €1,075.64 billions. This translates into €23.17 thousands of GDP per capita. Spain contributes 7.32% of the EU total GDP.

As at 31st December 2015, there are 70,252,170 payment cards issued in Spain(1.51 cards per capita), an increase of 2,258,500 or 3.32% compares to 67,993,670 in 2014. There are 45,152,590 cards with a credit and/or delayed debit function in Spain as at 31st December 2015, an increase of 1,575,580 or 3.62% compares to 43,577,010 in 2014. Debit cards increase by 682,920 or 2.80% to 25,099,580 in 2015, compares to 24,416,660 in 2014.

Total Card Payments in Volume and Value
For 2015, there are 2,987.12 millions of card payment transactions in Spain(64.34 transactions per capita), an increase of 226.92 millions or 8.22% compares to 2,760.20 millions in 2014. Out of these transactions, 1,275.10 millions or 42.69% is paid by cards with a credit and/or delayed debit function, a decrease of 97.7 millions or 7.12% compares to 1,372.80 millions in 2014. The rest of card payment transactions(1,712.02 millions) are paid by debit cards, an increase of 324.62 millions or 23.40% compares to 1,387.40 millions in 2014. Spain total card payment transactions volume contributes 5.64% to the EU total number of transactions.

The total card payments for 2015 is €131.04 billions in value(€2.82 thousands per capita), an increase of €9.14 billions or 7.50% compares to €121.90 billions in 2014. This also translates into €43.9 per card payment transaction, a decrease from €44.2 in 2014. Out of these transactions, €63.39 billions or 48.37% is paid by cards with a credit and/or delayed debit function, a decrease of €2.32 billions or 3.53% compares to €65.71 billions in 2014. The rest of card payments, €67.65 billions in value is paid by debit cards, an increase of €11.47 billions or 20.42% compares to €56.18 billions in 2014. Spain total card payment value contributes 5.07% to the EU total transactions value.

Despite the increased of 3.62% in the number of transactions for credit and/or delayed debit function, the total card payments volume and value have decreased by 7.12% and 3.53% respectively.


Spain Quarterly Credit Card Statistics 2015

As at 31st March 2015, there are 43.09 millions credit card in Spain, a decrease by 0.15 millions or 0.35% compares to 43.24 millions as at 31st December 2014. Whereas the number of debit cards stood at 24.40 millions. For the three months ended 31st March 2015, there are 610.864 millions payment card transactions recorded at retailers(point of sales), with a total value of €25,203.69 millions.

As at 30th June 2015, there are 43.64 millions credit card in Spain, an increase by 0.55 millions or 1.28% compares to 43.09 millions as at 31st March 2015. Whereas the number of debit cards stood at 24.61 millions. For the three months ended 30th June 2015, there are 669.730 millions payment card transactions recorded at retailers(point of sales), with a total value of €27,844.09 millions.
As at 30th June 2015, the number of credit cards in Spain has increase by 0.93% or 0.4 millions compares to 43.24 millions as at 31st December 2014. There are 1,280.594 millions payment card transactions recorded in the six months period ended 30th June 2015, with a total value of €53,047.78 millions.

As at 30th September 2015, there are 44.37 millions credit card in Spain, an increase by 0.73 millions or 1.67% compares to 43.64 millions as at 30th June 2015. Whereas the number of debit cards stood at 24.98 millions. For the three months ended 30th September 2015, there are 694.062 millions payment card transactions recorded at retailers(point of sales), with a total value of €29,429.51 millions.
As at 30th September 2015, the number of credit cards in Spain has increase by 2.61% or 1.13 millions compares to 43.24 millions as at 31st December 2014. There are 1,974.656 millions payment card transactions recorded in the nine months period ended 30th September 2015, with a total value of €82,477.29 millions.

As at 31st December 2015, there are 44.82 millions credit card in Spain, an increase by 0.45 millions or 1.01% compares to 44.37 millions as at 30th September 2015. Whereas the number of debit cards stood at 25.10 millions. For the three months ended 31st December 2015, there are 709.201 millions payment card transactions recorded at retailers(point of sales), with a total value of €29,852.97 millions.
As at 31st December 2015, the number of credit cards in Spain has increase by 3.65% or 1.58 millions compares to 43.24 millions as at 31st December 2014. There are 2,683.857 millions payment card transactions recorded in the twelve months period ended 31st December 2015, with a total value of €112,330.26 millions.

