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Insurance in Belgium
In 2015, there are 111 insurance companies in Belgium, employing 23,993 people(compares to 23,334 in 2014).
In 2015, the total gross written premiums for insurance in Belgium is €26.212bn, a decrease of €0.829bn or 3.07% compares to €27.041bn in 2014.
The total benefits and claims paid for insurance in Belgium in 2015 is €25.537bn, an increase of €1.851bn or 7.81% compares to €23.686bn in 2014.
On a per capita basis, an average of €2,328 was spent on insurance in Belgium in 2015, €86 less compares to €2,414 in 2014.
Insurance penetration in Belgium decreased on average from 6.8% in 2014 to 6.4% in 2015.
Belgium insurers total investment portfolio has increase from €298.699bn in 2014 to €295.072bn in 2015, a decrease of €3.627bn or 1.21%.

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Life Insurance in Belgium

In 2015, the total gross written premiums for life insurance in Belgium is €15.233bn, a decrease of €0.96bn or 5.93% compares to €16.193bn in 2014.
The total benefits paid for life insurance in Belgium in 2015 is €19.545bn, an increase of €2.067bn or 11.83% compares to €17.478bn in 2014.
On a per capita basis, an average of €1,353 was spent on life insurance in Belgium in 2015, €92 less compares to €1,445 in 2014.
Life insurance penetration in Belgium decreased on average from 4.0% in 2014 to 3.7% in 2015.
Belgium life insurers total investment portfolio has decrease from €257.389bn in 2014 to €253.437bn in 2015, a decrease of €3.952bn or 1.54%.


Non-Life Insurance in Belgium

In 2015, the total gross written premiums for non-life insurance in Belgium is €10.979bn, an increase of €0.131bn or 1.21% compares to €10.848bn in 2014.
On a per capita basis, an average of €975 was spent on non-life insurance in Belgium in 2015, €7 more compares to €968 in 2014.
Non-Life insurance penetration in Belgium on average is 2.7% in 2015, similar to 2014.
Belgium non-life insurers total investment portfolio has increase from €41.310bn in 2014 to €41.635bn in 2015, an increase of €0.325bn or 0.79%.

Motor Insurance in Belgium
In 2015, the total gross written premiums for motor insurance in Belgium is €3.555bn, an increase of €0.041bn or 1.17% compares to €3.514bn in 2014.
On a per capita basis, an average of €316 was spent on motor insurance in Belgium in 2015, €2 more compares to €314 in 2014.
Motor insurance penetration in Belgium on average is 0.9% in 2015, similar to 2014.

Property Insurance in Belgium
In 2015, the total gross written premiums for property insurance in Belgium is €2.654bn, an increase of €0.039bn or 1.49% compares to €2.615bn in 2014.
On a per capita basis, an average of €236 was spent on property insurance in Belgium in 2015, €3 more compares to €233 in 2014.
Property insurance penetration in Belgium decreased on average from 0.7% in 2014 to 0.6% in 2015.

Insurance in Belgium 2013-2014 statistics

In 2014, there are 111 insurance companies in Belgium, employing 23,334 people(compares to 23,662 in 2013).
In 2014, the total gross written premiums for insurance in Belgium is €27.041bn, an increase of €0.213bn or 0.79% compares to €26.828bn in 2013.
The total benefits and claims paid for insurance in Belgium in 2014 is €23.686bn, a decrease of €0.038bn or 0.16% compares to €23.724bn in 2013.
On a per capita basis, an average of €2,414 was spent on insurance in Belgium in 2014, €10 more compares to €2,404 in 2013.
Insurance penetration in Belgium on average is 6.8% in 2014, similar to 2013.
Belgium insurers total investment portfolio has increase from €267.990bn in 2013 to €298.699bn in 2014, an increase of €30.709bn or 11.46%.

