Apply online for ANNA Business Current Account in UK

"It just takes a minute to complete and submit your
ANNA Business Account UK application"

A mobile business account
Open your ANNA business current account in less than 10 minutes and receive your debit Mastercard® within five working days.
You only need your card and the app to make full use of all ANNA’s features, so say goodbye to branch visits and paper forms.

warningThe issuer may STOP card offers and promotions without notice. Grab the account of your choice while it last.

For detailed information or to apply, click on the link next to the offer of your choice and a new window will be opened for you.

Stress-free sign up

Traditional banks use a manual credit checking system to vet future customers. ANNA doesn’t offer credit, which means our process is different by design – it’s fast, and applying won’t affect your credit score.

Freedom from invoicing
ANNA creates and sends sales invoices for you, and politely chases payments due too, making it easier for you to get paid on time.
ANNA also schedules payments of purchase invoices. Just forward any payment email to us and we’ll set up the transaction ready for your approval.

Multiple bank accounts in one app
Connect your personal and business current accounts from other banks to ANNA to view balance and payment history in the ANNA app.
Right now we're working to bring you the ability to tag business payments on your non-ANNA accounts and account for them in your VAT calculations automatically.

No more tax surprises
We’ll calculate the amount you owe HMRC according to your tax profile and transactions you have on your ANNA account. You will always know how much money to save.

Never miss a tax deadline
We’ll send you reminders about upcoming HMRC requirements so you can stay ahead of the game.

Anna costs just 11.00 GBP a month for Ltd companies and 5.00 a month for sole traders - with no hidden transaction fees and no ATM fees on top.

No matter what you pay, your ANNA plan includes:

  • UK business account, full account number and sort code
  • An ANNA debit Mastercard® that miaows
  • All transactions and ATM withdrawals
  • Unlimited invoice creating and chasing
  • All direct debit payments, including the attempted ones
  • Tax estimations and reminders based on your tax profile
  • Any amount of card reissues
  • All money transfers inside and outside of ANNA
  • 24/7 support from our UK team

Frequently asked questions

Why is the service called ANNA?
ANNA stands for Absolutely No Nonsense Admin. Because that’s what we do.

Who is ANNA for?
We’re currently open to any UK resident who is a director of a limited company, and non-limited businesses that are structured as a partnership or sole trader.

Is ANNA a bank?
ANNA is a mobile business account that provides admin support and tax reminders, not a bank. Your ANNA business account comes with a debit card, an account number and a sort code, but we do not offer credit or loans. Our app supports busy people through brilliant UK-based customer service.

Your ANNA business Mastercard is issued by Wirecard Card Solutions Ltd (WDCS) pursuant to license by Mastercard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

What do I need for ID and address verification?
To verify your identity, we’ll need a photo of your full driving licence or a photo of your valid passport.

Take the photo on a flat, clear surface and make sure all four corners of the ID can be seen in the picture.

If you don’t have a driving licence or a valid passport, you can take a recent photo of yourself to either your bank, solicitor, or accountant to get it certified.

For address verification we might ask for a utility bill, council tax bill or bank statement. They should be dated within the last three months.

How do I use ANNA’s invoice service?
The ANNA team can create sales invoices for you, and we can politely chase up payments that are past their due date. We can also pay your purchase invoices.

We can get all the details we need from you in the app chat. Or you can email us at to do the same. (Just send your invoice request, or “cc” us, or forward the relevant information.)

Are there limits on my ANNA account?
Yes. Limits depend on which account tier you’re in. We have five tiers: A-E. When you activate your debit card, you automatically get moved from tier A to B.

For each account tier, there are limits on inbound and outbound transactions, depending on the type of payment (BACS or cash, for example), plus a balance limit.

Are my payments and transactions secure?
Yes. Our contactless ANNA debit card includes the latest advanced security features required by the payment card industry. Payments are processed through the same secure Mastercard® and ANNA technology as your chip and PIN transactions.

For example: To initiate your first contactless transaction, and on other occasions, you’ll need to enter your PIN so we can make sure it’s you who is using the card.

You’ll get email notifications for incoming and outgoing payments.

You can see real-time updates of your spending and transaction history in the app, so you’ll never lose track of payments or deposits.

What is ANNA?

ANNA stands for Absolutely No-Nonsense Admin. Because saving time on the boring stuff makes for more fun.

ANNA is an app, a card and a business account that helps creative small businesses and startups with their financial admin. ANNA is made up of design, marketing and tech experts from across the world.

We see a future where ideas, creativity and innovation are encouraged and running a business is fun. We created ANNA to provide businesses with time-saving tools, enabling them to spend more time doing what they love.


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