Note: The payment card transactions(credit and debit cards) is based on transactions made in Spain with cards issued in Spain, and not comparable to the yearly transactions statistics.


Credit Cards in Spain 2013-2014

As of 2014, Spain has a population of 46.46 millions with a GDP(gross domestic product) of €1,037.03 billions. This translates into €22.32 thousands of GDP per capita. Spain contributes 7.41% of the EU total GDP.

As at 31st December 2014, there are 67,993,670 payment cards issued in Spain(1.46 cards per capita), a decrease of 1,755,700 or 2.52% compares to 69,749,370 in 2013. There are 43,577,010 cards with a credit and/or delayed debit function in Spain as at 31st December 2014, an increase of 312,540 or 0.72% compares to 43,264,470 in 2013. Debit cards decrease by 2,068,240 or 7.81% to 24,416,660 in 2014, compares to 26,484,900 in 2013.

Total Card Payments in Volume and Value
For 2014, there are 2,760.20 millions of card payment transactions in Spain(59.41 transactions per capita), an increase of 263.9 millions or 10.57% compares to 2,496.30 millions in 2013. Out of these transactions, 1,372.80 millions or 49.74% is paid by cards with a credit and/or delayed debit function, an increase of 62.45 millions or 4.77% compares to 1,310.35 millions in 2013. The rest of card payment transactions(1,387.40 millions) are paid by debit cards, an increase of 212.74 millions or 18.11% compares to 1,174.66 millions in 2013. Spain total card payment transactions volume contributes 5.81% to the EU total number of transactions.

The total card payments for 2014 is €121.90 billions in value(€2.62 thousands per capita), an increase of €13.22 billions or 12.16% compares to €108.68 billions in 2013. This also translates into €44.2 per card payment transaction, an increase from €43.5 in 2013. Out of these transactions, €65.71 billions or 53.90% is paid by cards with a credit and/or delayed debit function, an increase of €5.15 billions or 8.50% compares to €60.56 billions in 2013. The rest of card payments, €56.18 billions in value is paid by debit cards, an increase of €8.25 billions or 17.21% compares to €47.93 billions in 2013. Spain total card payment value contributes 5.23% to the EU total transactions value.

Despite the small increased of 0.72% in the number of transactions for credit and/or delayed debit function, the total card payments volume and value have increased by 4.77% and 8.50% respectively.


Spain Quarterly Credit Card Statistics 2014

As at 31st December 2014, there are 43.24 millions credit card in Spain, an increase by 0.02 millions or 0.05% compares to 43.22 millions as at 30th September 2014. Whereas the number of debit cards stood at 24.41 millions. For the three months ended 31st December 2014, there are 661.385 millions payment card transactions recorded at retailers(point of sales), with a total value of €27,995.22 millions.
As at 31st December 2014, the number of credit cards in Spain has decrease by 0.05% or 0.02 millions compares to 43.26 millions as at 31st December 2013. There are 2,502.611 millions payment card transactions recorded in the twelve months period ended 31st December 2014, with a total value of €105,854.26 millions.

As at 30th September 2014, there are 43.22 millions credit card in Spain, a decrease by 0.14 millions or 0.32% compares to 43.36 millions as at 30th June 2014. Whereas the number of debit cards stood at 25.06 millions. For the three months ended 30th September 2014, there are 645.468 millions payment card transactions recorded at retailers(point of sales), with a total value of €27,734.15 millions.
As at 30th September 2014, the number of credit cards in Spain has decrease by 0.09% or 0.04 millions compares to 43.26 millions as at 31st December 2013. There are 1,841.227 millions payment card transactions recorded in the nine months period ended 30th September 2014, with a total value of €77,859.04 millions.