Life Insurance
In 2014, the total gross written premiums for life insurance in Belgium is €16.193bn, an increase of €0.027bn or 0.17% compares to €16.166bn in 2013.
The total benefits paid for life insurance in Belgium in 2014 is €17.478bn, a decrease of €0.388bn or 2.17% compares to €17.866bn in 2013.
On a per capita basis, an average of €1,445 was spent on life insurance in Belgium in 2014, €3 less compares to €1,448 in 2013.
Life insurance penetration in Belgium decreased on average from 4.1% in 2013 to 4.0% in 2014.
Belgium life insurers total investment portfolio has increase from €232.642bn in 2013 to €257.389bn in 2014, an increase of €24.747bn or 10.64%.

Non-Life Insurance
In 2014, the total gross written premiums for non-life insurance in Belgium is €10.848bn, an increase of €0.185bn or 1.73% compares to €10.663bn in 2013.
The total claims paid for non-life insurance in Belgium in 2014 is €6.625bn, a decrease of €0.053bn or 0.79% compares to €6.678bn in 2013.
On a per capita basis, an average of €968 was spent on non-life insurance in Belgium in 2014, €13 more compares to €955 in 2013.
Non-Life insurance penetration in Belgium on average is 2.7% in 2014, similar to 2013.
Belgium non-life insurers total investment portfolio has increase from €35.348bn in 2013 to €41.310bn in 2014, an increase of €5.962bn or 16.87%.

Motor Insurance
In 2014, the total gross written premiums for motor insurance in Belgium is €3.514bn, an increase of €0.04bn or 1.15% compares to €3.474bn in 2013.
The total claims paid for motor insurance in Belgium in 2014 is €2.386bn, a decrease of €0.181bn or 7.05% compares to €2.567bn in 2013.
On a per capita basis, an average of €314 was spent on motor insurance in Belgium in 2014, €3 more compares to €311 in 2013.
Motor insurance penetration in Belgium on average is 0.9% in 2014, similar to 2013.

Property Insurance
In 2014, the total gross written premiums for property insurance in Belgium is €2.615bn, an increase of €0.073bn or 2.87% compares to €2.542bn in 2013.
The total claims paid for property insurance in Belgium in 2014 is €1.525bn, an increase of €0.328bn or 27.40% compares to €1.197bn in 2013.
On a per capita basis, an average of €233 was spent on property insurance in Belgium in 2014, €5 more compares to €228 in 2013.
Property insurance penetration in Belgium increased on average from 0.6% in 2013 to 0.7% in 2014.


Insurance in Belgium 2012-2013 statistics

In 2013, there are 146 insurance companies in Belgium(same as 2012), employing 23,662 people(compares to 23,861 in 2012).
In 2013, the total gross written premiums for insurance in Belgium is €27.789bn, a decrease of €4.618bn or 14.25% compares to €32.407bn in 2012.
The total benefits and claims paid for insurance in Belgium in 2013 is €24.440bn, an increase of €0.233bn or 0.96% compares to €24.207bn in 2012.
On a per capita basis, an average of €2,490 was spent on insurance in Belgium in 2013, €431 less compares to €2,921 in 2012.
Insurance penetration in Belgium decreased on average from 8.62% in 2012 to 7.26% in 2013.
Belgium insurers total investment portfolio has increase from €264.492bn in 2012 to €267.987bn in 2013, an increase of €3.459bn or 1.32%.

Life Insurance
In 2013, the total gross written premiums for life insurance in Belgium is €16.545bn, a decrease of €4.925bn or 22.94% compares to €21.470bn in 2012.
The total benefits paid for life insurance in Belgium in 2013 is €17.961bn, an increase of €0.173bn or 0.97% compares to €17.788bn in 2012.
On a per capita basis, an average of €1,482 was spent on life insurance in Belgium in 2013, €453 less compares to €1,935 in 2012.
Life insurance penetration in Belgium decreased on average from 5.71% in 2012 to 4.32% in 2013.
Belgium life insurers total investment portfolio has increase from €229.685bn in 2012 to €232.640bn in 2013, an increase of €2.955bn or 1.29%.

