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Consumer Credit in Europe
As at 31st December 2021, the outstanding balance for consumer credit in Euro area(which is inclusive of credit cards and personal loans) stood at €699,845 millions, a decrease of €2,476 millions or 0.35% compares to €702,321 millions at the same period in 2020. Consumer credit in Euro area is at its peak with €722,125 millions outstanding balance at the end December 2019(which is two folds compares to €359,892 millions at the end September 1997).

The consumer credit outstanding balance stood at €717,840 millions as at 31st January 2023, a decrease by €743 millions or 0.10% compares to €718,583 millions as at 31st December 2022.

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Monthly consumer credit outstanding balances 2022

The consumer credit outstanding balance stood at €695,317 millions as at 31st January 2022, a decrease by €4,528 millions or 0.65% compares to €699,845 millions as at 31st December 2021.

The consumer credit outstanding balance stood at €695,705 millions as at 28th February 2022, an increase by €388 millions or 0.06% compares to €695,317 millions as at 31st January 2022.

The consumer credit outstanding balance stood at €699,050 millions as at 31st March 2022, an increase by €3,345 millions or 0.48% compares to €695,705 millions as at 28th February 2022.

The consumer credit outstanding balance stood at €700,872 millions as at 30th April 2022, an increase by €1,822 millions or 0.26% compares to €699,050 millions as at 31st March 2022.

The consumer credit outstanding balance stood at €705,325 millions as at 31st May 2022, an increase by €4,453 millions or 0.64% compares to €700,872 millions as at 30th April 2022.

The consumer credit outstanding balance stood at €711,744 millions as at 30th June 2022, an increase by €6,419 millions or 0.91% compares to €705,325 millions as at 31st May 2022.

The consumer credit outstanding balance stood at €713,737 millions as at 31st July 2022, an increase by €1,993 millions or 0.28% compares to €711,744 millions as at 30th June 2022.

The consumer credit outstanding balance stood at €713,089 millions as at 31st August 2022, a decrease by €648 millions or 0.09% compares to €713,737 millions as at 31st July 2022.

The consumer credit outstanding balance stood at €715,441 millions as at 30th September 2022, an increase by €2,352 millions or 0.33% compares to €713,089 millions as at 31st August 2022.

The consumer credit outstanding balance stood at €717,564 millions as at 31st October 2022, an increase by €2,123 millions or 0.30% compares to €715,441 millions as at 30th September 2022.

The consumer credit outstanding balance stood at €718,713 millions as at 30th November 2022, an increase by €1,149 millions or 0.16% compares to €717,564 millions as at 31st October 2022.

The consumer credit outstanding balance stood at €718,583 millions as at 31st December 2022, a decrease by €130 millions or 0.02% compares to €718,713 millions as at 30th November 2022.

Monthly consumer credit outstanding balances 2021

The consumer credit outstanding balance stood at €694,063 millions as at 31st January 2021, a decrease by €8,258 millions or 1.18% compares to €702,321 millions as at 31st December 2020.

The consumer credit outstanding balance stood at €691,740 millions as at 28th February 2021, a decrease by €2,323 millions or 0.33% compares to €694,063 millions as at 31st January 2021.

The consumer credit outstanding balance stood at €694,623 millions as at 31st March 2021, an increase by €2,883 millions or 0.42% compares to €691,740 millions as at 28th February 2021.

The consumer credit outstanding balance stood at €689,870 millions as at 30th April 2021, a decrease by €4,753 millions or 0.68% compares to €694,623 millions as at 31st March 2021.

The consumer credit outstanding balance stood at €691,421 millions as at 31st May 2021, an increase by €1,551 millions or 0.22% compares to €689,870 millions as at 30th April 2021.

The consumer credit outstanding balance stood at €696,840 millions as at 30th June 2021, an increase by €5,419 millions or 0.78% compares to €691,421 millions as at 31st May 2021.

The consumer credit outstanding balance stood at €699,064 millions as at 31st July 2021, an increase by €2,224 millions or 0.32% compares to €696,840 millions as at 30th June 2021.

The consumer credit outstanding balance stood at €697,660 millions as at 31st August 2021, a decrease by €1,404 millions or 0.20% compares to €699,064 millions as at 31st July 2021.

The consumer credit outstanding balance stood at €698,272 millions as at 30th September 2021, an increase by €612 millions or 0.09% compares to €697,660 millions as at 31st August 2021.

The consumer credit outstanding balance stood at €699,387 millions as at 31st October 2021, an increase by €1,115 millions or 0.16% compares to €698,272 millions as at 30th September 2021.

The consumer credit outstanding balance stood at €703,536 millions as at 30th November 2021, an increase by €4,149 millions or 0.59% compares to €699,387 millions as at 31st October 2021.

