Insurance in Poland 2013-2014 statistics

There are 57 insurance companies(employing 26,010 people) in Poland in 2014 compares to 58(employing 25,525 people) in 2013.

In 2014, the total gross written premiums for insurance in Poland is €12.748bn, a decrease of €0.66bn or 4.92% compares to €13.408bn in 2013.

The total benefits and claims paid for insurance in Poland in 2014 is €7.950bn, a decrease of €0.607bn or 7.09% compares to €8.557bn in 2013.
On a per capita basis, an average of €335 was spent on insurance in Poland in 2014, €17 less or 4.83% decreased compares to €352 in 2013.

Insurance penetration in Poland decreased on average from 3.5% in 2013 to 3.2% in 2014.

Poland insurers total investment portfolio has increase from €34.781bn in 2013 to €37.041bn in 2014, an increase of €2.26bn or 6.50%.

Life Insurance
In 2014, the total gross written premiums for life insurance in Poland is €6.704bn, a decrease of €0.607bn or 8.30% compares to €7.311bn in 2013.

The total benefits paid for life insurance in Poland in 2014 is €4.763bn, a decrease of €0.638bn or 11.81% compares to €5.401bn in 2013.

On a per capita basis, an average of €176 was spent on life insurance in Poland in 2014, €16 less compares to €192 in 2013.

Life insurance penetration in Poland decreased on average from 1.9% in 2013 to 1.7% in 2014.

Poland life insurers total investment portfolio has increase from €22.300bn in 2013 to €23.207bn in 2014, an increase of €0.907bn or 4.07%.

Non-Life Insurance
In 2014, the total gross written premiums for non-life insurance in Poland is €6.017bn, a decrease of €0.051bn or 0.84% compares to €6.068bn in 2013.

On a per capita basis, an average of €158 was spent on non-life insurance in Poland in 2014, €1 less compares to €159 in 2013.

Non-Life insurance penetration in Poland decreased on average from 1.6% in 2013 to 1.5% in 2014.

Poland non-life insurers total investment portfolio has increase from €12.482bn in 2013 to €13.834bn in 2014, an increase of €1.352bn or 10.83%.

Motor Insurance in Poland
In 2014, the total gross written premiums for motor insurance in Poland is €3.120bn, a decrease of €1.449bn or 31.71% compares to €4.569bn in 2013.

On a per capita basis, an average of €82 was spent on motor insurance in Poland in 2014, €38 less compares to €120 in 2013.

Motor insurance penetration in Poland decreased on average from 1.2% in 2013 to 0.8% in 2014.

Property Insurance in Poland
In 2014, the total gross written premiums for property insurance in Poland is €1.255bn, a decrease of €0.045bn or 3.46% compares to €1.300bn in 2013.

On a per capita basis, an average of €33 was spent on property insurance in Poland in 2014 compares to €34 in 2013.

Property insurance penetration in Poland remained on average 0.3% in 2014, similar to 2013.

Insurance in Poland 2012-2013 statistics

There are 58 insurance companies(employing 25,525 people) in Poland in 2013 compares to 60(employing 25,890 people) in 2012.

In 2013, the total gross written premiums for insurance in Poland is €13.408bn, a decrease of €1.132bn or 7.79% compares to €14.540bn in 2012.

The total benefits and claims paid for insurance in Poland in 2013 is €8.557bn, a decrease of €0.754bn or 8.10% compares to €9.311bn in 2012.
On a per capita basis, an average of €352 was spent on insurance in Poland in 2013, €30 less or 7.85% decreased compares to €382 in 2012.

Insurance penetration in Poland decreased on average from 3.8% in 2012 to 3.5% in 2013.

Poland insurers total investment portfolio has increase from €34.274bn in 2012 to €34.781bn in 2013, an increase of €0.507bn or 1.48%.

Life Insurance
In 2013, the total gross written premiums for life insurance in Poland is €7.311bn, a decrease of €1.195bn or 14.05% compares to €8.506bn in 2012.

The total benefits paid for life insurance in Poland in 2013 is €5.401bn, a decrease of €0.666bn or 10.98% compares to €6.067bn in 2012.

On a per capita basis, an average of €192 was spent on life insurance in Poland in 2013, €31 less compares to €223 in 2012.

Life insurance penetration in Poland decreased on average from 2.2% in 2012 to 1.9% in 2013.

