There are 28 natura-uitvaart(benefits in kind and funeral expenses) insurers in 2013, similar to 2012. The total gross premiums(bruto premies) for natura-uitvaartverzekering(funeral in kinds insurance) in 2013 is €115 millions, a decrease of €2 or 1.71% of compares to €117 in 2012. The earned premiums, net of reinsurance(verdiende premie eigen rekening) for natura-uitvaartverzekering in 2013 is €98 millions, a decrease of €2 millions or 2.00% compares to €100 millions in 2012.
The total benefits paid(uitkeringen) for natura-uitvaartverzekering in 2013 is €53 millions, an increase of €7 millions or 15.22% compares to €46 millions in 2012. The total benefits net of reinsurance(uitkeringen eigen rekening) for natura-uitvaartverzekering in 2013 is €51 millions, an increase of €6 millions or 13.33% compares to €45 millions in 2012. This shows the benefits paid for natura-uitvaartverzekering has continue to increase despite the decrease in premiums collected in 2013.

There are 28 natura-uitvaart(benefits in kind and funeral expenses) insurers in 2012 compares to 29 in 2011. The total gross premiums(bruto premies) for natura-uitvaartverzekering(funeral in kinds insurance) in 2012 is €117 millions, an increase of €7 or 6.36% of compares to €110 in 2010. The earned premiums, net of reinsurance(verdiende premie eigen rekening) for natura-uitvaartverzekering in 2012 is €100 millions, an increase of €5 millions or 5.26% compares to €95 millions in 2011.
The total benefits paid(uitkeringen) for natura-uitvaartverzekering in 2012 is €46 millions, an increase of €3 millions or 6.98% compares to €43 millions in 2011. The total benefits net of reinsurance(uitkeringen eigen rekening) for natura-uitvaartverzekering in 2012 is €45 millions, an increase of €3 millions or 7.14% compares to €42 millions in 2011. This shows the benefits paid for natura-uitvaartverzekering is inline with the increase in premiums collected in 2012.

There are 29 natura-uitvaart(benefits in kind and funeral expenses) insurers in 2011 compares to 32 in 2010. The total gross premiums(bruto premies) for natura-uitvaartverzekering(funeral in kinds insurance) in 2011 is €110 millions, simlilar to 2010. The earned premiums, net of reinsurance(verdiende premie eigen rekening) for natura-uitvaartverzekering in 2011 is €95 millions, a decrease of €1 millions or 1.04% compares to €96 millions in 2010.
The total benefits paid(uitkeringen) for natura-uitvaartverzekering in 2011 is €43 millions, a decrease of €3 millions or 6.52% compares to €46 millions in 2010. The total benefits net of reinsurance(uitkeringen eigen rekening) for natura-uitvaartverzekering in 2011 is €42 millions, a decrease of €3 millions or 6.67% compares to €45 millions in 2010. This shows the benefits paid for natura-uitvaartverzekering is inline with the decrease in premiums collected in 2011.

There are 32 natura-uitvaart(benefits in kind and funeral expenses) insurers in 2010 compares to 33 in 2009. The total gross premiums(bruto premies) for natura-uitvaartverzekering(funeral in kinds insurance) in 2010 is €110 millions, an increase of €6 millions or 5.66% compares to €106 millions in 2009. The earned premiums, net of reinsurance(verdiende premie eigen rekening) for natura-uitvaartverzekering in 2010 is €96 millions, an increase of €3 millions or 3.23% compares to €93 millions in 2009.
The total benefits paid(uitkeringen) for natura-uitvaartverzekering in 2010 is €46 millions, an increase of €4 millions or 9.52% compares to €42 millions in 2009. The total benefits net of reinsurance(uitkeringen eigen rekening) for natura-uitvaartverzekering in 2010 is €45 millions, an increase of €4 millions or 9.76% compares to €41 millions in 2009. This shows the benefits paid for natura-uitvaartverzekering is inline with the increase in premiums collected in 2010.