As at 30th June 2014, there are 43.36 millions credit card in Spain, an increase by 0.47 millions or 1.10% compares to 42.89 millions as at 31st March 2014. Whereas the number of debit cards stood at 25.07 millions. For the three months ended 30th June 2014, there are 618.147 millions payment card transactions recorded at retailers(point of sales), with a total value of €26,217.91 millions.
As at 30th June 2014, the number of credit cards in Spain has increase by 0.23% or 0.1 millions compares to 43.26 millions as at 31st December 2013. There are 1,195.759 millions payment card transactions recorded in the six months period ended 30th June 2014, with a total value of €50,124.89 millions.

As at 31st March 2014, there are 42.89 millions credit card in Spain, a decrease by 0.37 millions or 0.86% compares to 43.26 millions as at 31st December 2013. Whereas the number of debit cards stood at 25.5 millions. For the three months ended 31st March 2014, there are 577.612 millions payment card transactions recorded at retailers(point of sales), with a total value of €23,906.98 millions.

Note: The payment card transactions(credit and debit cards) is based on transactions made in Spain with cards issued in Spain, and not comparable to the yearly transactions statistics.<


Credit Cards in Spain 2012-2013

As of 2013, Spain has a population of 46.59 millions with a GDP(gross domestic product) of €1,031.27 billions. This translates into €22.13 thousands of GDP per capita. Spain contributes 7.62% of the EU total GDP.

As at 31st December 2013, there are 69,749,370 payment cards issued in Spain(1.50 cards per capita), an increase of 949,720 or 1.38% compares to 68,799,650 in 2012. There are 43,264,470 cards with a credit and/or delayed debit function in Spain as at 31st December 2013, an increase of 1,932,780 or 4.68% compares to 41,331,690 in 2012. Debit cards decrease by 983,060 or 3.58% to 26,484,900 in 2013, compares to 27,467,960 in 2012.
The number of cards with a credit and/or delayed debit function has increased after sliding for four consecutive years since 2009.

Total Card Payments in Volume and Value
For 2013, there are 2,496.30 millions of card payment transactions in Spain(53.58 transactions per capita), an increase of 80.58 millions or 3.34% compares to 2,415.72 millions in 2012. Out of these transactions, 1,310.35 millions or 52.49% is paid by cards with a credit and/or delayed debit function, an increase of 7.08 millions or 0.54% compares to 1,303.27 millions in 2012. The rest of card payment transactions(1,174.66 millions) are paid by debit cards, an increase of 78.37 millions or 7.15% compares to 1,096.29 millions in 2012. Spain total card payment transactions volume contributes 5.72% to the EU total number of transactions.

The total card payments for 2013 is €108.68 billions in value(€2.33 thousands per capita), an increase of €1.97 billions or 1.85% compares to €106.71 billions in 2012. This also translates into €43.5 per card payment transaction, a decrease from €44.2 in 2012. Out of these transactions, €60.56 billions or 55.72% is paid by cards with a credit and/or delayed debit function, a decrease of €0.49 billions or 0.80% compares to €61.05 billions in 2012. The rest of card payments, €47.93 billions in value is paid by debit cards, an increase of €2.52 billions or 5.55% compares to €45.41 billions in 2012. Spain total card payment value contributes 5.04% to the EU total transactions value.

The increase in the number of transactions for credit and/or delayed debit function has failed to spurs the growth of total card payments volume and value.


Spain Quarterly Credit Card Statistics 2013

As at 31st March 2013, there are 40.70 millions credit card in Spain, a decrease by 0.63 millions or 1.52% compares to 41.33 millions as at 31st December 2012. Whereas the number of debit cards remained the same at 27.47 millions. For the three months ended 31st March 2013, there are 537.766 millions payment card transactions recorded at retailers(point of sales), with a total value of €22,495.40 millions.

As at 30th June 2013, there are 40.65 millions credit card in Spain, a decrease by 0.05 millions or 0.12% compares to 40.70 millions as at 31st March 2013. Whereas the number of debit cards stood at 27.70 millions. For the three months ended 30th June 2013, there are 567.203 millions payment card transactions recorded at retailers(point of sales), with a total value of €24,027.75 millions.

