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In 2011, total net premiums (written premium less reinsurance premiums paid by the insurer) for property insurance amounted to £8.647 billion, an increase of £0.272 billion or 3.25% compares to £8.375 billion in 2010. claims paid for property insurance is £4.519 billion in 2011, a decrease of £0.7 billion or 13.41% of compares to £5.219 billion in 2010. Even though the written premium amount increase by 3.24%, the claims has decrease by 13.42%.
Whereas commission and expenses on the property insurance written premium amounted to £3.466 billion in 2011, an increase £0.042 billion or 1.23% of compares to £3.424 billion in 2010. This is inline with the increase in written premium amount.
Of the 26.3 million households in the UK in 2011, an estimated 19.7 million households have contents insurance, and 16.6 million have buildings insurance from which 2.1 million claims were made with a total value of £3.3 billion, or the equivalent of £9.0 million per day.
The pay-out for an average household fire claim was £10,200, for a theft claim it was £1,500 and for a claim following a major flood it is estimated at £30,000.
£3.7 million was paid each day to businesses on property damage, amounting to £1.4 billion in 2011.

In 2010, total net premiums (written premium less reinsurance premiums paid by the insurer) for property insurance amounted to £8.375 billion, an increase of £0.172 billion or 2.10% compares to £8.203 billion in 2009. claims paid for property insurance is £5.219 billion in 2010, an increase of £0.727 billion or 16.18% of compares to £4.492 billion in 2009. Even though the written premium amount increase by 2.10%, the claims paid shoot up by 16.16%.
Whereas commission and expenses on the property insurance written premium amounted to £3.424 billion in 2010, an increase £0.099 billion or 2.98% of compares to £3.325 billion in 2009. This is inline with the increase in written premium amount.

In 2009, total net premiums (written premium less reinsurance premiums paid by the insurer) for property insurance amounted to £8.203 billion, a decrease of £0.645 billion or 7.29% compares to £8.848 billion in 2008. claims paid for property insurance is £4.492 billion in 2009, a decrease of £0.361 billion or 7.44% of compares to £4.853 billion in 2008. The reduction in claims paid is is inline with the decrease in written premium amount.
Whereas commission and expenses on the property insurance written premium amounted to £3.325 billion in 2009, a decrease £0.147 billion or 4.23% of compares to £3.472 billion in 2008. This is inline with the decrease in written premium amount.