Compare and Apply online for AvantCredit Personal Loans

"It just takes a minute to complete and submit your
AvantCredit Personal Loan application."

What does AvantCredit provide?
AvantCredit is a direct lender of unsecured personal loans in the United Kingdom. You can apply for personal loans ranging from £1,000 to £25,000.

AvantCredit Personal Loans are great for individuals that cannot get a loan with their banks or building societies but do not want to resort to payday loans or cash advances. AvantCredit focuses on providing an accurate interest rate for each applicant.

Get the best Personal Loan of your choice and enjoy the great low rates today.

warningThe loan issuer may STOP card offers and promotions without notice. Grab the loan of your choice while it last.

For detailed information or to apply, click on the link next to the offer of your choice and a new window will be opened for you.

Why should I choose a AvantCredit personal loan?

  • Loans for less-than-perfect credit scores
    Even if you don’t have perfect credit, you shouldn’t have to resort to expensive payday loans or other short-term credit options. We look at a number of factors when considering your application other than your credit score.
  • Simple application process
    We provide a simple application, quick approval decisions and fast funding options. What's more, you can pay off your personal loan at any time to save on future interest payments with no early repayment fees.
  • Helping improve your credit score
    We want your personal loan experience to help build your financial future, so we report all payment history to the major credit bureaus. Timely payments help improve credit**.

SpringCoin to AvantCredit

We have operated as AvantCredit in the US since the beginning of 2013 and have served over 500,000 customers worldwide. We are changing our name to AvantCredit in the UK to better operate as one united brand with one vision for our customers, shareholders, investors, partners and employees.

While the name of the brand will change, the people, products, services and infrastructure that have built the company’s reputation will remain the same. Bringing the company together under one brand fosters unity and allows us to work more efficiently by sharing resources and best practices across all of our markets.

Am I eligible to apply?

If you are over the age of 18, have a personal UK current account, are a resident of the United Kingdom and you do not currently have an outstanding AvantCredit loan associated with the same residence, you are welcome to apply.

Applicants are required to have a personal (not business) bank account with deposits reflecting income. We are unable to accept savings accounts.

We consider applications from individuals with a variety of credit histories. Applicants without a severely impaired credit history have the highest rate of approval, but we do look into other factors when we make our final decision, such as income and repayment history.

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N26 UK