As at 30th June 2013, the number of credit cards in Spain has decrease by 1.65% or 0.68 millions compares to 41.33 millions as at 31st December 2012. There are 1,104.969 millions payment card transactions recorded in the six months period ended 30th June 2013, with a total value of €46,523.15 millions.

As at 30th September 2013, there are 42.83 millions credit card in Spain, an increase by 2.18 millions or 5.36% compares to 40.65 millions as at 30th June 2013. Whereas the number of debit cards stood at 26.35 millions. For the three months ended 30th September 2013, there are 594.025 millions payment card transactions recorded at retailers(point of sales), with a total value of €25,837.99 millions.

As at 30th September 2013, the number of credit cards in Spain has increase by 3.63% or 1.50 millions compares to 41.33 millions as at 31st December 2012. There are 1,698.994 millions payment card transactions recorded in the nine months period ended 30th September 2013, with a total value of €72,361.14 millions.

As at 31st December 2013, there are 43.26 millions credit card in Spain, an increase by 0.43 millions or 1.00% compares to 42.83 millions as at 30th September 2013. Whereas the number of debit cards stood at 26.48 millions. For the three months ended 31st December 2013, there are 606.663 millions payment card transactions recorded at retailers(point of sales), with a total value of €26,173.45 millions.

As at 31st December 2013, the number of credit cards in Spain has increase by 4.67% or 1.93 millions compares to 41.33 millions as at 31st December 2012. There are 2,305.657 millions payment card transactions recorded in the twelve months period ended 31st December 2013, with a total value of €98,534.58 millions.

Note: The payment card transactions(credit and debit cards) is based on transactions made in Spain with cards issued in Spain, and not comparable to the yearly transactions statistics.


Credit Cards in Spain 2011-2012

As of 2012, Spain has a population of 46.77 millions with a GDP(gross domestic product) of €1,042.87 billions. This translates into €22.30 thousands of GDP per capita. Spain contributes 7.79% of the EU total GDP.

As at 31st December 2012, there are 68,799,650 payment cards issued in Spain(1.47 cards per capita), a decrease of 169,860 or 0.25% compares to 68,969,510 in 2011. There are 41,331,690 cards with a credit and/or delayed debit function in Spain as at 31st December 2012, a decrease of 558,870 or 1.33% compares to 41,890,560 in 2011. Debit cards increase by 389,010 or 1.44% to 27,467,960 in 2012, compares to 27,078,950 in 2011.
The number of cards with a credit and/or delayed debit function continue to slight for fourth consecutive years since 2009. However, the number of debit cards has increase after 3 years of slump since 2009.

Total Card Payments in Volume and Value
For 2012, there are 2,415.72 millions of card payment transactions in Spain(51.65 transactions per capita), an increase of 29.45 millions or 1.23% compares to 2,386.27 millions in 2011. Out of these transactions, 1,303.27 millions or 53.95% is paid by cards with a credit and/or delayed debit function, an increase of 1.05 millions or 0.08% compares to 1,302.22 millions in 2011. The rest of card payment transactions(1,096.29 millions) are paid by debit cards, an increase of 33.99 millions or 3.20% compares to 1,062.30 millions in 2011. Spain total card payment transactions volume contributes 6.07% to the EU total number of transactions.

The total card payments for 2012 is €106.71 billions in value(€2.28 thousands per capita), a decrease of €0.58 billions or 0.54% compares to €107.29 billions in 2011. This also translates into €44.2 per card payment transaction, a marginal decrease from €45 in 2011. Out of these transactions, €61.05 billions or 57.21% is paid by cards with a credit and/or delayed debit function, a decrease of €1.05 billions or 1.69% compares to €62.10 billions in 2011. The rest of card payments, €45.41 billions in value is paid by debit cards, an increase of €0.54 billions or 1.20% compares to €44.87 billions in 2011. Spain total card payment value contributes 5.24% to the EU total transactions value.

The decrease in the number of transactions for credit and/or delayed debit function has affected the growth of total card payments volume and value.


Credit Cards in Spain 2010-2011

As of 2011, Spain has a population of 46.74 millions with a GDP(gross domestic product) of €1,070.41 billions. This translates into €22.90 thousands of GDP per capita. Spain contributes 8.15% of the EU total GDP.