Non-Life Insurance
In 2013, the total gross written premiums for non-life insurance in Belgium is €11.244bn, an increase of €0.308bn or 2.82% compares to €10.936bn in 2012.
The total claims paid for non-life insurance in Belgium in 2013 is €6.479bn, an increase of €0.06bn or 0.93% compares to €6.419bn in 2012.
On a per capita basis, an average of €1,007 was spent on non-life insurance in Belgium in 2013, €21 more compares to €986 in 2012.
Non-Life insurance penetration in Belgium increased on average from 2.91% in 2012 to 2.94% in 2013.
Belgium non-life insurers total investment portfolio has increase from €34.809bn in 2012 to €35.347bn in 2013, an increase of €0.538bn or 1.55%.

Motor Insurance
In 2013, the total gross written premiums for motor insurance in Belgium is €3.579bn, an increase of €0.042bn or 1.19% compares to €3.537bn in 2012.
The total claims paid for motor insurance in Belgium in 2013 is €2.378bn, an increase of €0.042bn or 1.80% compares to €2.336bn in 2012.
On a per capita basis, an average of €321 was spent on motor insurance in Belgium in 2013, €2 more compares to €319 in 2012.
Motor insurance penetration in Belgium increased on average from 0.94% in 2012 to 0.935% in 2013.

Health Insurance
In 2013, the total gross written premiums for health insurance in Belgium is €1.407bn, an increase of €0.044bn or 3.23% compares to €1.363bn in 2012.
The total claims paid for health insurance in Belgium in 2013 is €975mn, an increase of €38mn or 3.90% compares to €937mn in 2012.
On a per capita basis, an average of €126 was spent on health insurance in Belgium in 2012, €3 more compares to €123 in 2012.
Health insurance penetration in Belgium increased on average from 0.36% in 2012 to 0.37% in 2013.

Property Insurance
In 2013, the total gross written premiums for property insurance in Belgium is €2.656bn, an increase of €0.134bn or 5.31% compares to €2.522bn in 2012.
The total claims paid for property insurance in Belgium in 2013 is €1.228bn, a decrease of €0.113bn or 8.43% compares to €1.341bn in 2012.
On a per capita basis, an average of €238 was spent on property insurance in Belgium in 2013, €11 more compares to €227 in 2012.
Property insurance penetration in Belgium increased on average from 0.67% in 2012 to 0.69% in 2013.


Insurance in Belgium 2011-2012 statistics

In 2012, there are 146 insurance companies in Belgium(compares to 149 in 2011), employing 23,861 people(compares to 23,911 in 2011).
In 2012, the total gross written premiums for insurance in Belgium is €32.407bn, an increase of €3.052bn or 10.40% compares to €29.355bn in 2011.
The total benefits and claims paid for insurance in Belgium in 2012 is €24.207bn, an increase of €2.094bn or 9.47% compares to €22.113bn in 2011.
On a per capita basis, an average of €2,921 was spent on insurance in Belgium in 2012, €253 more compares to €2,668 in 2011.
Insurance penetration in Belgium increased on average from 7.93% in 2011 to 8.62% in 2012.
Belgium insurers total investment portfolio has increase from €234.681bn in 2011 to €264.492bn in 2012, an increase of €29.811bn or 12.70%.

Life Insurance
In 2012, the total gross written premiums for life insurance in Belgium is €21.470bn, an increase of €2.67bn or 14.20% compares to €18.800bn in 2011.
The total benefits paid for life insurance in Belgium in 2012 is €17.788bn, an increase of €2.229bn or 14.33% compares to €15.559bn in 2011.
On a per capita basis, an average of €1,935 was spent on life insurance in Belgium in 2012, €226 more compares to €1,709 in 2011.
Life insurance penetration in Belgium increased on average from 5.08% in 2011 to 5.71% in 2012.
Belgium life insurers total investment portfolio has increase from €203.163bn in 2011 to €229.683bn in 2012, an increase of €26.52bn or 13.05%.
The life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 47.4% via bancassurance, 29.2% via brokers, 18.0% via direct writing, 4.8% via agents and 0.6% via other channels.

