In 2014, there are 255 insurance companies in Spain(compares to 265 in 2013), employing 45,876 people in 2014.
In 2014, the total gross written premiums for insurance in Spain is €54.440bn, a decrease of €0.801bn or 1.45% compares to €55.241bn in 2013.
The total benefits and claims paid for insurance in Spain in 2014 is €47.043bn, an increase of €2.05bn or 4.56% compares to €44.993bn in 2013.
On a per capita basis, an average of €1,170 was spent on insurance in Spain in 2014, €12 less compares to €1,182 in 2013.
Insurance penetration in Spain decreased on average from 5.4% in 2013 to 5.2% in 2014.
Spain insurers total investment portfolio has increase from €252.940bn in 2013 to €279.579bn in 2014, an increase of €26.639bn or 10.53%.
In 2014, Spain ranked fifth in European insurance market in terms of total gross written premiums.

Seguros de vida en España
In 2014, the total gross written premiums for life insurance in Spain is €25.178bn, a decrease of €0.686bn or 2.65% compares to €25.864bn in 2013.
The total benefits paid for life insurance in Spain in 2014 is €26.936bn, an increase of €3.121bn or 13.11% compares to €23.815bn in 2013.
On a per capita basis, an average of €541 was spent on life insurance in Spain in 2014, €12 less compares to €553 in 2013.
Life insurance penetration in Spain decreased on average from 2.5% in 2013 to 2.4% in 2014.
Spain life insurers total investment portfolio has increase from €180.136bn in 2013 to €182.053bn in 2014, an increase of €1.917bn or 1.06%.

Seguros no vida en España
In 2014, the total gross written premiums for non-life insurance in Spain is €29.262bn, a decrease of €0.116bn or 0.39% compares to €29.378bn in 2013.
The total claims paid for non-life insurance in Spain in 2014 is €20.108bn, a decrease of €0.685bn or 3.29% compares to €20.793bn in 2013.
On a per capita basis, an average of €629 was spent on non-life insurance in Spain in 2014, similar to 2013.
Non-Life insurance penetration in Spain on average is 2.8% in 2014, similar to 2013.
Spain non-life insurers total investment portfolio has increase from €42.005bn in 2013 to €42.220bn in 2014, an increase of €0.215bn or 0.51%.

In 2013, there are 264 insurance companies in Spain(compares to 270 in 2012), employing 46,485 people in 2013.
In 2013, the total gross written premiums for insurance in Spain is €55.225bn, a decrease of €1.388bn or 2.45% compares to €56.613bn in 2012.
The total benefits and claims paid for insurance in Spain in 2013 is €44.608bn, a decrease of €3.922bn or 8.08% compares to €48.530bn in 2012.
On a per capita basis, an average of €1,182 was spent on insurance in Spain in 2013, €27 less compares to €1,209 in 2012.
Insurance penetration in Spain decreased on average from 5.50% in 2012 to 5.40% in 2013.
Spain insurers total investment portfolio has increase from €237.214bn in 2012 to €252.940bn in 2013, an increase of €15.726bn or 6.63%.
In 2013, Spain ranked sixth in European insurance market in terms of total gross written premiums.

Seguros de vida en España
In 2013, the total gross written premiums for life insurance in Spain is €25.859bn, a decrease of €0.756bn or 2.84% compares to €26.615bn in 2012.
The total benefits paid for life insurance in Spain in 2013 is €23.815bn, an increase of €3.636bn or 13.25% compares to €27.451bn in 2012.
On a per capita basis, an average of €553 was spent on life insurance in Spain in 2013, €15 less compares to €568 in 2012.
Life insurance penetration in Spain decreased on average from 2.59% in 2012 to 2.53% in 2013.
Spain life insurers total investment portfolio has decrease from €160.844bn in 2012 to €166.869bn in 2013, an increase of €6.025bn or 3.75%.
In 2012, the life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 71.4% via bancassurance, 12.7% via agents, 8.0% via direct writing, 6.7% via brokers and 1.2% via other distribution channels.

