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Pet Insurance in UK
Nowadays, it is common for pet in needs of emergency veterinary treatment or medical care. However, pet owners are struggling to cope with the rising cost of veterinary fees, where treatment can escalate to thousands of pounds. In such situation, having a pet insurance would become handy if not necessary. The benefits provided by the pet insurance may vary considerably. It is important for you to choose wisely the type of product and the level of cover that meet your needs.
In 2012, there are more than 2.7 million consumers have insurance for their cats and dogs. Every day pet insurers pay out £1.2 million in claims for cats and dogs, amounting to £438 million a year.
The cost of pet insurance can vary according to a number of factors, including where you live, the breed of cat or dog, its gender and age. Veterinary charges influence the premiums charged – generally in urban areas, charges are higher than in rural areas and premiums will reflect this. As a pet ages the premium and policy excess are likely to increase because, like humans, the risk of illness increases.
Remember to shop around for the policy that best meets your needs and always answer the insurer’s questions to the best of your knowledge. Otherwise, the insurer may refuse to pay your claim.
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