Poland life insurers total investment portfolio has increase from €22.094bn in 2012 to €22.300bn in 2013, an increase of €0.206bn or 0.93%.

Non-Life Insurance
In 2013, the total gross written premiums for non-life insurance in Poland is €6.068bn, an increase of €0.065bn or 1.08% compares to €6.003bn in 2012.

On a per capita basis, an average of €159 was spent on non-life insurance in Poland in 2013, €1 more compares to €158 in 2012.

Non-Life insurance penetration in Poland on average is 1.6% in 2013, similar to 2012.

Poland non-life insurers total investment portfolio has increase from €12.180bn in 2012 to €12.482bn in 2013, an increase of €0.302bn or 2.48%.

Motor Insurance in Poland
In 2013, the total gross written premiums for motor insurance in Poland is €4.569bn, an increase of €1.161bn or 34.07% compares to €3.408bn in 2012.

On a per capita basis, an average of €120 was spent on motor insurance in Poland in 2013, €30 more compares to €90 in 2012.

Motor insurance penetration in Poland decreased on average from 0.9% in 2012 to 1.2% in 2013.

Property Insurance in Poland
In 2013, the total gross written premiums for property insurance in Poland is €1.300bn, an increase of €0.095bn or 7.88% compares to €1.205bn in 2012.

On a per capita basis, an average of €34 was spent on property insurance in Poland in 2013 compares to €32 in 2012.

Property insurance penetration in Poland remained on average 0.3% in 2013, similar to 2012.

Insurance in Poland 2011-2012 statistics

There are 59 insurance companies(employing 27,000 people) in Poland in 2012 compares to 63(employing 28,134 people) in 2011.

In 2012, the total gross written premiums for insurance in Poland is €14.816bn, an increase of €1.074bn or 7.82% compares to €13.742bn in 2011(increase 9.5% at constant exchange rates).

The total benefits and claims paid for insurance in Poland in 2012 is €9.485bn, a decrease of €0.176bn or 1.82% compares to €9.661bn in 2011(decrease 0.3% at constant exchange rates).
On a per capita basis, an average of €384 was spent on insurance in Poland in 2012, €27 more or 7.56% increased compares to €357 in 2011.

Insurance penetration in Poland decreased marginally on average from 3.71% in 2011 to 3.89% in 2012.

Poland insurers total investment portfolio has increase from €31.599bn in 2011 to €34.999bn in 2012, an increase of €3.4bn or 10.76%(increase 12.5% at constant exchange rates).

Life Insurance
In 2012, the total gross written premiums for life insurance in Poland is €8.686bn, an increase of €0.966bn or 12.51% compares to €7.720bn in 2011(increase 14.3% at constant exchange rates).

The total benefits paid for life insurance in Poland in 2012 is €6.193bn, a decrease of €0.134bn or 2.12% compares to €6.327bn in 2011(decrease 0.6% at constant exchange rates).

On a per capita basis, an average of €225 was spent on life insurance in Poland in 2012, €25 more compares to €200 in 2011.

Life insurance penetration in Poland decreased on average from 2.08% in 2011 to 2.28% in 2012.

Poland life insurers total investment portfolio has increase from €20.578bn in 2011 to €22.561bn in 2012, an increase of €1.983bn or 9.64%(increase 11.3% at constant exchange rates).

Non-Life Insurance
In 2012, the total gross written premiums for non-life insurance in Poland is €6.129bn, an increase of €0.108bn or 1.79% compares to €6.021bn in 2011(grew 3.4% at constant exchange rates).

The total claims paid for non-life insurance in Poland in 2012 is €3.292bn, a decrease of €0.042bn or 1.26% compares to €3.334bn in 2011(increase 0.3% at constant exchange rates).

On a per capita basis, an average of €159 was spent on non-life insurance in Poland in 2012, €3 more compares to €156 in 2011.

Non-Life insurance penetration in Poland decreased marginally on average from 1.62% in 2011 to 1.61% in 2012.

Poland non-life insurers total investment portfolio has increase from €11.021bn in 2011 to €12.438bn in 2012, an increase of €1.417bn or 12.86%(increase 14.6% at constant exchange rates).