Natura-uitvaartverzekering Penetration
In 2010, penetration by distribution channel(penetratiegraad per distributiekanaal) for natura-uitvaartverzekering is 53.8% via tussenpersoon/intermediairies; 42.4% via direct writing/rechtstreeks; 1.6% via bank and 2.2% via other channels. In 2010, natura-uitvaartverzekering has a penetration rate of 28.0% on main wage earner age below 35(31.1% in 2008); 40.6% on main wage earner age between 35 to 49(41.5% in 2008); 41.6% on main wage earner age between 50 to 64(39.6% in 2008) and 34.8% on main wage earner age 65 and above(30.8% in 2006). Natura-uitvaartverzekering has a penetration rate of 37.1% of the total 7,355 households in 2010; compares to 36.5% of the 7,244 households in 2008.
Meanwhile, in 2010, natura-uitvaartverzekering has a penetration rate of 30.8% on income group below 1,000(33.4% in 2008); 38.9% on income group 1,000 - 1,500(35.8% in 2008); 39.6% on income group 1,500 - 2,000(36.5% in 2008); 34.7 on income group 2,000 - 2,500(35% in 2008); 39.6% on income group 2,500 - 3,000(38.5% in 2008); 37.2% on income group above 3,000(37.7% in 2008); and 23.1% on income group which is unknown (33.5% in 2008).
In 2010, natura-uitvaartverzekering has a penetration rate of 19.9% of the 690,000 single households age below 35; 35.3% of the 1,862,000 single households age above 35; 41.6% of the 2,007,000 multi households with children age below 18; 34% of the 420,000 multi households below 35 and without children age below 18; 40.3% of the 2,375,000 multi households above 35 and without children age below 18.
In 2010, natura-uitvaartverzekering has a penetration rate of 29.4% of the 1,221,000 in A'dam, R'dam/Den Haag; 30.1% of the 2,147,000 in West Nederland; 41.2% of the 764,000 in Noord/North Nederland; 40.2% of the 1,487,000 in Oost/East Nederland; 46.7% of the 1,737,000 in Zuid/South Nederland.

There are 33 natura-uitvaart(benefits in kind and funeral expenses) insurers in 2009 compares to 34 in 2008. The total gross premiums(bruto premies) for natura-uitvaartverzekering(funeral in kinds insurance) in 2009 is €106 millions, a decrease of €25 millions or 19.08% compares to €131 millions in 2008. The earned premiums, net of reinsurance(verdiende premie eigen rekening) for natura-uitvaartverzekering in 2009 is €93 millions, a decrease of €25 millions or 21.19% compares to €118 millions in 2008.
The total benefits paid(uitkeringen) for natura-uitvaartverzekering in 2009 is €42 millions, an increase of €3 millions or 7.69% compares to €39 millions in 2008. The total benefits net of reinsurance(uitkeringen eigen rekening) for natura-uitvaartverzekering in 2009 is €41 millions, an increase of €3 millions or 7.89% compares to €38 millions in 2008. This shows the benefits paid for natura-uitvaartverzekering has continued to increase even though lesser premiums has been collected in 2009.

Natura-uitvaartverzekering Penetration
In 2008, penetration by distribution channel(penetratiegraad per distributiekanaal) for natura-uitvaartverzekering is 51.9% via tussenpersoon/intermediairies; 44.7% via direct writing/rechtstreeks; 0.8% via bank and 2.6% via other channels. In 2008, natura-uitvaartverzekering has a penetration rate of 31.1% on main wage earner age below 35(31.8% in 2006); 41.5% on main wage earner age between 35 to 49(37.8% in 2006); 39.6% on main wage earner age between 50 to 64(36.9% in 2006) and 30.8% on main wage earner age 65 and above(30.4% in 2006). Natura-uitvaartverzekering has a penetration rate of 36.5% of the total 7,244 households in 2008; compares to 34.7% of the 7,182 households in 2006.
Meanwhile, in 2008, natura-uitvaartverzekering has a penetration rate of 33.4% on income group below 1,000(25.9% in 2006); 35.8% on income group 1,000 - 1,500(25.9% in 2006); 36.5% on income group 1,500 - 2,000(34.5% in 2006); 35% on income group 2,000 - 2,500(39.1% in 2006); 38.5% on income group 2,500 - 3,000(40.8% in 2006); 37.7% on income group above 3,000(34% in 2006); and 33.5% on income group which is unknown (4.3% in 2006).
In 2008, natura-uitvaartverzekering has a penetration rate of 22.6% of the 784,000 single households age below 35; 31.3% of the 1,972,000 single households age above 35; 44.6% of the 1 ,96,000 multi households with children age below 18; 32.6% of the 398,000 multi households below 35 and without children age below 18; 39.7% of the 2,194,000 multi households above 35 and without children age below 18.
In 2008, natura-uitvaartverzekering has a penetration rate of 27.3% of the 1,216,000 in A'dam, R'dam/Den Haag; 28.9% of the 2,104,000 in West Nederland; 50.5% of the 765,000 in Noord/North Nederland; 39.4% of the 1,461,000 in Oost/East Nederland; 43.5% of the 1,698,000 in Zuid/South Nederland.