The consumer credit outstanding balance stood at €699,845 millions as at 31st December 2021, a decrease by €3,691 millions or 0.52% compares to €703,536 millions as at 30th November 2021.

Consumer Credit in Europe 2009 - 2020

As at 31st December 2020, the outstanding balance for consumer credit in Euro area stood at €702,321 millions, a decrease of €19,795 millions or 2.74% compares to €722,116 millions at the same period in 2019.

As at 31st December 2019, the outstanding balance for consumer credit in Euro area stood at €722,116 millions, an increase of €38,048 millions or 5.56% compares to €684,068 millions at the same period in 2018.

As at 31st December 2018, the outstanding balance for consumer credit in Euro area stood at €684,068 millions, an increase of €29,106 millions or 4.44% compares to €654,962 millions at the same period in 2017.

As at 31st December 2017, the outstanding balance for consumer credit in Euro area stood at €654,962 millions, an increase of €37,249 millions or 6.03% compares to €617,713 millions at the same period in 2016.

As at 31st December 2016, the outstanding balance for consumer credit in Euro area stood at €617,713 millions, an increase of €20,035 millions or 3.35% compares to €597,678 millions at the same period in 2015.

As at 31st December 2015, the outstanding balance for consumer credit in Euro area stood at €597,678 millions, an increase of €33,318 millions or 5.0% compares to €564,360 millions at the same period in 2014.

As at 31st December 2014, the outstanding balance for consumer credit in Europe stood at €564,360 millions, a decrease of €11,402 millions or 1.98% compares to €575,762 millions at the same period in 2013.

As at 31st December 2013, the outstanding balance for consumer credit in Europe stood at €575,762 millions, a decrease of €28,543 millions or 4.72% compares to €604,305 millions at the same period in 2012.

As at 31st December 2012, the outstanding balance for consumer credit in Europe stood at €604,305 millions, a decrease of €24,151 millions or 4.00% compares to €628,456 millions at the same period in 2011.

As at 31st December 2011, the outstanding balance for consumer credit in Europe stood at €628,456 millions, a decrease of €12,286 millions or 1.92% compares to €640,742 millions at the same period in 2010.

As at 31st December 2010, the outstanding balance for consumer credit in Europe stood at €640,742 millions, an increase of €7,128 millions or 1.12% compares to €633,614 millions at the same period in 2010.

Monthly consumer credit outstanding balances 2020

The consumer credit outstanding balance stood at €721,779 millions as at 31st January 2020, a decrease by €337 millions or 0.05% compares to €722,116 millions as at 31st December 2019.

The consumer credit outstanding balance stood at €721,428 millions as at 29th February 2020, a decrease by €351 millions or 0.05% compares to €721,779 millions as at 31st January 2020.

The consumer credit outstanding balance stood at €713,809 millions as at 31st March 2020, a decrease by €7,632 millions or 1.06% compares to €721,441 millions as at 29th February 2020.

The consumer credit outstanding balance stood at €699,246 millions as at 30th April 2020, a decrease by €14,563 millions or 2.04% compares to €713,809 millions as at 31st March 2020.

The consumer credit outstanding balance stood at €696,560 millions as at 31st May 2020, a decrease by €2,686 millions or 0.38% compares to €699,246 millions as at 30th April 2020.

The consumer credit outstanding balance stood at €704,162 millions as at 30th June 2020, an increase by €7,602 millions or 1.09% compares to €696,560 millions as at 31st May 2020.

The consumer credit outstanding balance stood at €707,530 millions as at 31st July 2020, an increase by €3,404 millions or 0.48% compares to €704,162 millions as at 30th June 2020.

The consumer credit outstanding balance stood at €703,519 millions as at 31st August 2020, a decrease by €4,011 millions or 0.57% compares to €707,530 millions as at 31st July 2020.

The consumer credit outstanding balance stood at €703,410 millions as at 30th September 2020, a decrease by €109 millions or 0.02% compares to €703,519 millions as at 31st August 2020.

The consumer credit outstanding balance stood at €705,031 millions as at 31st October 2020, an increase by €1,621 millions or 0.23% compares to €703,410 millions as at 30th September 2020.

The consumer credit outstanding balance stood at €702,233 millions as at 30th November 2020, a decrease by €2,798 millions or 0.40% compares to €705,031 millions as at 31st October 2020.

The consumer credit outstanding balance stood at €702,321 millions as at 31st December 2020, a decrease by €88 millions or 0.01% compares to €702,233 millions as at 30th November 2020.

Outstanding consumer credit per capita 2013-2017

As at 31st December 2017, Denmark has the highest outstanding consumer credit per capita at €2,806, followed by Finland at €2,779 per capita, France at €2,428 per capita, Germany at €2,321 per capita, UK at €2,293 per capita and Sweden at €2,117 per capita.