Non-Life Insurance
In 2012, the total gross written premiums for non-life insurance in Belgium is €10.936bn, an increase of €0.381bn or 3.61% compares to €10.555bn in 2011.
The total claims paid for non-life insurance in Belgium in 2012 is €6.419bn, a decrease of €0.135bn or 2.06% compares to €6.554bn in 2011.
On a per capita basis, an average of €986 was spent on non-life insurance in Belgium in 2012, €26 more compares to €959 in 2011.
Non-Life insurance penetration in Belgium increased on average from 2.85% in 2011 to 2.91% in 2012.
Belgium non-life insurers total investment portfolio has increase from €31.518bn in 2011 to €34.809bn in 2012, an increase of €3.291bn or 10.44%.
The non-life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 61.4% via brokers, 19.9% via direct writing, 10.7% via agents, 7.4% via bancassurance, and 0.6% via other channels.

Motor Insurance
In 2012, the total gross written premiums for motor insurance in Belgium is €3.537bn, an increase of €0.066bn or 1.90% compares to €3.471bn in 2011.
The total claims paid for motor insurance in Belgium in 2012 is €2.336bn, a decrease of €0.06bn or 2.50% compares to €2.396bn in 2011.
On a per capita basis, an average of €319 was spent on motor insurance in Belgium in 2012, €3 more compares to €316 in 2011.
Motor insurance penetration in Belgium increased on average from 0.9385% in 2011 to 0.94% in 2012.

Health Insurance
In 2012, the total gross written premiums for health insurance in Belgium is €1.363bn, an increase of €0.046bn or 3.49% compares to €1.317bn in 2011.
The total claims paid for health insurance in Belgium in 2012 is €937mn, an increase of €33mn or 3.65% compares to €904mn in 2011.
On a per capita basis, an average of €123 was spent on health insurance in Belgium in 2012, €3 more compares to €120 in 2011.
Health insurance penetration in Belgium in 2012 remained the same as of 0.36% in 2011.

Property Insurance
In 2012, the total gross written premiums for property insurance in Belgium is €2.522bn, an increase of €0.122bn or 5.08% compares to €2.400bn in 2011.
The total claims paid for property insurance in Belgium in 2012 is €1.341bn, a decrease of €0.159bn or 10.60% compares to €1.500bn in 2011.
On a per capita basis, an average of €227 was spent on property insurance in Belgium in 2012, €9 more compares to €218 in 2011.
Property insurance penetration in Belgium increased on average from 0.65% in 2011 to 0.67% in 2012.


Insurance in Belgium 2010-2011 statistics

In 2011, there are 149 insurance companies in Belgium(compares to 147 in 2010), employing 23,911 people(compares to 23,695 in 2010).
In 2011, the total gross written premiums for insurance in Belgium is €29.355bn, a decrease of €0.257bn or 0.87% compares to €29.612bn in 2010.
The total benefits and claims paid for insurance in Belgium in 2011 is €22.113bn, an increase of €3.347bn or 17.84% compares to €18.766bn in 2010.
On a per capita basis, an average of €2,668 was spent on insurance in Belgium in 2011, €64 less compares to €2,732 in 2010.
Insurance penetration in Belgium decreased on average from 8.32% in 2010 to 7.93% in 2011.
Belgium insurers total investment portfolio has increase from €230.529bn in 2010 to €234.681bn in 2011, an increase of €4.152bn or 1.80%.

Life Insurance
In 2011, the total gross written premiums for life insurance in Belgium is €18.800bn, a decrease of €0.471bn or 2.44% compares to €19.271bn in 2010.
The total benefits paid for life insurance in Belgium in 2011 is €15.559bn, an increase of €3.082bn or 24.70% compares to €12.477bn in 2010.
On a per capita basis, an average of €1,709 was spent on life insurance in Belgium in 2011, €69 less compares to €1,778 in 2010.
Life insurance penetration in Belgium decreased on average from 5.41% in 2010 to 5.08% in 2011.
Belgium life insurers total investment portfolio has increase from €199.661bn in 2010 to €203.163bn in 2011, an increase of €3.502bn or 1.75%.
The life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 44.0% via bancassurance, 32.3% via brokers, 17.5% via direct writing, 5.6% via agents and 0.7% via other channels.