Seguros no vida en España
In 2013, the total gross written premiums for non-life insurance in Spain is €29.366bn, a decrease of €0.632bn or 2.11% compares to €29.998bn in 2012.
The total claims paid for non-life insurance in Spain in 2013 is €20.793bn, a decrease of €0.286bn or 1.36% compares to €21.079bn in 2012.
On a per capita basis, an average of €628 was spent on non-life insurance in Spain in 2013, €13 less compares to €641 in 2012.
Non-Life insurance penetration in Spain decreased on average from 2.92% in 2012 to 2.87% in 2013.
Spain non-life insurers total investment portfolio has decrease from €32.906bn in 2012 to €32.235bn in 2013, a decrease of €0.671bn or 2.04%.
In 2012, the non-life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 35.3% via agents, 24.8% via brokers, 22.6% via direct writing, 10.2% via bancassurance and 7.1% via other distribution channels.

In 2012, there are 270 insurance companies in Spain(compares to 279 in 2011), employing 46,485 people in 2012.
In 2012, the total gross written premiums for insurance in Spain is €56.613bn, a decrease of €2.955bn or 4.96% compares to €59.568bn in 2011.
The total benefits and claims paid for insurance in Spain in 2012 is €48.530bn, an increase of €4.3bn or 9.72% compares to €44.230bn in 2011.
On a per capita basis, an average of €1,209 was spent on insurance in Spain in 2012, €67 less compares to €1,276 in 2011.
Insurance penetration in Spain decreased on average from 5.69% in 2011 to 5.50% in 2012.
Spain insurers total investment portfolio has increase from €219.118bn in 2011 to €237.214bn in 2012, an increase of €18.096bn or 8.26%.
In 2012, Spain ranked sixth in European insurance market in terms of total gross written premiums.

Seguros de vida en España
In 2012, the total gross written premiums for life insurance in Spain is €26.615bn, a decrease of €3.134bn or 10.53% compares to €29.749bn in 2011.
The total benefits paid for life insurance in Spain in 2012 is €27.451bn, an increase of €3.108bn or 12.77% compares to €24.343bn in 2011.
On a per capita basis, an average of €568 was spent on life insurance in Spain in 2012, €69 less compares to €637 in 2011.
Life insurance penetration in Spain decreased on average from 2.84% in 2011 to 2.59% in 2012.
Spain life insurers total investment portfolio has nicrease from €153.860bn in 2011 to €160.844bn in 2012, an increase of €6.984bn or 4.54%.
In 2011, the life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 69.0% via bancassurance, 13.1% via agents, 8.4% via brokers, 6.8% via direct writing and 2.7% via other distribution channels.

Seguros no vida en España
In 2012, the total gross written premiums for non-life insurance in Spain is €29.998bn, an increase of €0.179bn or 0.60% compares to €29.819bn in 2011.
The total claims paid for non-life insurance in Spain in 2012 is €21.079bn, an increase of €1.191bn or 5.99% compares to €19.888bn in 2011.
On a per capita basis, an average of €641 was spent on non-life insurance in Spain in 2012, €2 more compares to €639 in 2011.
Non-Life insurance penetration in Spain increased on average from 2.85% in 2011 to 2.92% in 2012.
Spain non-life insurers total investment portfolio has increase from €33.592bn in 2011 to €32.906bn in 2012, a decrease of €0.686bn or 2.04%.
In 2011, the non-life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 35.5% via agents, 25.0% via brokers, 22.8% via direct writing, 9.7% via bancassurance and 7.1% via other distribution channels.

In 2011, there are 279 insurance companies in Spain(compares to 287 in 2010), employing 47,265 people in 2011.
In 2011, the total gross written premiums for insurance in Spain is €59.568bn, an increase of €3.262bn or 5.79% compares to €56.306bn in 2010.
The total benefits and claims paid for insurance in Spain in 2011 is €44.230bn, a decrease of €2.675bn or 5.70% compares to €46.905bn in 2010.
On a per capita basis, an average of €1,276 was spent on insurance in Spain in 2011, €65 more compares to €1,211 in 2010.
Insurance penetration in Spain increased on average from 5.38% in 2010 to 5.69% in 2011.
Spain insurers total investment portfolio has increase from €214.395bn in 2010 to €219.118bn in 2011, an increase of €4.723bn or 2.20%.
In 2011, Spain ranked sixth in European insurance market in terms of total gross written premiums.