Motor Insurance in Poland
In 2012, the total gross written premiums for motor insurance in Poland is €3.480bn, a decrease of €0.007bn or 0.20% compares to €3.487bn in 2011(grew 1.4% at constant exchange rates).

The total claims paid for motor insurance in Poland in 2012 is €2.124bn, a decrease of €0.101bn or 4.54% compares to €2.225bn in 2011(decrease 3.1% at constant exchange rates).

On a per capita basis, an average of €90 was spent on motor insurance in Poland in 2012, €1 less compares to €91 in 2011.

Motor insurance penetration in Poland decreased on average from 0.94% in 2011 to 0.91% in 2012.

Health Insurance in Poland
In 2012, the total gross written premiums for health insurance in Poland is €123mn, an increase of €17mn or 16.04% compares to €106mn in 2011(grew 17.7% at constant exchange rates).

The total benefits paid for health insurance in Poland in 2012 is €40mn, a decrease of €1mn or 2.44% compares to €41mn in 2011(no change, 0.0% at constant exchange rates).

On a per capita basis, an average of €3.19 was spent on health insurance in Poland in 2012 compares to €2.75 in 2011.

Health insurance penetration in Poland increased on average from 0.029% in 2011 to 0.032% in 2012.

Property Insurance in Poland
In 2012, the total gross written premiums for property insurance in Poland is €1.231bn, an increase of €0.062bn or 5.30% compares to €1.169bn in 2011(grew 6.9% at constant exchange rates).

The total claims paid for preoperty insurance in Poland in 2012 is €585mn, an increase of €17mn or 2.99% compares to €568mn in 2011(increase 4.6% at constant exchange rates).

On a per capita basis, an average of €31.94 was spent on property insurance in Poland in 2012 compares to €30.34 in 2011.

Property insurance penetration in Poland remained on average 0.32% in 2012, similar to 2011.

Insurance in Poland 2010-2011 statistics

There are 61 insurance companies(employing 28,134 people) in Poland in 2011 compares to 63(employing 28,721 people) in 2010.

In 2011, the total gross written premiums for insurance in Poland is €13.742bn, an increase of €0.187bn or 1.38% compares to €13.555bn in 2010(increase 5.5% at constant exchange rates).

The total benefits and claims paid for insurance in Poland in 2011 is €9.661bn, an increase of €0.434bn or 4.70% compares to €9.227bn in 2010(increase 8.0% at constant exchange rates).
On a per capita basis, an average of €357 was spent on insurance in Poland in 2011, €2 more or 0.56% increased compares to €355 in 2010.

Insurance penetration in Poland decreased marginally on average from 3.82% in 2010 to 3.71% in 2011.

Poland insurers total investment portfolio has decrease from €32.840bn in 2010 to €31.599bn in 2011, a decrease of €1.241bn or 3.78%(decrease 0.7% at constant exchange rates).

Life Insurance
In 2011, the total gross written premiums for life insurance in Poland is €7.720bn, a decrease of €0.143bn or 1.82% compares to €7.863bn in 2010(increase 1.4% at constant exchange rates).

The total benefits paid for life insurance in Poland in 2011 is €6.327bn, an increase of €0.67bn or 11.84% compares to €5.657bn in 2010(increase 52.3% at constant exchange rates).

On a per capita basis, an average of €200 was spent on life insurance in Poland in 2011, €6 less compares to €206 in 2010.

Life insurance penetration in Poland decreased on average from 2.22% in 2010 to 2.08% in 2011.

Poland life insurers total investment portfolio has decrease from €22.447bn in 2010 to €20.578bn in 2011, a decrease of €1.869bn or 8.33%(decrease 5.4% at constant exchange rates).
The life insurance distribution channel in Poland(by insurance premiums underwritten) can be brokendown into 34.6% via direct writing, 30.0% via bancassurance, 25.8% via agents, 1.9% via brokers and 7.7% via other channels.

Non-Life Insurance
In 2011, the total gross written premiums for non-life insurance in Poland is €6.021bn, an increase of €0.329bn or 5.78% compares to €5.692bn in 2010(grew 11.3% at constant exchange rates).

The total claims paid for non-life insurance in Poland in 2011 is €3.334bn, a decrease of €0.236bn or 6.61% compares to €3.570bn in 2010(decrease 3.7% at constant exchange rates).