As at 31st December 2011, there are 68,969,510 payment cards issued in Spain(1.48 cards per capita), a decrease of 2,611,270 or 3.65% compares to 71,580,780 in 2010. There are 41,890,560 cards with a credit and/or delayed debit function in Spain as at 31st December 2011, a decrease of 1,073,320 or 2.50% compares to 42,963,880 in 2010. Debit cards decrease by 1,537,950 or 5.73% to 27,078,950 in 2011, compares to 28,616,900 in 2010.
The number of payment cards(both debit cards and credit cards) continue to slight for three consecutive years since 2009.

Total Card Payments in Volume and Value
For 2011, there are 2,386.27 millions of card payment transactions in Spain(51.05 transactions per capita), an increase of 99.37 millions or 4.35% compares to 2,286.90 millions in 2010. Out of these transactions, 1,302.22 millions or 54.57% is paid by cards with a credit and/or delayed debit function, an increase of 40.74 millions or 3.23% compares to 1,261.48 millions in 2010. The rest of card payment transactions(1,062.30 millions) are paid by debit cards, an increase of 65.18 millions or 6.54% compares to 997.12 millions in 2010. Spain total card payment transactions volume contributes 6.43% to the EU total number of transactions.

The total card payments for 2011 is €107.29 billions in value(€2.30 thousands per capita), an increase of €3.65 billions or 3.52% compares to €103.64 billions in 2010. This also translates into €45 per card payment transaction, a marginal decrease from €45.3 in 2010. Out of these transactions, €62.10 billions or 57.88% is paid by cards with a credit and/or delayed debit function, an increase of €1.46 billions or 2.41% compares to €60.64 billions in 2010. The rest of card payments, €44.87 billions in value is paid by debit cards, an increase of €2.27 billions or 5.33% compares to €42.60 billions in 2010. Spain total card payment value contributes 5.61% to the EU total transactions value.

Despite the decrease in the number of credit and/or delayed debit function as well as debit cards, the growth of total card payments volume and value continues.


Credit Cards in Spain 2009-2010

As of 2010, Spain has a population of 46.56 millions with a GDP(gross domestic product) of €1,080.91 billions. This translates into €23.21 thousands of GDP per capita. Spain contributes 8.48% of the EU total GDP.

As at 31st December 2010, there are 71,580,780 payment cards issued in Spain(1.54 cards per capita), a decrease of 2,937,430 or 3.94% compares to 74,518,210 in 2009. There are 42,963,880 cards with a credit and/or delayed debit function in Spain as at 31st December 2010, a decrease of 809,710 or 1.85% compares to 43,773,590 in 2009. Debit cards decrease by 2,127,720 or 6.92% to 28,616,900 in 2010, compares to 30,744,620 in 2009.

Total Card Payments in Volume and Value
For 2010, there are 2,286.90 millions of card payment transactions in Spain(49.11 transactions per capita), an increase of 129.89 millions or 6.02% compares to 2,157.01 millions in 2009. Out of these transactions, 1,261.48 millions or 55.16% is paid by cards with a credit and/or delayed debit function, an increase of 92.3 millions or 7.89% compares to 1,169.18 millions in 2009. The rest of card payment transactions(997.12 millions) are paid by debit cards, an increase of 44.8 millions or 4.7% compares to 952.32 millions in 2009. Spain total card payment transactions volume contributes 6.76% to the EU total number of transactions.

The total card payments for 2010 is €103.64 billions in value(€2.23 thousands per capita), an increase of €4.98 billions or 5.05% compares to €98.66 billions in 2009. This also translates into €45.3 per card payment transaction, a marginal decrease from €45.7 in 2009. Out of these transactions, €60.64 billions or 58.51% is paid by cards with a credit and/or delayed debit function, an increase of €3.62 billions or 6.35% compares to €57.02 billions in 2009. The rest of card payments, €42.60 billions in value is paid by debit cards, an increase of €1.45 billions or 3.52% compares to €41.15 billions in 2009. Spain total card payment value contributes 5.82% to the EU total transactions value.