Seguros de vida en España
In 2011, the total gross written premiums for life insurance in Spain is €29.749bn, an increase of €2.451bn or 8.98% compares to €27.298bn in 2010.
The total benefits paid for life insurance in Spain in 2011 is €24.343bn, a decrease of €1.629bn or 6.27% compares to €25.972bn in 2010.
On a per capita basis, an average of €637 was spent on life insurance in Spain in 2011, €50 more compares to €587 in 2010.
Life insurance penetration in Spain increased on average from 2.61% in 2010 to 2.84% in 2011.
Spain life insurers total investment portfolio has increase from €151.322bn in 2010 to €153.860bn in 2011, an increase of €2.538bn or 1.68%.
In 2010, the life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 66.2% via bancassurance, 12.7% via agents, 10.4% via direct writing, 8.1% via brokers and 2.6% via other distribution channels.

Seguros no vida en España
In 2011, the total gross written premiums for non-life insurance in Spain is €29.819bn, a decrease of €0.811bn or 2.80% compares to €29.008bn in 2010.
The total claims paid for non-life insurance in Spain in 2011 is €19.888bn, a decrease of €1.045bn or 4.99% compares to €20.933bn in 2010.
On a per capita basis, an average of €639 was spent on non-life insurance in Spain in 2011, €15 more compares to €624 in 2010.
Non-Life insurance penetration in Spain increased on average from 2.77% in 2010 to 2.85% in 2011.
Spain non-life insurers total investment portfolio has increase from €30.032bn in 2010 to €33.592bn in 2011, an increase of €3.56bn or 11.85%.
In 2010, the non-life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 36.3% via agents, 26.7% via brokers, 22.2% via direct writing, 8.8% via bancassurance and 5.9% via other distribution channels.

In 2010, there are 287 insurance companies in Spain(compares to 294 in 2009), employing 47,230 people in 2010.
In 2010, the total gross written premiums for insurance in Spain is €56.306bn, a decrease of €4.888bn or 7.99% compares to €61.194bn in 2009.
The total benefits and claims paid for insurance in Spain in 2010 is €46.905bn, a decrease of €1.504bn or 3.11% compares to €48.409bn in 2009.
On a per capita basis, an average of €1,211 was spent on insurance in Spain in 2010, €112 less compares to €1,323 in 2009.
Insurance penetration in Spain decreased on average from 5.85% in 2009 to 5.38% in 2010.
Spain insurers total investment portfolio has decrease from €218.252bn in 2009 to €214.395bn in 2010, a decrease of €3.857bn or 1.77%.
In 2010, Spain ranked sixth in European insurance market in terms of total gross written premiums.

Seguros de vida en España
In 2010, the total gross written premiums for life insurance in Spain is €27.298bn, a decrease of €1.833bn or 6.29% compares to €29.131bn in 2009.
The total benefits paid for life insurance in Spain in 2010 is €25.972bn, an increase of €1.006bn or 4.03% compares to €24.966bn in 2009.
On a per capita basis, an average of €587 was spent on life insurance in Spain in 2010, €43 less compares to €630 in 2009.
Life insurance penetration in Spain decreased on average from 2.78% in 2009 to 2.61% in 2011.
Spain life insurers total investment portfolio stood at €151.322bn in 2010.
In 2009, the life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 66.2% via bancassurance, 12.7% via agents, 10.4% via direct writing, 8.1% via brokers and 2.6% via other distribution channels.

Seguros no vida en España
In 2010, the total gross written premiums for non-life insurance in Spain is €29.008bn, a decrease of €3.055bn or 9.53% compares to €32.063bn in 2009.
The total claims paid for non-life insurance in Spain in 2010 is €20.933bn, a decrease of €2.51bn or 10.71% compares to €23.443bn in 2009.
On a per capita basis, an average of €624 was spent on non-life insurance in Spain in 2010, €69 less compares to €693 in 2009.
Non-Life insurance penetration in Spain decreased on average from 3.06% in 2009 to 2.77% in 2010.
Spain non-life insurers total investment portfolio stood at €30.032bn in 2010.
In 2009, the non-life insurance distribution channel in Spain(by insurance premiums underwritten) can be brokendown into 36.3% via agents, 26.7% via brokers, 22.2% via direct writing, 8.8% via bancassurance and 6.0% via other distribution channels.