On a per capita basis, an average of €156 was spent on non-life insurance in Poland in 2011, €7 more compares to €149 in 2010.

Non-Life insurance penetration in Poland increased marginally on average from 1.61% in 2010 to 1.62% in 2011.

Poland non-life insurers total investment portfolio has increase from €10.393bn in 2010 to €11.021bn in 2011, an increase of €0.628bn or 6.04%(increase 9.4% at constant exchange rates).
The non-life insurance distribution channel in Poland(by insurance premiums underwritten) can be brokendown into 62.3% via agents, 16.9% via brokers, 15.9% via direct writing, 2.2% via bancassurance, and 2.7% via other channels.

Motor Insurance in Poland
In 2011, the total gross written premiums for motor insurance in Poland is €3.487bn, an increase of €0.287bn or 8.97% compares to €3.200bn in 2010(grew 12.4% at constant exchange rates).

The total claims paid for motor insurance in Poland in 2011 is €2.225bn, a decrease of €0.065bn or 2.84% compares to €2.290bn in 2010(increase 0.2% at constant exchange rates).

On a per capita basis, an average of €91 was spent on motor insurance in Poland in 2011, €7 more compares to €84 in 2010.

Motor insurance penetration in Poland increased on average from 0.90% in 2010 to 0.94% in 2011.

Health Insurance in Poland
In 2011, the total gross written premiums for health insurance in Poland is €106mn, an increase of €20mn or 23.26% compares to €86mn in 2010(grew 26.7% at constant exchange rates).

The total benefits paid for health insurance in Poland in 2011 is €41mn, an increase of €7mn or 20.59% compares to €34mn in 2010(increase 20.6% at constant exchange rates).

On a per capita basis, an average of €2.75 was spent on health insurance in Poland in 2011 compares to €2.25 in 2010.

Health insurance penetration in Poland increased on average from 0.024% in 2010 to 0.029% in 2011.

Property Insurance in Poland
In 2011, the total gross written premiums for property insurance in Poland is €1.169bn, an increase of €0.128bn or 12.30% compares to €1.041bn in 2010(grew 15.8% at constant exchange rates).

The total claims paid for preoperty insurance in Poland in 2011 is €568mn, a decrease of €202mn or 26.23% compares to €770mn in 2010(decrease 23.9% at constant exchange rates).

On a per capita basis, an average of €30.34 was spent on property insurance in Poland in 2011 compares to €27.27 in 2010.

Property insurance penetration in Poland increased on average from 0.29% in 2010 to 0.32% in 2011.

Insurance in Poland 2009-2010 statistics

There are 63 insurance companies in Poland in 2010 compares to 66 in 2009. As at the end of December 2009, insurance companies in Poland employed 31,348 people, compares to 29,129 at the end of 2009.

In 2010, the total gross written premiums for insurance in Poland is €13.555bn, an increase of €1.692bn or 14.26% compares to €11.863bn in 2009(increase 5.5% at constant exchange rates).

The total benefits and claims paid for insurance in Poland in 2010 is €9.227bn, a decrease of €0.06bn or 0.65% compares to €9.287bn in 2009.

On a per capita basis, an average of €355 was spent on insurance in Poland in 2010, €44 more or 14.15% increased compares to €311 in 2009.

Insurance penetration in Poland increased marginally on average from 3.82% in 2009 to 3.83% in 2010.

Poland insurers total investment portfolio has increase from €29.315bn in 2009 to €32.795bn in 2010, an increase of €3.48bn or 11.87%(increase 3.3% at constant exchange rates).

Life Insurance
In 2010, the total gross written premiums for life insurance in Poland is €7.866bn, an increase of €0.869bn or 12.42% compares to €6.997bn in 2009(increase 3.8% at constant exchange rates).

The total benefits paid for life insurance in Poland in 2010 is €5.657bn, a decrease of €0.747bn or 11.66% compares to €6.404bn in 2009.

On a per capita basis, an average of €206 was spent on life insurance in Poland in 2010, €23 more compares to €183 in 2009.

Life insurance penetration in Poland decreased on average from 2.25% in 2009 to 2.22% in 2010.

Poland life insurers total investment portfolio has increase from €19.365bn in 2009 to €22.442bn in 2010, an increase of €3.077bn or 15.89%(grew 7% at constant exchange rates).