Non-Life Insurance
In 2011, the total gross written premiums for non-life insurance in Belgium is €10.555bn, an increase of €0.214bn or 2.07% compares to €10.341bn in 2010.
The total claims paid for non-life insurance in Belgium in 2011 is €6.554bn, an increase of €0.265bn or 4.21% compares to €6.289bn in 2010.
On a per capita basis, an average of €959 was spent on non-life insurance in Belgium in 2011, €5 more compares to €954 in 2010.
Non-Life insurance penetration in Belgium decreased on average from 2.90% in 2010 to 2.85% in 2011.
Belgium non-life insurers total investment portfolio has increase from €30.868bn in 2010 to €31.518bn in 2011, an increase of €0.65bn or 2.11%.
The non-life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 61.0% via brokers, 20.2% via direct writing, 10.6% via agents, 7.2% via bancassurance, and 1.0% via other channels.

Motor Insurance
In 2011, the total gross written premiums for motor insurance in Belgium is €3.471bn, an increase of €0.14bn or 4.20% compares to €3.331bn in 2010.
The total claims paid for motor insurance in Belgium in 2011 is €2.396bn, a decrease of €0.005bn or 0.21% compares to €2.401bn in 2010.
On a per capita basis, an average of €316 was spent on motor insurance in Belgium in 2011, €9 more compares to €307 in 2010.
Motor insurance penetration in Belgium increased on average from 0.935% in 2010 to 0.9385% in 2011.

Health Insurance
In 2011, the total gross written premiums for health insurance in Belgium is €1.317bn, an increase of €0.058bn or 4.61% compares to €1.259bn in 2010.
The total claims paid for health insurance in Belgium in 2011 is €904mn, an increase of €51mn or 5.98% compares to €853mn in 2010.
On a per capita basis, an average of €120 was spent on health insurance in Belgium in 2011, €4 more compares to €116 in 2010.
Health insurance penetration in Belgium increased on average from 0.35% in 2010 to 0.36% in 2011.

Property Insurance
In 2011, the total gross written premiums for property insurance in Belgium is €2.400bn, an increase of €0.053bn or 2.26% compares to €2.347bn in 2010.
The total claims paid for property insurance in Belgium in 2011 is €1.500bn, an increase of €0.194bn or 14.85% compares to €1.306bn in 2010.
On a per capita basis, an average of €218 was spent on property insurance in Belgium in 2011, €1 more compares to €217 in 2010.
Property insurance penetration in Belgium decreased on average from 0.66% in 2010 to 0.65% in 2011.


Insurance in Belgium 2009-2010 statistics

In 2010, there are 147 insurance companies in Belgium(compares to 148 in 2009), employing 23,695 people(compares to 23,964 in 2009).
In 2010, the total gross written premiums for insurance in Belgium is €29.612bn, an increase of €1.173bn or 4.12% compares to €28.439bn in 2009.
The total benefits and claims paid for insurance in Belgium in 2010 is €18.766bn, a decrease of €0.708bn or 3.64% compares to €19.474bn in 2009.
On a per capita basis, an average of €2,732 was spent on insurance in Belgium in 2010, €97 more compares to €2,645 in 2009.
Insurance penetration in Belgium decreased on average from 8.35% in 2009 to 8.32% in 2010.
Belgium insurers total investment portfolio has increase from €218.425bn in 2009 to €230.529bn in 2010, an increase of €12.104bn or 5.54%.

Life Insurance
In 2010, the total gross written premiums for life insurance in Belgium is €19.103bn, an increase of €0.732bn or 3.98% compares to €18.371bn in 2009.
The total benefits paid for life insurance in Belgium in 2010 is €12.477bn, a decrease of €0.785bn or 5.92% compares to €13.262bn in 2009.
On a per capita basis, an average of €1,750 was spent on life insurance in Belgium in 2010, €55 more compares to €1,695 in 2009.
Life insurance penetration in Belgium decreased on average from 5.40% in 2009 to 5.39% in 2010.
Belgium life insurers total investment portfolio has increase from €188.342bn in 2009 to €199.730bn in 2010, an increase of €11.388bn or 6.05%.
The life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 43.2% via bancassurance, 32.8% via brokers, 18.2% via direct writing, 5.2% via agents and 0.6% via other channels.