The decrease in the number of credit and/or delayed debit function as well as debit cards do not affect the growth of total card payments volume and value.


Credit Cards in Spain 2008-2009

As of 2009, Spain has a population of 45.93 millions with a GDP(gross domestic product) of €1,053.91 billions. This translates into €22.95 thousands of GDP per capita. Spain contributes 8.94% of the EU total GDP.

As at 31st December 2009, there are 74,518,210 payment cards issued in Spain(1.62 cards per capita), a decrease of 1,876,950 or 2.46% compares to 76,395,160 in 2008. There are 43,773,590 cards with a credit and/or delayed debit function in Spain as at 31st December 2009, a decrease of 1,046,650 or 2.34% compares to 44,820,240 in 2008. Debit cards decrease by 830,300 or 2.63% to 30,744,620 in 2009, compares to 31,574,920 in 2008.

Total Card Payments in Volume and Value
For 2009, there are 2,157.01 millions of card payment transactions in Spain(46.96 transactions per capita), an increase of 58.65 millions or 2.8% compares to 2,098.36 millions in 2008. Out of these transactions, 1,169.18 millions or 54.2% is paid by cards with a credit and/or delayed debit function, an increase of 24.83 millions or 2.17% compares to 1,144.35 millions in 2008. The rest of card payment transactions(952.32 millions) are paid by debit cards, an increase of 30.85 millions or 3.35% compares to 921.47 millions in 2008. Spain total card payment transactions volume contributes 6.84% to the EU total number of transactions.

The total card payments for 2009 is €98.66 billions in value(€2.15 thousands per capita), a decrease of €3.25 billions or 3.19% compares to €101.91 billions in 2008. This also translates into €45.7 per card payment transaction, a decrease from €48.6 in 2008. Out of these transactions, €57.02 billions or 57.79% is paid by cards with a credit and/or delayed debit function, a decrease of €2.82 billions or 4.71% compares to €59.84 billions in 2008. The rest of card payments, €41.15 billions in value is paid by debit cards, a decrease of €0.53 billions or 1.27% compares to €41.68 billions in 2008. Spain total card payment value contributes 6.05% to the EU total transactions value.

The decrease in the number of credit and/or delayed debit function as well as debit cards has affected the growth of total card payments in value. However, it does not affect the growth of total card payments in volume.


Credit Cards in Spain 2007-2008

As of 2008, Spain has a population of 45.59 millions with a GDP(gross domestic product) of €1,095.16 billions. This translates into €24.02 thousands of GDP per capita. Spain contributes 8.75% of the EU total GDP.

As at 31st December 2008, there are 76,395,160 payment cards issued in Spain(1.68 cards per capita), an increase of 1,435,860 or 1.92% compares to 74,959,300 in 2007. There are 44,820,240 cards with a credit and/or delayed debit function in Spain as at 31st December 2008, an increase of 1,328,380 or 3.05% compares to 43,491,860 in 2007. Debit cards increase by 107,480 or 0.34% to 31,574,920 in 2008, compares to 31,467,440 in 2007.

Total Card Payments in Volume and Value
For 2008, there are 2,098.36 millions of card payment transactions in Spain(46.02 transactions per capita), an increase of 152.70 millions or 7.85% compares to 1,945.66 millions in 2007. Out of these transactions, 1,144.35 millions or 54.54% is paid by cards with a credit and/or delayed debit function, an increase of 106.90 millions or 10.30% compares to 1,037.45 millions in 2007. The rest of card payment transactions(921.47 millions) are paid by debit cards. Spain total card payment transactions volume contributes 7.11% to the EU total number of transactions.

The total card payments for 2008 is €101.91 billions in value(€2.24 thousands per capita), an increase of €5.29 billions or 5.48% compares to €96.62 billions in 2007. This also translates into €48.6 per card payment transaction, a decrease from €49.7 in 2007. Out of these transactions, €59.84 billions or 58.72% is paid by cards with a credit and/or delayed debit function, an increase of €3.54 billions or 6.29% compares to €56.30 billions in 2007. The rest of card payments, €41.68 billions in value is paid by debit cards. Spain total card payment value contributes 6.11% to the EU total transactions value.



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