The life insurance distribution channel in Poland(by insurance premiums underwritten) can be brokendown into 32.6% via bancassurance, 32.5% via direct writing, 28.8% via agents, 4.7% via brokers and 1.4% via other channels.

Non-Life Insurance
In 2010, the total gross written premiums for non-life insurance in Poland is €5.693bn, an increase of €0.827bn or 17% compares to €4.866bn in 2009(grew 8% at constant exchange rates).

The total claims paid for non-life insurance in Poland in 2010 is €3.570bn, an increase of €0.687bn or 23.83% compares to €2.883bn in 2009.

On a per capita basis, an average of €149 was spent on non-life insurance in Poland in 2010, €22 more compares to €127 in 2009.

Non-Life insurance penetration in Poland increased marginally on average from 1.57% in 2009 to 1.61% in 2010.

Poland non-life insurers total investment portfolio has increase from €9.950bn in 2009 to €10.353bn in 2010, an increase of €0.403bn or 4.05%(decrease 4% at constant exchange rates).

The non-life insurance distribution channel in Poland(by insurance premiums underwritten) can be brokendown into 58.5% via agents, 19.9% via direct writing, 16.5% via brokers, 3.5% via bancassurance, and 1.6% via other channels.

Motor Insurance in Poland
In 2010, the total gross written premiums for motor insurance in Poland is €3.202bn, an increase of €0.424bn or 15.26% compares to €2.778bn in 2009(grew 6.4% at constant exchange rates).

The total claims paid for motor insurance in Poland in 2010 is €2.290bn, an increase of €0.377bn or 19.71% compares to €1.913bn in 2009.

On a per capita basis, an average of €84 was spent on motor insurance in Poland in 2010, €11 more compares to €73 in 2009.

Motor insurance penetration in Poland increased on average from 0.89% in 2009 to 0.90% in 2010.

Health Insurance in Poland
In 2010, the total gross written premiums for health insurance in Poland is €86mn, an increase of €22mn or 34.38% compares to €64mn in 2009(grew 24.6% at constant exchange rates).

The total benefits paid for health insurance in Poland in 2010 is €34mn, an increase of €4mn or 14.81% compares to €27mn in 2009.

On a per capita basis, an average of €2.25 was spent on health insurance in Poland in 2010 compares to €1.68 in 2009.

Health insurance penetration in Poland increased on average from 0.021% in 2009 to 0.024% in 2010.

Property Insurance in Poland
In 2010, the total gross written premiums for property insurance in Poland is €1,042mn, an increase of €183mn or 21.3% compares to €859mn in 2009(grew 11.9% at constant exchange rates).

The total claims paid for property insurance in Poland in 2010 is €770mn, an increase of €361mn or 88.26% compares to €409mn in 2009.

On a per capita basis, an average of €27.28 was spent on property insurance in Poland in 2010 compares to €22.51 in 2009.

Property insurance penetration in Poland increased on average from 0.29% in 2009 to 0.29% in 2010.

Other Non-Life Insurance in Poland
In 2010, the total gross written premiums for other non-life insurance in Poland is €1.363bn, an increase of €0.198bn or 17% compares to €1.165bn in 2008(grew 8% at constant exchange rates).

On a per capita basis, an average of €35.68 was spent on other non-life insurance in Poland in 2010 compares to €30.52 in 2009.

Other non-life insurance penetration in Poland increased on average from 0.375% in 2009 to 0.384% in 2010.

Insurance in Poland 2008-2009

There are 65 insurance companies in Poland in 2009 compares to 66 in 2008. As at the end of December 2009, insurance companies in Poland employed 29,129 people, compares to 29,623 at the end of 2008.

In 2009, the total gross written premiums for insurance in Poland is €11.824bn, a decrease of €5.006bn or 29.74% compares to €16.830bn in 2008(decrease 13.4% at constant exchange rates).

The total benefits and claims paid for insurance in Poland in 2009 is €9.287bn, an increase of €1.406bn or 16.70% compares to €8.421bn in 2008.

On a per capita basis, an average of €310 was spent on insurance in Poland in 2009, €131 less or 29.71% decreased compares to €441 in 2008.

Insurance penetration in Poland decreased on average from 4.64% in 2008 to 3.83% in 2009.

Poland insurers total investment portfolio has decrease from €35.842bn in 2008 to €29.216bn in 2009, a decrease of €6.626bn or 18.49%(decrease 0.4% at constant exchange rates).