Non-Life Insurance
In 2010, the total gross written premiums for non-life insurance in Belgium is €10.311bn, an increase of €0.243bn or 2.41% compares to €10.068bn in 2009.
The total claims paid for non-life insurance in Belgium in 2010 is €6.289bn, an increase of €0.077bn or 1.24% compares to €6.212bn in 2009.
On a per capita basis, an average of €944 was spent on non-life insurance in Belgium in 2010, €15 more compares to €929 in 2009.
Non-Life insurance penetration in Belgium decreased on average from 2.96% in 2009 to 2.91% in 2010.
Belgium non-life insurers total investment portfolio has increase from €30.228bn in 2009 to €30.878bn in 2010, an increase of €0.65bn or 2.15%.
The non-life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 61.3% via brokers, 20.4% via direct writing, 10.5% via agents, 6.9% via bancassurance, and 0.8% via other channels.

Motor Insurance
In 2010, the total gross written premiums for motor insurance in Belgium is €3.326bn, an increase of €0.118bn or 3.69% compares to €3.208bn in 2009.
The total claims paid for motor insurance in Belgium in 2010 is €2.401bn, an increase of €0.087bn or 3.76% compares to €2.314bn in 2009.
On a per capita basis, an average of €305 was spent on motor insurance in Belgium in 2010, €9 more compares to €296 in 2009.
Motor insurance penetration in Belgium decreased on average from 0.942% in 2009 to 0.939% in 2010.

Health Insurance
In 2010, the total gross written premiums for health insurance in Belgium is €1.259bn, an increase of €0.06bn or 5% compares to €1.199bn in 2009.
The total claims paid for health insurance in Belgium in 2010 is €853mn, an increase of €9mn or 1.07% compares to €844mn in 2009.
On a per capita basis, an average of €115 was spent on health insurance in Belgium in 2010, €4 more compares to €111 in 2009.
Health insurance penetration in Belgium increased on average from 0.35% in 2009 to 0.36% in 2010.

Property Insurance
In 2010, the total gross written premiums for property insurance in Belgium is €2.347bn, an increase of €0.043bn or 1.87% compares to €2.304bn in 2009.
The total claims paid for property insurance in Belgium in 2010 is €1.306bn, an increase of €0.063bn or 5.07% compares to €1.243bn in 2009.
On a per capita basis, an average of €215 was spent on property insurance in Belgium in 2010, €2 more compares to €213 in 2009.
Property insurance penetration in Belgium decreased on average from 0.68% in 2009 to 0.66% in 2010.

Other Non-Life Insurance
In 2010, the total gross written premiums for other non-life insurance in Belgium is €3.379bn, an increase of €0.022bn or 0.66% compares to €3.357bn in 2009.
On a per capita basis, an average of €309 was spent on other non-life insurance in Belgium in 2010, €1 less compares to €310 in 2009.
Other non-life insurance penetration in Belgium decreased on average from 0.99% in 2009 to 0.95% in 2010.


Insurance in Belgium 2008-2009

In 2009, there are 148 insurance companies in Belgium(compares to 152 in 2008), employing 23,964 people(compares to 24,300 in 2008).
In 2009, the total gross written premiums for insurance in Belgium is €28.439bn, a decrease of €0.839bn or 2.87% compares to €29.278bn in 2008.
The total benefits and claims paid for insurance in Belgium in 2009 is €19.474bn, a decrease of €1.524bn or 7.26% compares to €20.998bn in 2008.
On a per capita basis, an average of €2,645 was spent on insurance in Belgium in 2009, €100 less compares to €2,745 in 2008.
Insurance penetration in Belgium decreased on average from 8.45% in 2008 to 8.35% in 2009.
Belgium insurers total investment portfolio has increase from €198.288bn in 2008 to €218.425bn in 2009, an increase of €20.137bn or 10.16%.