As at 31st December 2016, Denmark has the highest outstanding consumer credit per capita at €2,858, followed by Finland at €2,646 per capita, UK at €2,316 per capita, France at €2,281 per capita, Germany at €2,239 per capita and Sweden at €2,029 per capita.

As at 31st December 2015, Denmark has the highest outstanding consumer credit per capita at €2,669, followed by UK at €2,569 per capita, Finland at €2,565 per capita, France at €2,294 per capita, Germany at €2,166 per capita and Sweden at €2,034 per capita.

As at 31st December 2014, Denmark has the highest outstanding consumer credit per capita at €2,835, followed by Finland at €2,459 per capita, UK at €2,326 per capita, France at €2,265 per capita, Germany at €2,144 per capita and Sweden at €1,986 per capita.

As at 31st December 2013, Denmark has the highest outstanding consumer credit per capita at €2,851, followed by Finland at €2,432 per capita, France at €2,219 per capita, Germany at €2,175 per capita, Sweden at €2,091 per capita and UK at €2,034 per capita.

Monthly consumer credit outstanding balances 2019

The consumer credit outstanding balance stood at €684,385 millions as at 31st January 2019, an increase by €317 millions or 0.05% compares to €684,068 millions as at 31st December 2018.

The consumer credit outstanding balance stood at €683,663 millions as at 28th February 2019, a decrease by €722 millions or 0.11% compares to €684,385 millions as at 31st January 2019.

The consumer credit outstanding balance stood at €689,648 millions as at 31st March 2019, an increase by €5,985 millions or 0.88% compares to €683,663 millions as at 28th February 2019.

The consumer credit outstanding balance stood at €693,850 millions as at 30th April 2019., an increase by €4,202 millions or 0.61% compares to €689,648 millions as at 31st March 2019.

The consumer credit outstanding balance stood at €699,331 millions as at 31st May 2019, an increase by €5,481 millions or 0.79% compares to €693,850 millions as at 30th April 2019.

The consumer credit outstanding balance stood at €705,041 millions as at 30th June 2019, an increase by €5,710 millions or 0.82% compares to €699,331 millions as at 31st May 2019.

The consumer credit outstanding balance stood at €710,158 millions as at 31st July 2019, an increase by €5,117 millions or 0.73% compares to €705,041 millions as at 30th June 2019.

The consumer credit outstanding balance stood at €710,360 millions as at 31st August 2019, an increase by €202 millions or 0.03% compares to €710,158 millions as at 31st July 2019.

The consumer credit outstanding balance stood at €712,179 millions as at 30th September 2019, an increase by €1,819 millions or 0.26% compares to €710,360 millions as at 31st August 2019.

The consumer credit outstanding balance stood at €714,820 millions as at 31st October 2019, an increase by €2,641 millions or 0.37% compares to €712,179 millions as at 30th September 2019.

The consumer credit outstanding balance stood at €716,613 millions as at 30th November 2019, an increase by €1,793 millions or 0.25% compares to €714,820 millions as at 31st October 2019.

The consumer credit outstanding balance stood at €722,116 millions as at 31st December 2019, an increase by €5,503 millions or 0.77% compares to €716,613 millions as at 30th November 2019.

Monthly consumer credit outstanding balances 2018

The consumer credit outstanding balance stood at €657,131 millions as at 31st January 2018, an increase by €2,169 millions or 0.33% compares to €654,962 millions as at 31st December 2017.

The consumer credit outstanding balance stood at €657,085 millions as at 28th February 2018, a decrease by €46 millions or 0.007% compares to €657,131 millions as at 31st January 2018.

The consumer credit outstanding balance stood at €658,532 millions as at 31st March 2018, an increase by €1,447 millions or 0.22% compares to €657,085 millions as at 28th February 2018.

The consumer credit outstanding balance stood at €664,308 millions as at 30th April 2018, an increase by €5,776 millions or 0.88% compares to €658,532 millions as at 31st March 2018.

The consumer credit outstanding balance stood at €665,623 millions as at 31st May 2018, an increase by €1,315 millions or 0.20% compares to €664,308 millions as at 30th April 2018.

The consumer credit outstanding balance stood at €669,291 millions as at 30th June 2018, an increase by €3,668 millions or 0.55% compares to €665,623 millions as at 31st May 2018.

The consumer credit outstanding balance stood at €674,120 millions as at 31st July 2018, an increase by €4,829 millions or 0.72% compares to €669,291 millions as at 30th June 2018.

The consumer credit outstanding balance stood at €675,064 millions as at 31st August 2018, an increase by €944 millions or 0.14% compares to €674,120 millions as at 31st July 2018.

The consumer credit outstanding balance stood at €675,485 millions as at 30th September 2018, an increase by €421 millions or 0.06% compares to €675,064 millions as at 31st August 2018.