Life Insurance
In 2009, the total gross written premiums for life insurance in Poland is €6.996bn, a decrease of €4.104bn or 36.97% compares to €11.100bn in 2008(decrease 22.3% at constant exchange rates).

The total benefits paid for life insurance in Poland in 2009 is €6.404bn, a decrease of €0.896bn or 16.27% compares to €5.508bn in 2008.

On a per capita basis, an average of €184 was spent on life insurance in Poland in 2009, €107 less compares to €291 in 2008.

Life insurance penetration in Poland decreased on average from 3.06% in 2008 to 2.27% in 2009.

Poland life insurers total investment portfolio has decrease from €23.054bn in 2008 to €19.330bn in 2009, a decrease of €3.724bn or 16.15%(grew 3.3% at constant exchange rates).

The life insurance distribution channel in Poland(by insurance premiums underwritten) can be brokendown into 44.4% via bancassurance, 27.9% via agents,22.9% via direct writing, 1.6% via brokers and 3.2% via other channels.

Non-Life Insurance
In 2009, the total gross written premiums for non-life insurance in Poland is €4.827bn, a decrease of €0.903bn or 15.76% compares to €5.730bn in 2008(grew 3.8% at constant exchange rates).

The total claims paid for non-life insurance in Poland in 2009 is €2.883bn, a decrease of €0.031bn or 1.06% compares to €2.914bn in 2008.

On a per capita basis, an average of €127 was spent on non-life insurance in Poland in 2009, €23 less compares to €150 in 2008.

Non-Life insurance penetration in Poland decreased on average from 1.58% in 2008 to 1.56% in 2009.

Poland non-life insurers total investment portfolio has decrease from €12.789bn in 2008 to €9.886bn in 2009, a decrease of €2.903bn or 22.7%(decrease 4.7% at constant exchange rates).

The non-life insurance distribution channel in Poland(by insurance premiums underwritten) can be brokendown into 58.8% via agents, 24.0% via direct writing, 14.3% via brokers, 2.1% via bancassurance, and 0.8% via other channels.

Motor Insurance
In 2009, the total gross written premiums for motor insurance in Poland is €2.731bn, a decrease of €0.69bn or 20.17% compares to €3.421bn in 2008(decrease 4.7% at constant exchange rates).

The total claims paid for motor insurance in Poland in 2009 is €1.913bn, a decrease of €0.077bn or 3.87% compares to €1.990bn in 2008.

On a per capita basis, an average of €72 was spent on motor insurance in Poland in 2009, €18 less compares to €90 in 2008.

Motor insurance penetration in Poland decreased on average from 0.94% in 2008 to 0.88% in 2009.

Health Insurance
In 2009, the total gross written premiums for health insurance in Poland is €64mn, a decrease of €20mn or 23.81% compares to €84mn in 2008(decrease 6.1% at constant exchange rates).

The total benefits paid for health insurance in Poland in 2009 is €27mn, a decrease of €2mn or 8% compares to €25mn in 2008.

On a per capita basis, an average of €1.68 was spent on health insurance in Poland in 2009 compares to €2.20 in 2008.

Health insurance penetration in Poland decreased on average from 0.023% in 2008 to 0.021% in 2009.

Property Insurance
In 2009, the total gross written premiums for property insurance in Poland is €858mn, a decrease of €86mn or 9.11% compares to €944mn in 2008(grew 12% at constant exchange rates).

The total claims paid for property insurance in Poland in 2009 is €409mn, an increase of €151mn or 58.53% compares to €258mn in 2008.

On a per capita basis, an average of €22.51 was spent on property insurance in Poland in 2009 compares to €24.76 in 2008.

Property insurance penetration in Poland increased on average from 0.26% in 2008 to 0.28% in 2009.

Other Non-Life Insurance
In 2009, the total gross written premiums for other non-life insurance in Poland is €1.175bn, a decrease of €0.106bn or 8.27% compares to €1.281bn in 2008(grew 13% at constant exchange rates).

On a per capita basis, an average of €30.83 was spent on other non-life insurance in Poland in 2009 compares to €33.60 in 2008.

Other non-life insurance penetration in Poland increased on average from 0.35% in 2008 to 0.38% in 2009.