A 31 de diciembre de 2009, las entidades operativas inscritas en el Registro administrativo de entidades aseguradoras, ascendían a 294, frente a las 296 que ejercían su actividad en el ejercicio 2008. Durante el año 2009 dejaron de ser operativas 12 entidades aseguradoras: 10 sociedades anónimas, 1 mutua y 1 mutualidad de previsión social. 10 nuevas entidades aseguradoras inscritas : 8 sociedades anónimas autorizadas en 2009 y 2 mutualidades de previsión social que ampliaron su ámbito de actuación de una Comunidad Autónoma a todo el territorio nacional durante este ejercicio.

A lo largo del ejercicio 2009, dentro del proceso de mantenimiento y actualización del Registro administrativo de mediadores de seguros y reaseguros privados, la DGSFP tramitó las solicitudes de alta, baja o modificación presentadas. Como resultado de este proceso se encuentran inscritos en el registro administrativo 93.962(95.858 en 2008) agentes exclusivos, distribuidos en las siguientes categorías:

• Agente exclusivo persona física (80.707)
• Sociedad de agencia exclusiva (13.231)
• Operador banca seguros exclusivo (24)

Primas Devengadas Brutas Durante el año 2009 se ha producido un incremento de las primas devengadas brutas por habitante de un 0,28 por ciento con respecto al año anterior, manteniéndose la tendencia de creciente penetración social del seguro que ya se iniciara en el ejercicio 2003. El importe de primas brutas (en euros) por habitante mantiene en 2009 también su tendencia creciente aunque el incremento en el 2009(€1.291,54) ha sido inferior al del 2008(€1.287,92).

Primas Devengadas Brutas
Durante el año 2009 se ha producido un incremento de las primas devengadas brutas por habitante de un 0,28 por ciento con respecto al año anterior, manteniéndose la tendencia de creciente penetración social del seguro que ya se iniciara en el ejercicio 2003. El importe de primas brutas (en euros) por habitante mantiene en 2009 también su tendencia creciente aunque el incremento en el 2009 ha sido inferior al del 2008.

Durante el año 2009 la recaudación de primas por seguro directo y reaseguro aceptado de las entidades aseguradoras sujetas al control de la Dirección General de Seguros y Fondos de Pensiones, excluidas las mutualidades de previsión social, y según datos provisionales, alcanzó la cifra de 60.374 millones de euros, importe que supone un incremento, con respecto a 2008(59.447 millones de euros), del 1,56 por ciento, crecimiento notablemente inferior al del año anterior.

En 2009, España ocupó el sexto lugar en European insurance mercado en términos de total de las primas devengadas brutas.

Continuando la tendencia iniciada en 2008, la tasa de variación del seguro de vida(23.246 millones de euros en 2007; 26.850 millones de euros en 2008 y 28.538 millones de euros en 2009) durante el ejercicio 2009 fue positiva, frente a un recién iniciado decrecimiento de los seguros de no vida(31.832 millones de euros en 2007; 32.597 millones de euros en 2008 y 31.836 millones de euros en 2009), más expuestos a los efectos del descenso en el consumo. Así, la caída de no vida fue de un 2,33 por ciento (frente al crecimiento del 2,40 en 2008 y del 5,04 por ciento en 2007) mientras que el desarrollo que experimentaron los seguros vida se situó en el 6,29 por ciento (crecimiento sin embargo más débil que en el 2008 que alcanzó el 15,50 por ciento).

Finalizado el proceso de exteriorización de compromisos por pensiones en el año 2002, a partir del ejercicio 2003 permaneció en general estable la participación de los ramos vida y no vida en el conjunto del sector. Sin embargo esta tendencia cambió a partir del 2007 ya que desde entonces el ramo de vida ha ido incrementando su peso en el total del sector acercándose al 50 por ciento en el 2009(52,73% no vida; 47,27 Vida).