The consumer credit outstanding balance stood at €681,233 millions as at 31st October 2018, an increase by €5,748 millions or 0.85% compares to €675,485 millions as at 30th September 2018.

The consumer credit outstanding balance stood at €683,670 millions as at 30th November 2018, an increase by €2,437 millions or 0.36% compares to €681,233 millions as at 31st October 2018.

The consumer credit outstanding balance stood at €684,068 millions as at 31st December 2018, an increase by €398 millions or 0.06% compares to €683,670 millions as at 30th November 2018.

Monthly consumer credit outstanding balances 2017

The consumer credit outstanding balance stood at €618,278 millions as at 31st January 2017, an increase by €565 millions or 0.09% compares to €617,713 millions as at 31st December 2016.

The consumer credit outstanding balance stood at €618,675 millions as at 28th February 2017, an increase by €397 millions or 0.06% compares to €618,278 millions as at 31st January 2017.

The consumer credit outstanding balance stood at €625,669 millions as at 31st March 2017, an increase by €6,994 millions or 1.13% compares to €618,675 millions as at 28th February 2017.

The consumer credit outstanding balance stood at €628,342 millions as at 30th April 2017, an increase by €2,673 millions or 0.43% compares to €625,669 millions as at 31st March 2017.

The consumer credit outstanding balance stood at €633,874 millions as at 31st May 2017, an increase by €5,532 millions or 0.88% compares to €628,342 millions as at 30th April 2017.

The consumer credit outstanding balance stood at €637,619 millions as at 30th June 2017, an increase by €3,745 millions or 0.59% compares to €633,874 millions as at 31st May 2017.

The consumer credit outstanding balance stood at €641,715 millions as at 31st July 2017, an increase by €4,096 millions or 0.64% compares to €637,619 millions as at 30th June 2017.

The consumer credit outstanding balance stood at €643,110 millions as at 31st August 2017, an increase by €1,395 millions or 0.22% compares to €641,715 millions as at 31st July 2017.

The consumer credit outstanding balance stood at €646,229 millions as at 30th September 2017, an increase by €3,119 millions or 0.48% compares to €643,110 millions as at 31st August 2017.

The consumer credit outstanding balance stood at €649,519 millions as at 31st October 2017, an increase by €3,290 millions or 0.51% compares to €646,229 millions as at 30th September 2017.

The consumer credit outstanding balance stood at €652,211 millions as at 30th November 2017, an increase by €2,692 millions or 0.41% compares to €649,519 millions as at 31st October 2017.

The consumer credit outstanding balance stood at €654,996 millions as at 31st December 2017, an increase by €2,785 millions or 0.43% compares to €652,211 millions as at 30th November 2017.

Monthly consumer credit outstanding balances 2016

The consumer credit outstanding balance stood at €594,746 millions as at 31st January 2016, a decrease by €2,932 millions or 0.49% compares to €597,678 millions as at 31st December 2015.

The consumer credit outstanding balance stood at €596,078 millions as at 29th February 2016, an increase by €1,332 millions or 0.22% compares to €594,746 millions as at 31st January 2016.

The consumer credit outstanding balance stood at €600,693 millions as at 31st March 2016, an increase by €4,615 millions or 0.77% compares to €596,078 millions as at 29th February 2016.

The consumer credit outstanding balance stood at €602,778 millions as at 30th April 2016, a decrease by €2,085 millions or 0.35% compares to €600,693 millions as at 31st March 2016.

The consumer credit outstanding balance stood at €599,709 millions as at 31st May 2016, a decrease by €3,069 millions or 0.51% compares to €602,778 millions as at 30th April 2016.

The consumer credit outstanding balance stood at €605,540 millions as at 30th June 2016, an increase by €5,831 millions or 0.97% compares to €599,709 millions as at 31st May 2016.

The consumer credit outstanding balance stood at €605,146 millions as at 31st July 2016, a decrease by €394 millions or 0.07% compares to €605,540 millions as at 30th June 2016.

The consumer credit outstanding balance stood at €606,865 millions as at 31st August 2016, an increase by €1,719 millions or 0.28% compares to €605,146 millions as at 31st July 2016.

The consumer credit outstanding balance stood at €609,290 millions as at 30th September 2016, an increase by €2,425 millions or 0.40% compares to €606,865 millions as at 31st August 2016.

The consumer credit outstanding balance stood at €612,489 millions as at 31st October 2016, an increase by €3,199 millions or 0.53% compares to €609,290 millions as at 30th September 2016.

The consumer credit outstanding balance stood at €613,472 millions as at 30th November 2016, an increase by €983 millions or 0.16% compares to €612,489 millions as at 31st October 2016.

The consumer credit outstanding balance stood at €617,713 millions as at 31st December 2016, an increase by €4,241 millions or 0.69% compares to €613,472 millions as at 30th November 2016.

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N26 Bank in Europe

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