Life Insurance
In 2009, the total gross written premiums for life insurance in Belgium is €18.328bn, a decrease of €1.024bn or 5.29% compares to €19.352bn in 2008.
The total benefits paid for life insurance in Belgium in 2009 is €13.262bn, a decrease of €1.898bn or 12.52% compares to €15.160bn in 2008.
On a per capita basis, an average of €1,704 was spent on life insurance in Belgium in 2009, €106 less compares to €1,810 in 2008.
Life insurance penetration in Belgium decreased on average from 5.61% in 2008 to 5.41% in 2009.
Belgium life insurers total investment portfolio has increase from €167.831bn in 2008 to €188.342bn in 2009, an increase of €20.511bn or 12.22%.
The life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 42.4% via bancassurance, 33.3% via brokers, 19.2% via direct writing, 4.7% via agents and 0.4% via other channels.

Non-Life Insurance
In 2009, the total gross written premiums for non-life insurance in Belgium is €10.058bn, an increase of €0.131bn or 1.32% compares to €9.927bn in 2008.
The total claims paid for non-life insurance in Belgium in 2009 is €6.212bn, an increase of €0.374bn or 6.41% compares to €5.838bn in 2008.
On a per capita basis, an average of €935 was spent on non-life insurance in Belgium in 2009, €6 more compares to €929 in 2008.
Non-Life insurance penetration in Belgium increased on average from 2.88% in 2008 to 2.97% in 2009.
Belgium non-life insurers total investment portfolio has decrease from €30.457bn in 2008 to €30.228bn in 2009, a decrease of €0.229bn or 0.75%.
The non-life insurance distribution channel in Belgium(by insurance premiums underwritten) can be brokendown into 62.0% via brokers, 20.3% via direct writing, 10.5% via agents, 6.3% via bancassurance, and 0.9% via other channels.

Motor Insurance
In 2009, the total gross written premiums for motor insurance in Belgium is €3.206bn, an increase of €0.062bn or 7.25% compares to €3.144bn in 2008.
The total claims paid for motor insurance in Belgium in 2009 is €2.314, an increase of €0.099bn or 4.47% compares to €2.215bn in 2008.
On a per capita basis, an average of €298 was spent on motor insurance in Belgium in 2009, €4 more compares to €294 in 2008.
Motor insurance penetration in Belgium increased on average from 0.91% in 2008 to 0.95% in 2009.

Health Insurance
In 2009, the total gross written premiums for health insurance in Belgium is €1.199bn, an increase of €0.081bn or 1.97% compares to €1.118bn in 2008.
The total claims paid for health insurance in Belgium in 2009 is €844mn, an increase of €21mn or 2.55% compares to €823mn in 2008.
On a per capita basis, an average of €112 was spent on health insurance in Belgium in 2009, €7 more compares to €105 in 2008.
Health insurance penetration in Belgium increased on average from 0.32% in 2008 to 0.35% in 2009.

Property Insurance
In 2009, the total gross written premiums for property insurance in Belgium is €2.303bn, an increase of €0.059bn or 2.63% compares to €2.244bn in 2008.
The total claims paid for property insurance in Belgium in 2009 is €1.243bn, an increase of €0.165bn or 15.31% compares to €1.078bn in 2008.
On a per capita basis, an average of €214 was spent on property insurance in Belgium in 2009, €4 more compares to €210 in 2008.
Property insurance penetration in Belgium increased on average from 0.65% in 2008 to 0.68% in 2009.

Other Non-Life Insurance
In 2009, the total gross written premiums for other non-life insurance in Belgium is €3.350bn, a decrease of €0.071bn or 2.08% compares to €3.421bn in 2008.
On a per capita basis, an average of €312 was spent on other non-life insurance in Belgium in 2009, €8 less compares to €320 in 2008.
Other non-life insurance penetration in Belgium remained the same, at 0.99% in 2008 and 2009.

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